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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It is yet unknown what time Thursday White House staff learned that Hope Hicks, a senior advisor to President Donald Trump, tested positive for COVID-19. However, there are reports she had symptoms Wednesday night and attempts were made to quarantine her from staff.Here is a look at Trump’s movements Thursday and people he may have come into contact with.President Trump attended a fundraiser at his golf club in Bedminster, it is not known exactly how many people attended. He and close aides left the White House Thursday afternoon without talking to the media.The president also participated in a roundtable event, coming into close contact with dozens of people, including campaign supporters.The president did not wear a mask Thursday at the events at his golf course or on the plane, according to the Washington Post.He was tested after he returned to the White House late Thursday night. He did not talk to the media when he returned to Washington.Thursday night the president spoke to Fox News host Sean Hannity by phone and tweeted statements about he and the First Lady's positive results. Hicks showed symptoms following a Trump campaign rally in Minnesota Wednesday night, according to CNN and other media. She had spent time that day with the president and other presidential advisors, then flew to the rally together on Air Force One. Multiple reports state Hicks was quarantined on the plane back to Washington, D.C. and deplaned by the rear steps. So far, close aides, Chief of Staff Mark Meadows and the Vice President and Second Lady have all tested negative for the coronavirus.However, the president’s diagnosis is likely to raise questions about the rapid testing system at the White House, which is known to have a lower accuracy rate than more intrusive COVID-19 tests.The president is expected to conduct official and political events from the residence — including a call on Friday with senior citizens about the coronavirus. 1960

INDIANAPOLIS -- During this cold and flu season, dentists want you to take extra steps when giving cold and cough medicine to your children.Dentists at Indiana University Health report many of the liquid medications are chock full of sugars, which end up coating teeth.More than 400 of these medicines cause dry mouth, which means they're harder to dilute with saliva.IU Health Dental Surgeon LaQuia Vinson said there are ways to keep your kid’s teeth clean and healthy, “A dry mouth increases the risk of dental decay. It's important when children are taking these medications, that they at least rinse especially right after using them, but stay hydrated as well."Dr. Vinson also recommends if you’re not brushing your child’s teeth in the case that they are under the age of one, use a safe washcloth and water to wipe the teeth.  856

It's a time of love, celebration and great expense.Saturday's royal wedding between Prince Harry and American actress Meghan Markle could easily cost over ￡1 million (.4 million). Security for the event and a ceremonial escort and procession by the British Armed Forces will raise the bill significantly.So who pays for all this? It's a sensitive issue in the United Kingdom because taxpayers will ultimately bear much of the cost, specifically for securing the wedding. 480

ISTANBUL, Turney — According to two sources, the Saudis are preparing a report that will acknowledge that Saudi journalist Jamal Khashoggi's death was the result of an interrogation that went wrong, one that was intended to lead to his abduction from Turkey.One source says the report will likely conclude that the operation was carried out without clearance and transparency and that those involved will be held responsible.One of the sources acknowledged that the report is still being prepared and cautioned that things could change.The Washington Post columnist was last seen in public when he entered the Saudi consulate in Istanbul in Turkey on October 2. Previously, Saudi authorities had maintained Khashoggi left the consulate the same afternoon of his visit, but provided no evidence to support the claim. Khashoggi's fiancée, Hatice Cengiz, who was waiting outside the consulate, says she did not see him re-emerge. 934

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