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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317
So much has been taken from us this year, but for Jason Snider, all too familiar feelings of his first time performing at Symphony Hall in Boston suddenly came back to him."It felt like I was driving in for the audition the day that I won this job," Snider said, standing on a busy street corning outside the historic performance hall.Since March, this stage and others like it across the country have sat empty. It's still unsafe for audiences to return inside. So, Snider and three of his colleagues have been taking their performance outside."I hope we catch people’s attention, remind them that we’re here," Snider added.As some of the best French horn players in the country, a city street corner is a long way from the prestigious stages they are used to, but it is a stage, nonetheless. Over the years, these four have toured the world together. On this particular day, though, they were on a trolley, traveling the city.They stopped outside hospitals filled with COVID-19 patients, offering a crescendo of chords to remind people what's been missing since March."It’s a reminder of that visceral experience you get when you’re listening to music; it’s a physical sensation," said Leslie Wu Foley, the director of education for the Boston Symphony.It's a song being written by musicians from coast to coast as other musicians and orchestras have taken up similar ideas, bringing music to outdoor spaces where smaller crowds can gather safely to listen."There’s nothing like that in-person experience of changing the air around you," Foley added.Managing the pressure of this pandemic has been hard, it's been lonely, and it's been quiet. But finding a common chord might be the best way for us to find some common ground. 1736

Smoke from the raging wildfires on the West Coast has reached the eastern seaboard.Images from a NASA satellite show clouds of smoke stretching from coast to coast.The National Oceanic and Atmospheric Administration (NOAA) says the smoke made its way east in two different directions. One trail of smoke crossed the Great Lakes region and reached upstate New York. Another path of smoke wound its way through Missouri, Illinois, Kentucky and into the Mid-Atlantic.Some of the smoke even drifted up into Canada.The wildfires have led to hazardous air quality along parts of the West Coast, but air quality in most of the eastern U.S. is not affected. 657
Some buttons, horse hair, and other items believed to have belonged to Confederate General Robert E. Lee and other leaders at the time, were found in a metal box beneath the Confederate Soldiers Monument in Raleigh, North Carolina.The monument was a large white pillar with a statue of a confederate soldier on top, erected in 1894. Governor Roy Cooper ordered the removal of the statue and two others from the grounds of the state capitol last month after others in the city were toppled. 497
Spending a year in space not only changes your outlook, it transforms your genes.Preliminary results from NASA's Twins Study reveal that 7% of astronaut Scott Kelly's genes did not return to normal after his return to Earth two years ago.The study looks at what happened to Kelly before, during and after he spent one year aboard the International Space Station through an extensive comparison with his identical twin, Mark, who remained on Earth.NASA has learned that the formerly identical twins are no longer genetically the same. 561
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