中山什么原因可以引起便血中山大便时出血有血块,中山哪里肛肠最好,中山大便出血肛肠,中山肛门出血,痒,中山那家医院有激光胃镜,中山女性屁股拉血怎么回事,中山脱肛手术价格多少

LOUISVILLE, Ky. (AP) — Rapper and businessman Master P will pay for the funeral of a 3-year-old Kentucky girl who was fatally shot along with her father.The Jefferson County coroner's office says Trinity Randolph and her 21-year-old father, Brandon Waddles, died of multiple gunshot wounds Friday in Louisville.A coroner's statement lists the deaths as homicides.Police have released no information on details of the shooting or information on possible suspects.The Courier Journal reports the girl’s grandfather said Trinity was playing in her “Frozen” dollhouse at her home when she was shot.Percy Miller, also known as Master P, says he'll cover the girl’s funeral costs. 682

Many of us dream about being our own boss, but the thought of actually doing it can be daunting. A new survey suggests many of us share the same concerns about starting our own business. One woman knows that fear all too well, but she overcame it and says you can too.“Every client I try to know their name,” said Whitney Herman, the owner of Shift Cycle. “Everyone who walks in the business I want to be their friends. I want them to feel like this is their home because I feel like it's my home."It’s been two years since Herman officially became a small business owner by opening Shift Cycle, a boutique indoor cycling studio offering 45-minute indoor cycling classes.The new mom couldn't find a place where she could work out and bring her newborn daughter along. “Pretty much everywhere that I wanted to go, none of them offered childcare,” Herman said.So, she decided to create a place of her own.Turns out many of us see ourselves as entrepreneurs as well. The UPS Store talked with people as part of its Inside Small Business Survey and found 66 percent of them dream of opening a small business. But fears may be holding many back, something Herman understands.“Terrifying,” Herman said. “I mean it's still scary.”Forty-five percent of people are concerned about financial security, and 39 percent are concerned about the financial commitment required to open the business.“I think the funding and financing for most people is the hardest part about starting a business,” Herman said.  She struggled to get a loan because many lenders require two years of business experience.“I mean there were times where we were like, ‘I don't think we're going to do it,’” Herman said.  “We would get so close and then we had a bank be like, ‘Oh sorry, we can't do it.’”She was able to get funding through a non-profit, but still struggled with a fear 37 percent of people in the study share; fear of failure.“I have no MBA,” Herman said. “I have no degree in anything business related. I've never really managed people. I don't really know anything about finance, so I was kind of going it's completely blind.”Luckily her husband knew more about those things. And what she lacked in those areas, she made up in passion and desire to learn along the way. If you have a dream of starting a business, Herman says you can do the same thing.“You just have to believe in your product,” Herman said. “And you have to believe in yourself that you're strong enough and motivated enough to just kind of fight. And you know you get where you want to go because no one's going to do it but you.” 2643

MADISON, Wis. – Donald Trump’s campaign manager Bill Stepien says the president plans to “immediately” request a recount in the battleground state of Wisconsin, which has been called for Joe Biden.With 95% reporting, the Associated Press said Wednesday afternoon that it projects the former vice president will pick up the state’s 10 electoral votes.The AP says it called the state for Biden after election officials in the state said all outstanding ballots had been counted, except for a few hundred in one township and they expected only a small number of provisional ballots.In Wisconsin, if a race is within 1 percentage point, the trailing candidate can force a recount. Statewide recounts in Wisconsin have historically changed the vote tally by only a few hundred votes. Biden leads by .624 percentage points out of nearly 3.3 million ballots counted.Stepien said in a statement Wednesday: “The President is well within the threshold to request a recount and we will immediately do so.”Read Stepien’s full statement obtained by WTMJ: 1049

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

Millions of Californians could face energy blackouts this week amid a historic heatwave — a situation described by energy officials as a "perfect storm."According to The Weather Channel, parts of California and the southwestern U.S. are in the midst of a heatwave that is pushing temperatures to, in some cases, 15 degrees above average. According to Weather Channel forecasts, the heatwave could stick around through the end of the workweek.The heatwave may have also produced one of the highest temperatures ever recorded on the planet Earth — a temperature reading from Death Valley on Sunday was recorded at 130 degrees, though it still needs to be verified by meteorologists.The high temperatures caused the California Independent System Operator (CAISO) to issue a State 3 emergency last Friday and Saturday — the first time the agency had done so in about 20 years.The decision led to some blackouts throughout the state over the weekend, prompting an angry response from Gov. Gavin Newsome."These blackouts, which occurred without warning or enough time for preparation, are unacceptable and unbefitting of the nation's largest and most innovative state," Newsom wrote in a letter to CAISO and other California energy agencies.The agency has warned that if the heatwave persists, it may need to continue rotating blackouts to millions of homes and businesses throughout the week to certain sections of the power grid to prevent overtaxing the system.CAISO has issued a Flex Alert throughout the state that is currently in effect until Wednesday. The alert calls on Californians to take certain steps to limit energy usage during peak hours of 3 p.m. to 10 p.m.Among the recommendations in the Flex Alert are:Setting air conditioning thermostats to 78 degrees, if health permitsDeferring the use of major appliancesTurning off unnecessary lightsUnplugging unused electrical devicesClosing blinds and drapesUsing fans when possibleLimiting time the refrigerator door is open.In addition to threatening the power grid, California's heatwave has also sparked dozens of wildifires across the state. As of about noon on Tuesday, the California Department of Forestry and Fire Protection was battling 26 active wildfires, which have burned more than 200,000 acres of forest. 2283