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The Democratic National Committee's Rules and Bylaws Committee voted to remove "virtual caucusing" from Iowa's and Nevada's 2020 caucus plans on Friday, giving the states about two weeks to form an alternative proposal.The move leaves Iowa -- which had planned to use only the vote-by-phone method to comply with the Democratic Party's rules to expand voting access in the caucus states -- in a particularly tough position.Nevada's plans included in-person early voting, meaning the committee could find the state's plan in compliance without that element.Last week, DNC Chairman Tom Perez issued a statement with the committee's co-chairs saying the vote-by-phone method didn't meet security standards set to avoid hacking or tampering."While today's decision is not unexpected, we are still disappointed," Iowa Democratic Party Chairman Troy Price said in a statement after the vote. "We continue to have confidence in the abilities of our vendors to enact this process, but if the DNC does not believe the virtual caucus can be secure, then we cannot go forward. With less than five months to go, we are continuing to explore as quickly as possible what alternatives may exist in order to securely expand accessibility for the 2020 caucuses."Price, who's in New Hampshire for that state's Democratic Party convention, has been meeting with officials to find a way to include early voting in the caucus process.At issue is the use of paper ballots for Iowa, which is firmly opposed by New Hampshire, as that could seem too much like a primary to officials intent on keeping the New England state as the first in the nation primary. Should Iowa institute paper ballots in 2020, there is a possibility that New Hampshire will move its primary date before Iowa's caucuses.The DNC established new rules for caucuses last year, which included requiring an absentee option for voters who couldn't attend the regular caucus. Seven states that used party-run caucuses in 2016 will instead hold primaries in 2020."It is unfortunate the DNC won't allow us to go forward with the virtual caucus in 2020," Nevada State Democratic Party Chair William McCurdy II said in a statement. "Despite this change with less than six months to go before our February caucus, NV Dems is committed to continuing engaging new Democrats, bringing more voices into this critically important process and hosting multiple options to participate in our caucus."Rules committee members lamented their vote against virtual caucusing, citing their desire to expand voting in the primary process."I want to applaud both our state Democratic parties -- both Iowa and Nevada -- for getting as far as they did without any real, tangible guidance from either this committee or the DNC," Artie Blanco, a Nevada member of the rules committee, said ahead of the decision.Accusing Republicans of failing to protect voting from adversaries, Blanco said that "it is impossible to find a technology secure enough for our virtual caucus to protect against hacking attempts."Multiple rules committee members echoed the accusation against the Republican Party of failing to protect voting. While no member mentioned the 2016 Russian hacks of the DNC at this meeting, the issue has reverberated throughout their deliberations over these plans."These states are working hard with the assistance of DHS and the FBI. Frankly, they're not getting a lot of help from President Trump or from Senator Mitch McConnell, who are in fact trying to impede this," former Clinton White House official and committee member Elaine Kamarck said. "Nevertheless, the federal government has civil servants that are still working to try and help the state officials in those states make a safer process."Rules committee Chairman James Roosevelt Jr., recognizing the difficult position the caucus states were in, announced that Chairman Perez endorsed his plan to work with DNC leadership to find a way to make virtual caucusing work in the future."This time the effort was left to the states because that's the way the plans are normally developed," Roosevelt said. "I think we recognize now that this is bigger than any one state's problem. I'm going to urge the DNC leadership to lead this effort following the general election, so that we have three years to deal with it."The committee will meet again within two weeks to vote on final proposals from each state. Should Iowa not be able to come up with a plan in compliance, the committee could issue a waiver of the rules in 2020, which is considered a last resort. 4562

The founder of #MeToo is using the second anniversary of the movement to launch a new effort intended to mobilize voters heading into the 2020 election.The new hashtag #MeTooVoter was unveiled Tuesday, on the same day 230

The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

The designer behind one of the world's most popular toys has died.Jens Nygaard Knudsen, the Danish man credited with the design of anthropomorphic Lego figurines 174

The House of Representatives is set to begin drafting articles of impeachment on Wednesday following two weeks full of testimony from an array of government officials, including those who conduct foreign affairs with Ukraine. On Wednesday, the House's Judiciary Committee will call upon four witnesses. These four witnesses are being brought in to provide an academic perspective on impeachment. Judiciary Chair Jerry Nadler, will call upon Pamela Karlan, a Stanford law professor; Noah Feldman a Harvard law professor; and Michael Gerhardt, a University of North Carolina law professor. Republicans have chosen Jonathan Turley, a law professor at George Washington University, to provide expert testimony. RELATED: 728