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NASHVILLE, Tenn. (WTVF) — A Tennessee woman is calling for more oversight on the U.S. Small Business Administration loan program, saying it has made people an easy target for thieves.Pat Golab has been following the trail left behind by the people responsible for stealing her identity back in August. The last time she spoke about what happened, she shared that she was approved for the SBA Economic Injury Disaster Loan (EIDL). Not only did Golab not apply, but she doesn't have a business of her own.In the months that followed, Golab filed three reports with the SBA and the Office of the Attorney General. She finally managed to get her hands on a copy of the application and says what she found should put others on alert.Thieves used her name, address, and social security number to apply for the ,000 loan, but left virtually everything else blank.Simple questions like ethnicity, gender, and veteran status went ignored. Golab says that should have been a red flag, but it only got worse from there.“Things like, how long have you been in business? Nothing,” said Golab.Questions on prior business history and bankruptcies were left blank. These thieves claimed 12 employees were working, but also say they plan to retain none.“The application never should have been approved,” Golab said.So why was a program designed to help businesses keep their employee, paying out thousands of dollars to businesses who don’t plan on retaining anyone? That’s the question Golab has yet to have answered.“I looked on the SBA’s website on how to complete the application and one of the first things it says is every question must be answered. If not, the application will be returned and you’ll come back and you’ll start at the bottom. Which was not what they did at all,” Golab said.The loan in Golab’s name has been deferred, but she still gets letters from the SBA saying they need her to make 0 payments each month to cover the accruing interest.We contacted the SBA once again on Monday and they tell us they can’t speak in detail about individual claims.They issued this statement:“The SBA Office of Inspector General and the agency’s federal partners are working diligently to resolve Economic Injury Disaster Loan and PPP fraud incidents.Additionally, the SBA does not comment on individual borrowers. Evidence of waste, fraud, and abuse with any of SBA’s loan programs is not tolerated and should be reported.”Douglas Schmidt is a professor of computer science at Vanderbilt University and says cybercriminals are expanding their operations around the country. This makes it even more challenging to catch them in the act, and almost impossible if they are beyond the jurisdiction of local and state law enforcement.With how fast federal officials had to roll out money for unemployment programs and the SBA loans, Schmidt says it makes sense why some applications like those filed in Golab’s name could slip through the cracks.“It’s a growing problem. It's a problem that is only solved by education,” Schmidt said.If they haven’t tried already, Schmidt says thieves will send phishing emails and or calls, claiming to be one of these agencies you trust. Whatever you do, do not fall for it.Pay close attention to the email address or phone number. If you’re at all skeptical about who you’re talking to, try calling the agency back yourself to verify if they made the call in the first place.Around the holiday season, thieves will also try and use the names of people close to you. They may give you a story about a relative falling on hard time needing money. The same advice applies again. Try contacting the relative yourself, to avoid sending money to someone you do not know.Thieves may also try and convince you that your Amazon package is delayed and they need more information to verify where to send it. Stop the call, or don’t click on the email and contact Amazon directly.Click here for more information if you suspect you were the victim of SBA loan fraud.This article was written by Levi Ismail for WTVF. 4041

Morgan Freeman issued a second apology after eight people accused him of sexual harassment or inappropriate behavior, and the actor said his actions should not be equated with incidents of sexual assault or abuse in the workplace.CNN was first to report the allegations of inappropriate behavior and harassment as part of an investigation published Thursday.In his statement issued late Friday, Freeman said "I am devastated that 80 years of my life is at risk of being undermined, in the blink of an eye, by Thursday's media reports."All victims of assault and harassment deserve to be heard. And we need to listen to them. But it is not right to equate horrific incidents of sexual assault with misplaced compliments or humor."I admit that I am someone who feels a need to try to make women—and men—feel appreciated and at ease around me. As part of that, I would often try to joke with and compliment women, in what I thought was a light-hearted and humorous way."Clearly I was not always coming across the way I intended. And that is why I apologized Thursday and will continue to apologize to anyone I might have upset, however unintentionally."But I also want to be clear: I did not create unsafe work environments. I did not assault women. I did not offer employment or advancement in exchange for sex. Any suggestion that I did so is completely false."CNN spoke to 16 people, eight of whom said they were victims of what some called harassment and others called inappropriate behavior by Freeman. Eight said they witnessed Freeman's alleged conduct. The 16 people together described a pattern of inappropriate behavior on set, while promoting his movies and at his production company Revelations Entertainment.Four people who worked in production capacities on movie sets with Freeman over the last ten years described him as repeatedly behaving in ways that made women feel uncomfortable at work.Freeman also issued a statement after the allegations first surfaced, saying he is "not someone who would intentionally offend or knowingly make anyone feel uneasy. I apologize to anyone who felt uncomfortable or disrespected — that was never my intent."Reports about his alleged behavior prompted credit card company Visa to suspend its marketing campaign that featured Freeman.The Screen Actors Guild also said it is in the process of determining what, if any, action will be necessary regarding Freeman, who received its lifetime achievement award in January.Accusations against Freeman are the latest in a series from women and men who have spoken out in recent months about inappropriate behavior by powerful men in Hollywood and other industries.Movements punctuated by hashtags such as #MeToo were given life after accusations surfaced against former movie mogul Harvey Weinstein, who has been accused of abuse, misconduct and harassment by more than 60 women.Weinstein was arraigned Friday on charges of first- and third-degree rape and committing a criminal sexual act in the first degree, seven months after women began to come forward. Weinstein was charged for alleged incidents involving two women.Through a spokesperson, Weinstein has previously denied accusations of sexual assault.After his arraignment, Weinstein's lawyer Benjamin Brafman said "Mr. Weinstein has always maintained that he has never engaged in non-consensual sexual behavior with anyone. Nothing about today's proceedings changes Mr. Weinstein's position. He has entered a plea of not guilty and fully expects to be exonerated."The-CNN-Wire 3536

Most Americans will spend more to heat their homes this winter, according to the US Energy Information Administration, part of the Department of Energy.As coronavirus pandemic safety measures continue around the country, more Americans will be spending more time in their homes this winter compared to previous years. Spending more time in the home for work and school plus the projected forecast for a colder winter, could combine for an increase in natural gas, electricity and propane heating costs.“EIA generally expects more space heating demand this winter compared with last winter based on forecasts from the National Oceanic and Atmospheric Administration (NOAA) that indicate colder winter temperatures. U.S. average heating degree days in this forecast are 5% higher than last winter,” the agency stated.The EIA is projecting households will spend about 6 percent more than last year if they use natural gas, 7 percent more if they use electricity and between 12-18 percent more than last year if using propane for heat this winter.Those using heating oil could see a decrease of about 10 percent this year over their heating bills last year, according to the agency.In their short-term energy outlook report, the EIA also said renewable sources of electricity will grow in 2020 and into next year.“EIA forecasts that renewable energy will be the fastest-growing source of electricity generation in 2020. EIA expects the U.S. electric power sector will add 23.3 gigawatts (GW) of new wind capacity in 2020 and 7.3 GW of new capacity in 2021,” the report stated.They also expect a 26 percent decrease in US coal production in 2020.“COVID-19 and efforts to mitigate it along with reduced demand from the U.S. electric power sector amid low natural gas prices have contributed to mine idling and mine closures,” they stated.The agency is also projecting a 10 percent decrease in US energy-related carbon dioxide emissions in 2020, as a result of reduced consumption of fossil fuels. Emissions dropped 2.6 percent from 2018-2019. 2044

MINNEAPOLIS — Minnesota Democratic Congresswoman Ilhan Omar has announced the death of her father due to complications from COVID-19. In a statement, Omar said Nur Omar Mohamed died Monday."Surely we belong to God and to him shall we return," she said in a statement. "It is with tremendous sadness and pain to say goodbye to my father, Nur Omar Mohamed. No words can describe what he meant to me and all who knew and loved him."She also asked that the public respect her and her family’s privacy. Since her election in 2018, Omar has been at the forefront of promoting progressive policies, including the defunding and reconstruction of the Minneapolis Police Department. 680

NASHVILLE — Video shared on social media shows the moment an RV blew up on Christmas Day in Nashville, as investigators try to uncover a motive for the blast. 166

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