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As the U.S. enters into colder weather, masks meant to prevent the spread of COVID-19 won't be the only face coverings one sees out on the street.It's led many to wonder: Is a mask necessary if I'm already wearing a scarf over my nose and mouth?Health experts say: Not so fast. Doctors say the best masks to wear during the winter are the same you would wear all-year-round.RELATED: How old is too old for a face mask?They also warn that when masks get wet -- say, due to breath perspiration catching on a face-covering -- they need to be laundered or replaced immediately."We have the paper, surgical masks – when those masks get wet, they need to be thrown away," said Dr. James Kravec, Chief Medical Officer at Mercy Health Youngstown in Ohio. "The cloth masks – when those get wet, they need to be laundered right away. Either mask, when they're wet, they're no longer effective."Kravec advised to put a COVID-preventative mask on first before layering up with a scarf, hat and gloves. This article was written by WCPO. 1046

Milwaukee County completed its portion of Wisconsin’s partial presidential recount Friday night after the Milwaukee County Board of Canvassers certified the results.Milwaukee County ultimately recounted nearly 460,000 votes. President-elect Joe Biden gained 257 votes and President Donald Trump added 125 votes compared to Milwaukee County’s official canvass results. Biden netted an additional 132 votes to his margin of victory in Wisconsin, but Dane County’s recount has yet to finish.All that stood in the way of completing Milwaukee County’s recount Friday morning was 65 missing ballots from the city of Milwaukee. Those ballots were never found, so the board of canvassers decided to certify the results of all the other ballots in the county.Tens of thousands of ballots were separated during the recount at the Trump campaign’s request. 51,060 Milwaukee County voters self-certified that they were ‘indefinitely confined’ during the election. All of those voters who submitted their ballots had their ballot envelopes set aside for objections by Trump’s representatives.Additionally, 2,197 absentee ballot envelopes were separated because they had a different color ink on the witness address line, likely indicating clerks or poll workers filled in that missing information as allowed in the state.The board of canvassers decided that those votes would still count. The Trump campaign believes both categories could be fraudulent. Rick Bass, the only republican on the county’s 3-person board of canvassers, suggested those ballots will be subject to a Trump campaign legal challenge at a later date.“I trust that the Trump campaign is looking forward to its day in court,” commissioner Rick Baas said. “There were a number of things that had to be corrected and they’re often represented as just human error and usually they are. There are some things that couldn’t be examined, they’ll be examined at a different venue. This is not that place."Election officials said that no instances of fraud were found while conducting the recount.Dane County is expected to finish its presidential recount on Sunday.This article was written by WTMJ. 2169

The Roman Catholic Diocese of Rockville Centre, Long Island's largest, has filed for bankruptcy, according to the diocese.Reverend John Barres, the bishop of Rockville Centre, announced the "difficult" news in a letter posted on the diocese's Twitter account Thursday.Barres said the diocese filed a voluntary petition for reorganization under Chapter 11 of the U.S. Bankruptcy Code earlier in the morning.The bishop said the decision comes after more than 200 lawsuits alleging sexual abuse were filed against the Diocese of Rockville Centre in the year since the passage of the Child Victims Act. Bishop Barres' Letter to the People of God of the Diocese of Rockville Centre pic.twitter.com/0aGEat57vI— Diocese of Rockville Centre (@RVCDiocese) October 1, 2020 "What became clear is that the Diocese could not continue to carry out its spiritual, charitable and educational missions while also having to shoulder the increasingly heavy burden of litigation expenses associated with those cases," Barres wrote.The bishop said filing for bankruptcy was the only way to ensure a "fair and equitable outcome for everyone involved."According to Barres, most of the diocese's operations and ministries will continue without interruption during restructuring."We anticipate that current and future financial liquidity will be sufficient to fund normal operations and services," he wrote.He also assured that church employees would be paid their normal wages.Additionally, the letter said the work of the diocese's parishes and Catholic schools is expected to continue as normal, as they are not included in the Chapter 11 filing due to being separate legal entities.However, after filing for bankruptcy, the diocese will have fewer resources to help struggling schools and parishes."For the Diocese, fair and equitable treatment for survivors of sexual abuse has always been a top priority," Barres wrote. "That is why we created the Independent Reconciliation and Compensation Program in 2017."The reverend said that program has helped approximately 350 survivors of sexual abuse so far, but has also depleted the diocese's financial resources."We will work diligently with all survivors, creditors and ministries to maintain open communication while we work toward our goal of completing a settlement and a restructuring plan that includes a comprehensive resolution for those suffering survivors," the bishop wrote. This story originally reported by Mark Sundstrom on PIX11.com. 2507

As the holiday season approaches, organizers for the Times Square New Year’s Eve celebration said this year’s festivities will be “virtually enhanced” and very different.This year, the celebration will bring Times Square and The Ball to the audience digitally, no matter where they are.A scaled back and socially distanced live production is still being determined."People all over the globe are ready to join New Yorkers in welcoming in the new year with the iconic Ball Drop. I commend the Times Square Alliance, Jamestown Properties, and Countdown Entertainment on finding a safe, creative and innovative way for all of us to continue to celebrate this century old-tradition. A new year means a fresh start, and we’re excited to celebrate,” said Mayor Bill de Blasio.“One thing that will never change is the ticking of time and the arrival of a New Year at midnight on December 31st,” said Tim Tompkins, President of the Times Square Alliance, which co-produces the event with Countdown Entertainment.“Because any opportunity to be live in Times Square will be pre-determined and extremely limited due to COVID-19 restrictions, there will be the opportunity to participate virtually wherever you are. Because more than ever in these divided and fear-filled times, the world desperately needs to come together symbolically and virtually to celebrate the people and things we love and to look forward with a sense of renewal and new beginnings,” Tompkins added.Due to the ongoing coronavirus pandemic, many events have been canceled or modified to fight the spread of the virus. The New Year’s Eve Times Square ball drop, which typically brings millions of people together in Manhattan, is no different.Earlier this month, the mayor and Macy's announced the annual Thanksgiving Day Parade will be "reinvented" with virtual aspects. The Macy's Fourth of July fireworks were also modified into smaller fireworks displayed before a grand show was aired on television. This story originally reported y Kristine Garcia on PIX11.com. 2053

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028