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Student safety is our top priority and we take physical altercations very seriously. They are a rare occurrence at NHS and are dealt with swiftly and seriously in collaboration with our Noblesville Police Department school resource officers. Regarding this specific incident, staff and school resource officers responded immediately and followed our safety process and procedure. We have addressed both individuals involved for this serious violation of our code of conduct. 482

Student loan borrowers were targets for scams before the coronavirus pandemic hit. The longer people struggle, the more desperate they become, and that’s when scammers and fraudsters thrive.“They’re using the same playbook, but more aggressively,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.There’s no single scam related to coronavirus relief or specific company to pinpoint that is being prosecuted right now, says Leslie Tayne, a debt-relief attorney and founder of Tayne Law Group. But fraudsters are still out there.There are two main types of scams, says Frotman. In one scam, a company will charge to enroll you in a benefit you could have accessed for free, such as a federal income-driven repayment plan.Tayne says she most often sees scammers promising to get borrowers into a loan deferment program in exchange for payment.In another scam, you’re promised something too good to be true — like forgiveness — in exchange for payment. Then they take your money and run.“It used to be called the Obama Loan Forgiveness scam, and now there’s the CARES Act Forgiveness scam,” says Persis Yu, director of the nonprofit National Consumer Law Center’s Student Loan Borrower Assistance Project.“Borrowers should always look upon advertising that is promising forgiveness with skepticism,” says Yu. No student loan forgiveness was included in the March coronavirus relief package.How to figure out what is legitAs you’re assessing what is real and what is not, take a beat to independently verify a company on third-party sites like the Better Business Bureau’s. Here’s what else you can do:See if there are news stories about scams alongside a business’s name in an online search. Remember: Anyone can pay for a domain name and start a website. Logos, addresses and mailers are easy to replicate, too.Be wary of solicitations that arrive in your inbox or that you see on social media ads. Even if you’re contacted by a party that has your personal information, it doesn’t mean it’s a legitimate organization, says Tayne.If you get a robocall regarding student loan repayment during the coronavirus pandemic, don’t call back. The Federal Communications Commission has seen these and is warning consumers not to fall for these scams.Real relief measures available for borrowersThe coronavirus relief package did include provisions for most federal student loan borrowers, but not private loan borrowers. Individual private lenders are offering benefits such as short-term emergency deferment or waived late fees.Federal loan borrowers are in the midst of a six-month automatic forbearance — with no interest — retroactive to March 13 and lasting through Sept. 30, 2020. Borrowers with loans in default also get relief from collection activities like wage garnishment.However, the implementation of these benefits hasn’t been smooth, says Yu. The National Consumer Law Center and another nonprofit, Student Defense, sued the U.S. Department of Education over allegations that the department continued garnishing wages despite the provision in the law that prohibits it.Implementation mistakes have left borrowers more vulnerable to getting scammed, says Yu.“They’re desperate, and they might be entitled to relief and they’re not getting it,” she says. “Our policymakers and the Department of Education need to step up to get this right so borrowers are not driven to companies leeching off their desperation.”You should be receiving all relief automatically for federal loans. If you’re not, contact your servicer and make a complaint in writing.What to do if you’ve been scammedIf you’ve been scammed, the first thing you need to do is get control of your accounts.“One common iteration of these scams is the company will take over the FSA ID or servicer account and redirect any communications to that company,” says Yu. (The FSA ID is the unique username and password used to log into the federal student aid online system.)? If you’ve given a scam company your password, change your password. You may need to change the email address your account is linked to.? Make sure to report the scam to authorities as well, says Tayne, and hold onto copies of those reports.? The Federal Trade Commission, your state attorney general and the Consumer Financial Protection Bureau are options for reporting scams. Each one actively pursues student loan scammers, but they rely on borrowers to self-report.? If you’re looking to take legal action, contact a legal services organization (if you’re income-eligible) or hire a lawyer.Frotman, Yu and Tayne each said that borrowers sometimes get their money back, but it takes effort.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisFederal Loans Are Paused for 6 Months — Should You Pay Anyway?Student Loan Customer Service: What Your Servicer Can DoAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 4999

Ten-year-old D'Mya Newton was ecstatic when she found out she'd be able to play basketball this summer."She was in the garage all day just putting up shots," said Brittney English, D'Mya's mom.However, after playing several games in mid-June in a suburb of Kansas City, she began to feel sick."Once we took her to the hospital, they gave her an IV of saline solution and Motrin," English said.Her mom said Newton has some health issues, and wanted to take her to the hospital as her fever rose.Days later, doctors told English her daughter tested positive for COVID-19.41 Action News spoke with English over Zoom as the family is in quarantine. She said she believes her daughter got the virus from the KC Premiere Basketball tournament."She was feeling fine before we attended the basketball game on Sunday," English said. "She is the one that is always cleaning her hands, washing her hands and using the hand sanitizer."The Platte County Health Department said it alerted families that had close contact with the player who tested positive. The department also said it worked with the tournament director to conduct contact tracing.The director said four teams were alerted within hours of knowing about the positive COVID-19 case.Doctors said it is dangerous when parents send their kids back to the court."They are absolutely putting their kids at risk. You have to weigh the risk versus the benefit. The benefit is up to the parent and up to the kid," said Dr. Simon Clark, an emergency physician at Overland Park Regional. "Of course they want to get back to action and sports. The risk is definitely there."A question many parents have is if they should let their kids play or keep them at home."I can't really advise whether or not it's a good idea. I think the risk is there. I kind of have to defer to the local health department's experts. I can just say the risk is there," Clark said.D'Mya's mom wants parents to take extra precautions when letting kids go back to playing their favorite sport."Just looking at the signs when they come home. If they are tired, if they are fatigued or anything like that, just be aware," English said.D'Mya lives in Wyandotte County, Kansas. The health department there said it was also taking community precautions."I can tell you that public health officials have conducted contact tracing with any close contacts of the person who initially developed symptoms and tested positive, and have been in touch with the team directors/coaches to advise their players on self-quarantine procedures and monitoring for symptoms," said Janell Friesen, spokesperson for the Wyandotte County Health Department.Several health departments around the area said they are not seeing COVID-19 outbreaks in children from playing sports.In Johnson County, a few Shawnee Mission East athletes tested positive for the virus last week.A spokesperson with the school said they have no information that would indicate that their diagnoses were related to playing sports at the school.KC Premiere has listed the precautions being taken due to COVID-19 on its website.This story originally reported by Jordan Betts on kshb.com. 3158

TAMPA, Fla. – Two different paths led Ernest Johnson and Ronnie Reddish down the same road. Just a few weeks from Election Day, the two men met at a park in Tampa, Florida, to talk life, liberty and voting rights as a former felon.“How much time did you do?” Reddish asked Johnson.Johnson replied, “I did 28 years in prison, and I ain't got no shame in that ‘cause prison made me a man.”Now, it was Reddish’s turn to get personal.“My first time, I was 24,” he said of his first experience behind bars.Reddish spent more than 15 years of his life in prison.“They were all just for thefts and drugs,” said Reddish. “It was about making money illegally.”He’s been paying for those mistakes every day since he came home.“I really, really regret a lot of things that I did,” said Reddish. “I’m remorseful. I mean, I sit back, and now 60 years old—I think about it. Why? Why was I so dumb to do something like that?”In losing more than a decade of his freedom, Reddish lost something much more precious in the process: his right to vote.Reddish came to meet Johnson, a voting rights advocate, thinking he couldn’t vote. Reddish finished paying all his court fines earlier this year after serving his time, but he was still unsure if his rights were restored.“The language the legislation uses is confusing sometimes,” said Reddish.Reddish is talking about the language of Amendment 4, a law passed in 2018 by 65% of Florida voters.The amendment gives all former felons the right to vote, except those charged with murder or sexual crimes. However, before someone can vote, all court costs, fines and fees must be paid separately to each county the felon has a case in—an amount usually around ,500 to ,500 per person.Once all fees are paid, a person’s voting rights are automatically restored, but for many, the old systems that were in place are still top of mind.“I was under the impression that you had to go to the clemency board, which could take years,” said Reddish of how he thought he had to get his voting rights restored.That’s no longer the case, and it’s a common misconception. Amendment 4 abolished the clemency board, which automatically gave voting rights back to some, but officials say having to pay all the fines before voting is disenfranchising so many more than this law could be helping.Florida State Attorneys estimate the pay-to-vote system, as it’s often called, could keep more than 1 million former felons from voting in this upcoming election.“The constitution does not say we have to pay a tax to vote,” said Johnson.Even if a person has the money to pay, finding out how much one owes is no easy task, especially if someone owes fines multiple counties.“None of them have a uniform system to pay off fines and fees,” said Johnson. “It’s not that simple.”Johnson works with the nonprofit Florida Rights Restoration Coalition. The group is streamlining the process for as many former felons as they can. Every day, Johnson and many others go door to door, offering information, registration documents and helping pay off as many fines as they can.The group has paid off more than million in fines for former felons.This effort is supported by multiple Florida state attorneys who are fighting against the disenfranchisement they say is caused by Amendment 4.“It's creating two classes of voters: people who can afford the right to vote and people who can't,” said state attorney Andrew Warren, who represents one of the largest districts in Florida. “That's not democratic. It's not American. And in Florida, it should not be acceptable.”Warren said there is no uniform implementation of Amendment 4 across the state, and that is keeping people from voting—people like Reddish.“The confusion we've had is actually chilling people's willingness and ability to go in and register to vote and that's a bad thing for our democracy,” said Warren.To help, Warren is encouraging people to try and find out what they owe, but if they can’t figure it out by Election Day, he wants people to know: his office likely won’t take legal action against them for voting.“The standards for prosecuting someone for voter fraud is extremely high,” said Warren. “We expect that the majority of cases here are going to be people who are simply confused, and they don't know whether they're eligible to vote or not. And, doing so is not a crime in those situations because it's not on the voter to figure out. We're supposed to be making it clear to people what the law is, and what they need to do to be eligible to vote.”For Reddish, he didn’t get the answers he needed from the state. He got the truth from Johnson.He is eligible to vote. No clemency needed. Johnson was able to register him on the spot. A moment is giving Reddish his first chance to vote.“I’ve never voted in my life, and one thing about it is: my voice will count,” said Reddish with a sigh of relief and joy. “For so many years, my voice never counted. My voice will count now.”For so many who haven’t finished paying their fines, their voices may be silenced for the 2020 election, but Warren said he will not stop fighting the state to get the fines and fees requirement removed from Amendment 4.Until that happens, it will take more afternoon meetings at the park and more door knocking to give a voice to those picking up the pieces from a broken past.“Just because you’re a convicted felon doesn’t mean you’re locked out of life,” said Reddish. “We’re not third or fourth-class citizens, we’re American citizens.”Making sure every citizen has the rights they’ve earned is something Johnson, and now Reddish, are ready to fight for.“I want to join the organization,” said Reddish.They’re hoping they can bring light to as many as they can in a state where just a few new voters could swing the outcome of the 2020 election.“Voting is freedom, is democracy, is liberty,” said Johnson.“Voting gives you power,” said Reddish.If you’d like more information on Amendment 4, click HERE. For help from the Florida Rights Restoration Coalition, click HERE. 6043

The April 17 tax filing deadline is less than a month away, so if you haven't submitted your return, it's time to get moving.But that's no reason to rush through it.Whether you decide to go it alone or hire a tax preparer to help, make sure you avoid these costly mistakes.1. Making careless errorsBlame it on fat fingers, deadline pressure or plain carelessness, technical errors like the wrong Social Security number, name misspellings or a simple math error can cause problems and delays with your return.Tax software programs can flag errors like this, but every filer should still pay close close attention when reviewing their returns before sending them in, particularly pen-and-paper filers.2. Using the wrong filing statusThere are five filing options: single, married filing jointly, married filing separately, head of household and qualifying widow/widower with dependent child.Choosing the right status is important as it affects how much you pay in taxes. For instance, filing as head of household provides more benefits than married filing separately, explained Mark Steber, chief tax officer of Jackson Hewitt Tax Services.3. Forgetting to report incomeUncle Sam needs to know about all your sources of income last year: your salary, side-hustle cash, retirement withdrawals and gambling winnings. All of it.So don't leave anything out. If you get caught with unclaimed income, you could get hit with major penalties.4. Hiring a pro when you can DIYSome people have very complicated tax situations where an expert needs to be brought in. But many Americans have simple filings that might not require professional assistance, the experts said.If you have an adjusted gross income of ,000 or less, check if you can file your federal taxes for free using the IRS's Free File software options.5. Not taking all eligible deductionsDon't leave money on the table or pay more in taxes than you have to.Take the time to figure out which credits and deductions you're eligible for to reduce your tax liability and get as much back as possible. The IRS isn't going to tell you if you missed a valuable credit you could have claimed, said Steber.The Earned Income Tax Credit, for example, is commonly overlooked, with about one in five eligible taxpayers missing out on it, according to H&R Block. It's a sizeable credit with an average amount of more than ,400.6. Being disorganizedTax forms tend start rolling in at the start of the year that detail your sources of income.Some forms will come in the mail, while others can be retrieved electronically. Just be sure to collect them all before you file.Lisa Greene-Lewis, a CPA and tax expert from Turbo Tax, suggested keeping a folder by your mail so you can instantly drop the paperwork in and keep everything in one place.It's also helpful to keep an updated log throughout the year for things like mileage and charitable donations that you plan to claim on your return.7. ProcrastinatingTax season comes every year, there's no escaping it.While the actual deadline may vary (read why here), you know you have to send in your taxes every April. Yet many Americans scramble to get their returns in.By waiting until the last minute, you increase your risk of mistakes.8. Not filing a returnNot everyone has to file a tax return. But even if you don't have any tax liability, it could be in your best interest to file anyway.The IRS will only issue refunds to filers. So if you had too much federal taxes withheld from your paycheck or are eligible for other credits, you have to file a return to get the money.Earlier this month, the IRS said it had .1 billion in unclaimed federal income tax refunds for around 1 million people who didn't file a tax return in 2014.  3747

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