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Hosting Thanksgiving dinner can feel like a thankless job if you’ve destroyed your budget to do so. But it doesn’t have to be that way. By setting realistic expectations, shopping strategically and delegating tasks, this can be an affordable meal to prepare. Here’s how to pull it off: 298

GREELEY, Colo. — At the conclusion of his statement, Frank Rzucek, the father of Shanann Watts, said he has a message for Chris Watts, who sat silently behind him in an orange jumpsuit in court.Without turning, he read his last sentence: “Shanann says she’s super excited for justice today.”Frank Rzucek was the first person to read a statement at Monday’s sentencing hearing for Watts, who pleaded guilty on Nov. 6 to killing his pregnant wife Shanann, and their two daughters, Bella, 4, and Celeste, 3, in August in the small town of Frederick, Colorado.“I trusted you to take care of them, not kill them,” Frank Rzucek said in the court. “And they also trusted you.”He said after their murders, Watts carried them out of the house “like trash,” buried Shannan in a shallow grave and put the girls in used containers of crude oil, noting that he had watched video surveillance.“You heartless monster,” he said. “You have to live with this vision every day of your life and I hope you see it every time you close your eyes at night.”Shanann’s brother, Frank Rzucek, Jr., echoed those sentiments in his statement, saying he prays Watts never finds a moment of peace or sleeps well at night. Weld County District Attorney Michael J. Rourke read the brother's statement while he stood next to the podium.“You went from being my brother, my sister’s protector, one of those most loved people in my family, to someone I will spend the rest of my life trying to understand,” the statement read.He said he wrote the statement full of hate and betrayal. Watts wasn’t “even worth the time it takes for me to put this pen to this paper,” the statement read.He said Watts was his family’s hero. They looked up to him. They trusted him to keep them safe.As Rourke read the statements to the court, Frank Rzucek, Jr. looked back at Watts, who barely raised his eyes from the table in front of him throughout the sentencing.  “You took away my family from this earth, but you can never take them from my heart,” the brother's statement read. “You took away my privilege of being an uncle to the most precious little girls I have ever known.”Frank Rzucek, Jr. explained that his family did not want to pursue the death penalty because they believe nobody has the right to take the life of another.“My family and I can finally grieve after today," his statement read. "If anything, we will come out of this stronger than we were before, and we will continue to pray for your family.”The final member of the Rzucek family to speak was Sandra Rzucek, Shanann’s mother. She started her statements by thanking those who had helped her family, ranging from the town of Frederick to the FBI. She also thanked everybody who had sent the family cards, prayers and kind messages, which came in from all over the world, she said.She wore a purple ribbon at the podium, which has become a sign to honor the memory Shannan and her children in Frederick.Shanann loved Watts and their children with all of her heart, she said. Her family was her world.“We loved you like a son,” she said at the podium. “We trusted you. Your faithful wife trusted you. Your children adored you. And they also trusted you.”They will stay protected by God and his angels, she said, and her family will continue loving them.“Not only did you take a family of four — your family of four,” she said. “You took your own life.”Watts was sentenced to five life sentences with no possibility of parole on Monday.  3496

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

Funeral arrangements are set for Mollie Tibbetts, a University of Iowa student whose body was found  earlier this week. Services will be held at Brooklyn, Guernsey, and Malcom High School in Tibbetts' hometown of Brooklyn, Iowa. A mass of resurrection will be held Sunday at 2 p.m. local timeTibbetts' body was found Tuesday after a month-long search and the autopsy shows she died from "sharp force objects."Christhian Rivera, a 24-year-old man from Mexico, has been charged with her murder. He worked on a dairy farm near Brooklyn.  577

HILLCREST (KGTV) - Thousands enjoyed drinks, food, shopping and dancing at the 35th Annual CityFest Art and Music Festival in Hillcrest Sunday.More than 250 vendors lined the streets, some sending fragrances into the air that would make you drool. There were hundreds of art pieces for sale along the nine blocks the festival covered.Some visitors came in costumes, there were people on stilts and everywhere you looked, everyone was wearing a smile. 488