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Is your child ready for a car seat upgrade? Target is here to help! For a limited time, Target is making it easier for you to get rid of your old car seats and save on new ones with their car seat trade-in event. They're bringing back their popular event at Target stores across the country beginning April 22 and running through May 5. All you have to do is bring in an old or unwanted car seat to your local Target store and you'll get a 20% off coupon to use toward a new car seat, booster seat, car seat base, travel system or stroller from their stores or online.Just bring your used car seat to the drop-off box located near Guest Services and a team member will give you your coupon. Every guest can get one coupon per seat dropped off and the coupon is eligible through May 19, 2018. So what happens to the old car seats? Target gives them to Waste Management who recycles them to create new things like grocery carts, plastic buckets and construction materials.  1004

It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

Interim security clearances for White House aides, including Jared Kushner, were downgraded last week after chief of staff John Kelly stipulated new changes to how officials access the nation's secrets, according to sources familiar with the matter.Aides who previously operated on "top secret" interim clearances saw their access changed to "secret," a classification for less sensitive material.In a February 16 memo, Kelly stated that White House officials who have been operating on interim clearances since last June would have their temporary clearances discontinued.That included Kushner, the President's son-in-law and senior adviser. Asked on Friday whether he would grant Kushner an exemption from the new mandate, Trump said it would be Kelly's decision.The White House has refused to detail the status of Kushner's clearance.Kushner is accepting the decision about his security clearance and "will not ask for special permission" from the President, one person familiar with situation says.Politico first reported the security clearance downgrade."He is a valued member of the team and will continue to do the important work he has been doing since he started in the administration," press secretary Sarah Sanders said on Tuesday.After the memo's release, White House officials worked to identify a way for Kushner to continue working on his portfolio of issues -- including on the Middle East and China -- that would avoid forcing Trump to personally intervene.Officials have expressed worry that Trump's personal involvement could create problems within the West Wing and with Kelly.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 1701

INDIANAPOLIS -- A Marion County, Indiana toddler is dead after suffering extensive head trauma from weeks of suspected abuse and his father’s girlfriend has been charged in connection with his death.Two-year-old Jose Cubas Rivas was rushed in for emergency surgery on October 28 after Dilcia Chavez Claros brought him into the hospital unconscious.According to court documents obtained from the Marion County Prosecutor, Claros, 30, told doctors that the child had fallen off a bunk bed and lost consciousness while playing with her two sons.The 2-year-old was rushed into emergency surgery for a fractured skull and bleeding on the brain. During the surgery, Doctors had to remove a portion of his skull to release some of the pressure on his brain. In addition to head trauma, they noted several unexplained bruises and smaller injuries covering Rivas’ body with no history of medical treatment to explain them. the injuries.Doctors called the Department of Child Services after concluding that the injuries to the child’s head were so severe that they could not have been accidental. Claros was arrested two days later in connection with his death.Rivas was pronounced dead on November 1 after doctors said his brain showed no signs of activity.While investigating the child’s death, investigators uncovered details surrounding suspected abuse dating back to early September.Those details are spelled out in a 17-page report filed by the Marion County Prosecutor's office on October 2. In them, a social worker told police that she had helped the family get housing, beds and insurance back in August.The social worker said she first noticed signs of abuse on the 2-year-old during a follow-up visit in September and had filed a child abuse report through DCS on September 20 - over a month before Rivas' death - but had never heard from the investigator assigned to the case.During that first follow-up visit, the social worker told police that Rivas had, “two dark black eyes, a large bump on the front of his forehead, a small bruise on the left side of his cheek.” The child also had a busted and swollen lip and the social worker said it looked like he had been punched in the mouth.When she asked Claros what happened, the social worker said Claros became, “noticeably nervous and began stumbling over her words.”Claros claimed Rivas’ injuries were all from when he fell outside while he was with his father. She admitted to the social worker that she beat her children, but had no feelings for the 2-year-old because she was not his mother.After several canceled follow-ups, the social worker visited the family again in mid-September. This time, she said the child had new injuries to his head which Claros again blamed on him falling off a table.Claros told the social worker that she had taken Rivas to the hospital on September 11 after police were called on her while she was shopping at Plato’s Closet.The report filed by the officer that day said a witness had called police after she saw a young boy with “two black eyes and swelling on the side of his face.” She also saw “bruises on both of his upper arms that looked like handprint marks as if someone had grabbed him roughly by his arm” and “marks on the front of his neck that looked like bruises from someone picking him up by his neck.” The officer noted that the mother told him the child had fallen from a table and that the doctors reported there was “low suspicion for non-accidental trauma.”The detective noted that it appeared no MRI, X-Ray or scan of any type was taken when the child was treated at the hospital.On October 28, Claros told detectives she had taken her three children to Goodwill and that Rivas had gotten sick inside the store. After taking him home, she said she had given him crackers and juice but he eventually went to play with his brothers.Claros said one of her sons came to her later while she was cooking dinner and said Rivas had fallen from a bunk bed and was not moving.She told detectives she tried to revive the child with mouth-to-mouth and when that didn’t work she put him in a cold shower. When that didn’t work either, Claros said she used rubbing alcohol under his nose but could still not get him to wake up.Claros said she called the child’s father who told her to take him to the hospital.She told detectives she waited 10 minutes and then changed the child’s clothes before driving him to the hospital.Claros was arrested and charged with neglect of a dependent resulting in death.  4538

INDIANAPOLIS — Kohl's says an issue with their third-party payment system is to blame for holds on customer accounts, unfilled Black Friday orders and even some customers being charged multiple times.Bailey Webster said she ordered a gaming system online on Black Friday at Kohls.com. When she woke up Saturday morning, Webster says she had an email from Kohl's saying the order was canceled because the item was sold out. Instead of canceling the order immediately and returning her funds, Webster said Kohl's tried to re-charge for the item, which was still out of stock.  592