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The Bluths are getting a "new new beginning."Netflix has released a trailer for season five of "Arrested Development," and one of America's favorite dysfunctional families looks to be back with a vengeance.There's Jason Bateman as Michael Bluth, looking harried as usual, and David Cross is back as Tobias Fünke, yet again in Blue Man Group-style makeup. 362

Tax Day is now just two weeks away and the average return is about ,500. It’s tempting to just spend it, but before you do, here are some ideas to make the most of your money.Before you go crazy shopping or spending it on something extravagant, press the pause button. Think about all the things you could do with it, like pay off, or pay down, your debt to create financial freedom and create financial flexibility. 426

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

Survivors of the 2016 Pulse nightclub shooting are opening old wounds to seek justice as the trial of the gunman's widow opens in Orlando.Jury selection begins Thursday in the federal trial of Noor Salman, who is charged with providing material support to a foreign terrorist organization and obstruction of justice for allegedly misleading law enforcement agents investigating the massacre on June 12, 2016.Salman has pleaded not guilty to all the charges. If convicted, she could face life in prison.Prosecutors believe Salman was aware of her husband's plans and will argue that she could have tipped off authorities to prevent the mass shooting at the gay nightclub, which left 49 people dead and more than 50 others wounded.Salman's attorneys will claim that their client had no prior knowledge about Omar Mateen's plans and that she was a wife enduring her husband's abuse. One of her attorneys has said that Salman suffers post-traumatic stress disorder due to years of physical and mental abuse, CNN affiliate WKMG reported. Selecting a fair jury 1067

TAMPA, Fla. — A creation to help combat the coronavirus from USF Health and Tampa General Hospital is now helping people across the world.When the COVID-19 pandemic started, researchers worked to fill in gaps from the shortages that came with it, including nasal testing swabs.“Unfortunately that component of the test kit was missing because it actually comes from overseas and actually it’s manufactured in northern Italy and if we recall back to March that is where everything was shut down and so that directly impacted our ability to be able to start testing for COVID in the U.S.,” said Summer Decker, Ph.D., the director of 3D clinical applications at USF radiology and TGH.So a team used technology in their lab to create a 3D nasal swab.“We worked with our colleagues here and the department of infectious disease and emergency medicine to be able to come up with an alternative to that swab that was in the test kit that actually was patient safe, comfortable and actually was able to capture that viral test that we needed so badly to do,” said Decker.Quickly, they moved from design to clinical research, partnering with Northwell Health in addition to TGH.“So suddenly we were getting bags and bags of these test kits thousands a week and it’s what saved us and I think in some ways it saved the Tampa Bay area because it allowed our hospital to really keep up this high volume testing,” said Dr. Jason Wilson, the associate medical director of TGH’s emergency department.That clinical trial is now completed.“What we found was pretty amazing. They performed as well and in some cases even better than the traditional swab,” Decker said. “That clinical trial has now come out it’s been published in a top journal for infectious disease.”Wilson said the hospital still uses them when there’s not enough standard of care swabs.The team also shared the information with the swab for other hospitals and agencies facing shortages, so they could create them. Since then, Decker said tens of millions are being used in more than two dozen countries.“It’s pretty incredible to us. We all kind of keep pinching ourselves,” Decker said.She says to her, the swab represents collaboration.“It’s not just a COVID thing. This is something that we can look at using long-term and beyond this COVID situation,” she said.This story was first published by Haley Bull at WFTS in Tampa Bay, Florida. 2401