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Receiving a wedding invitation should be exciting, not dreadful. But if it’s not the first one this season, or if you’re keeping a wary eye on your budget, getting that embossed white card in the mail could bring mixed emotions — and the search for a tactful way to decline. One-third of Americans have skipped or considered skipping a wedding because they couldn’t afford to attend, according to a recent survey from NerdWallet, conducted online by The Harris Poll. Their reluctance to attend is understandable, considering that the average reported budget for a close friend’s wedding gift was 8, according to the survey. “Many wedding guests look at a friend’s bridal registry and start doing the math,” says Courtney Jespersen, NerdWallet consumer saving expert. “But thankfully, the 0 coffee maker and 0 vacuum aren’t your only gift options.”Here are several budget-friendly wedding gifts that cost far less, or even nothing at all.Go in on a gift with a group. Other guests may be in the same boat, and if the wedding registry has gifts at various price points, there’s an opportunity for you to pool your gift budgets and choose something the couple really have their eyes on. Check with friends you know are on the guest list and choose an amount to spend that fits everyone’s budgets.Shop off-registry. You don’t have to stick to the wish list the couple put together, particularly if there’s nothing on there within your budget. “It’s perfectly fine for a guest to go off-registry,” says Diane Gottsman, national etiquette expert and founder of The Protocol School of Texas. “A registry is a useful guide that makes sure the bride and groom get what they need. However, a guest can also feel free to write a check or purchase something else they know the bride and groom will enjoy.”? MORE: 3 tips for the ideal wedding guestGive an experience. If the happy couple are millennials, there’s a good chance they’d love an experience more than a material gift anyway. Offer to plan and prepare a romantic picnic or help them build a garden in their backyard, Gottsman suggests.Contribute to a larger cause. If it’s good enough for Prince Harry and Meghan Markle, this may work for your friends, too. More than 4 in 10 (43%) millennials say they’d prefer to donate to charity in a couple’s name than buy them a registry gift, according to the NerdWallet survey. This is an appropriate gift if the couple has requested charitable contributions in their name or if you know they feel strongly about a certain cause or organization. Most charities don’t have a donation minimum, so you can spend as much or as little as you want.Help fund a honeymoon (or home). Honeymoon and even down payment funds are increasingly popular choices for couples with pending nuptials. If your friends have set up such a registry, it’s a good option for guests with fixed budgets. ? MORE: How to cut wedding guest costsGet creative. Personalized gifts often mean the most. If you’re artistic, write the couple a meaningful poem or paint them a picture. You could also pay for someone else’s creativity — getting a relatively inexpensive photo frame personalized with the wedding date or couple’s last name, for example, makes a unique gift that may come in well under the average gift budget. “A gift doesn’t have to be expensive to be significant,” Gottsman says. “The most important thing is to let the bride and groom know you’re happy for them and wishing them a lifetime of happy memories.”More From NerdWallet 3626

Republican Attorney General Josh Hawley will face Democratic Sen. Claire McCaskill in one of the GOP's best pick-up opportunities in November.Trump won the state by 19 percentage points in 2016.Polls have closed in Ohio's 12th Congressional District, Missouri, Michigan and Kansas.The Ohio race -- the last special congressional election before November -- is one of two taking place on Tuesday into which President Donald Trump has injected himself, turning both into new tests of Trump's tactics and sway with Republican voters.Republicans are scrambling to avoid an embarrassing defeat in a seat that the party has held for decades. Trump has backed Republican Troy Balderson, who is facing Democrat Danny O'Connor in the last special congressional election before November's midterm elections. A win for Democrats here on Tuesday would signal further danger for Republicans in the fall.The party previously lost a similar race in Pennsylvania and saw one in Arizona get too close for comfort.In the Republican primary for Kansas governor, Trump on Monday endorsed Kris Kobach, the Kansas secretary of state known for his crusade for restrictive voting laws, over incumbent Gov. Jeff Colyer. In doing so, he ignored the pleas of the Republican Governors Association to stay out of the race. Kobach is widely seen as uniquely vulnerable in a general election due to his controversial national profile.The two races will garner the most national attention on a day when four states hold primary elections: Kansas, Michigan, Missouri and Washington.Tuesday's elections carry high stakes for Democrats, too -- with races in Kansas, Michigan and Missouri, where the progressive left hopes to defeat more moderate candidates.  1736

Remedy: Consumers should immediately visit www.HP.com/go/batteryprogram2018 to see if their battery is included in the recall and for instructions on how to enable “Battery Safety Mode” if their battery is included in the recall. The website provides consumers instructions on how to initiate the validation utility to check their battery and what to download if their battery is included in the recall. These batteries are not customer-replaceable. HP will provide free battery replacement services by an authorized technician. 538

President Donald Trump's son Donald Trump Jr.'s wife Vanessa Trump has filed for an uncontested divorce. The couple first married in 2005 and have five kids together. "After 12 years of marriage, we have decided to go our separate ways," a joint statement from the Trumps said. "We will always have tremendous respect for each other and our families. We have five beautiful children together and they remain our top priority. We ask for your privacy during this time."The New York Post's Page Six was first to report on the divorce. According to Page Six's sources, Trump Jr.'s hectic travel schedule running The Trump Organization has worn on the couple. “Don Jr. has been busy traveling, which has contributed to their problems. Vanessa is a devoted mother, but she is increasingly lonely and alone in the house with the children," a Page Six source said. In February, an envelope that contained a white powder was sent to Trump Jr. and his wife. The threatening envelope turned out to be a hoax.  1047

President Donald Trump's attorney-turned-enemy Michael Cohen is launching a podcast Monday, titled “Mea Culpa." He tells The Associated Press his first guest will be comedian and talk-show host Rosie O'Donnell. Once at odds, Cohen says he and O'Donnell have become friends and bonded as a result of the grudge they bear toward Trump. “First episode. First interview. First feud. First family,” Cohen told The Associated Press by phone late Thursday.Trump and O’Donnell have engaged in a lengthy public feud. Challenged during a presidential primary debate in 2015 about how he described some women as “fat pigs,” “dogs” and “slobs,” Trump responded by saying: “Only Rosie O’Donnell.”Cohen says his relationship with O'Donnell began while he was imprisoned for tax crimes, lying to congress and campaign finance violations. He says O'Donnell sent him a six-page letter. Cohen wrote an apology in response, which prompted O'Donnell to visit him in prison. 961