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Back-to-school shopping is an expensive chore. And if you shop local sales, it’s a chore you’ll share with thousands of other parents in the vicinity. If it’s big savings you’re after when you brave the crowds, sales flyers won’t cut it. You’ve got to get creative.“Back-to-school shopping can put a big strain on family budgets, but planning ahead to take advantage of discounts, setting a budget, and only buying what your child actually needs helps your dollar go a lot farther,” says NerdWallet personal finance expert Kimberly Palmer.Going beyond the sales flyers in your savings efforts may take a bit more work, but it can pay off for your pocketbook and peace of mind.?More: How to save money: short and long term strategies 745

At a White House news conference on Friday, leaders of Operation Warp Speed said that two coronavirus vaccines could receive emergency use authorization from the FDA in the coming weeks.In addition, Dr. Moncef Slaoui, who is the scientific head of Operation Warp Speed, projected that up to 20 million coronavirus vaccines could be shipped by the end of the year."If approved, they could be used for immunization in the U.S. population in the month of December," Slaoui said. "And we plan to have enough vaccine doses available for use in the U.S. population to immunize about 20 million individuals in the month of December, and another 25 to 30 million per month on an ongoing basis thereon."Given that doses of the two vaccines come in two doses, it could take many months and be well into 2021 before the majority of the American population is vaccinated against the coronavirus.The update came as the virus spreads throughout the country at an alarming and uncontrolled rate. At least 100,000 Americans are confirmed to have contracted the virus every day for the last 10 days, culminating in a record-shattering 153,000 cases on Thursday. Hospitalizations linked to the virus have reached all-time highs since the pandemic began, and deaths linked to the virus are beginning to tick up as well.The update also comes days after Pfizer announced that its vaccine candidate has been 90% effective in Phase 3 trials. The company says it is on track to apply for Emergency Use Status by the end of the month, meaning that some Americans could receive the vaccine before the year's end.New York Gov. Andrew Cuomo, who said his state would independently review vaccine candidates before authorizing distribution to the state, was a frequent target during Friday’s news briefing.“Vaccines will be allocated pro rata by population so we ensure fair and equitable across. We need the states who are part of the planning to accept the vaccine,” saidArmy General Gustave F. Perna, who is overseeing logistics and distribution for Operation Warp Speed. “We are working closely along with the CDC, the jurisdictions and states to ensure vaccine can safely and quickly get to those who need it first.”Trump blasted Cuomo for utilizing an independent review process separate from the FDA. "We won't be delivering it to New York until we have authorization to do so," Trump said. "That pains me to say that. This is a very successful, amazing vaccine that 90% or more. The governor, Gov. Cuomo will have to let us know when he's ready for it. Otherwise, we can't be delivering it to a state that won't be giving it to its people immediately. I know the people of New York very well, I know they want it. The governor will let us know when he's ready."Pfizer said it expects to have 50 million doses of its vaccine ready for global distribution by the end of 2020, and 1 billion doses globally by the end of 2021. That's why other vaccines are also being looked in hopes of getting as many Americans vaccinated as soon as possible. Trump and others on Operation Warp Speed confirmed that health care workers and the elderly would be first to receive doses of the vaccine. Dr. Anthony Fauci, the Trump administration's top infectious disease expert, predicted earlier this week that the vaccine would be widely available in April.Previously, Trump had suggested that a vaccine would have been approved in October and widely available by the start of 2021. Project Warp Speed leaders, however, credited the federal government's response to the virus even if the vaccine has not been distributed as quickly as previously suggested.Friday's remarks were Trump's first on-camera comments since Joe Biden was projected as the winner of the presidential election. Trump had not delivered comments to the press on-camera since Nov. 5, when at a press conference in the White House press room he falsely claimed he would win the presidential election on still-baseless claims of widespread voter fraud.Trump has appeared on camera just once in the last week — a Veteran's Day appearance at Arlington National Cemetery at which he did not speak.Trump's extended media blackout is out of step with the first four years of his administration. Trump has rarely shied away from speaking with reporters, as he often makes himself available for on-camera interviews with the White House press pool on the front lawn and has taken to calling friendly media outlets for phone interviews.However, since last Thursday, Trump has only delivered statements through his Twitter account, where he has continued to spread misinformation about the 2020 election. In the past week, Twitter has taken action on about 50 of Trump's tweets or retweets — be it adding a link to more information, adding a fact check or hiding the tweet from timelines completely. 4827

atThe NFL's TV ratings are down so far this season and if that news isn't distressing enough for the biggest ratings driver on TV, the lest slump follows a 2016 season marked by unstable ratings that had pundits and analysts scratching their heads.So is it time for the league and its TV partners to panic once again? The answer is that it's simply too early to tell.Brian Hughes, a senior vice president at Magna, which monitors audience trends, believes Hurricane Irma impacted viewership during the NFL's first week. There's also not enough of a sample size of games to make an true assessment of the league's viewership so far, he said.But the ratings slump could also be a sign of disruptive media trends on the horizon. 733

BALTIMORE — Romance scams have nearly doubled this year, according to the FBI. The holidays coupled with the pandemic have many people feeling lonely. Dating sites help singles connect, but it's not always who you think it is.A Montgomery County man thought he was in a relationship with a woman named Brandy Bowens, instead, he lost ,000 in a romance scam. "It’s like there are claws in you that you can't seem to get out," he said.He didn't want to be identified but wants to warn others about how his five-year relationship ended in financial ruin."It's hard. I lost the money and it messed up everything in a financial way for me, trying to build my credit back, just so much that that has screwed up for me," he said.His better judgment took a back seat when he was asked to be the go-between for the woman's art business. The FBI later informed him that he was involved in a money-laundering operation."That's a huge problem and continues to be a problem," said Supervisory Special Agent Keith Custer with the FBI Baltimore field office.Custer estimates that romance scams are up 30 to 50 percent. It's also one of the highest dollar value scams, and victims rarely get their money back.Custer is warning anyone with an online dating profile to research the person's photo and profile. Start by doing a reverse google image search, and look for scammers to make up excuses on why they can't meet in-person or video chat."Saying my phone is broke or my camera doesn’t work," the Montgomery County man said.And never send money to anyone you don't know personally."More people are being isolated and are online looking for companionship, so naturally that fraud and those scams are going to continue," said Custer.If you think you might be a victim of a romance scam, contact your local FBI office or file a report online.This story was first reported by Mallory Sofastaii at WMAR in Baltimore, Maryland. 1920

At least two sheriff's offices in Florida are investigating after voters in the state say they received threatening messages from people claiming to be affiliated with the Proud Boys that attempt to scare voters into voting for President Donald Trump.According to Florida Today, the emails sent to voters followed a similar format: The sender claimed to be in possession of personal information because they "gained access" to the "entire voting infrastructure." The message then says the voter must "vote for Trump on Election Day or we will come after you."Florida Today reports that the Brevard Supervisor of Elections has reported the messages to local law enforcement. In a Facebook post, the sheriff of Alachua County, located several hours northwest of Brevard County, said it was investigating similar messages with assistance from federal law enforcement. 872