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CLEVELAND - This story proves just about anyone can get scammed. A man from Oberlin, Ohio said even though he's an experienced buyer and seller of cars online, criminals got him."You never thought you'd be a victim of a scam like this,” we asked Derrick Macarthy. “Never,” Macarthy told us.He isn't some dumb guy who fell for a scam. “The eBay Motors page looked official,” he remembered.Macarthy was looking for a van, found one on Craigslist. It was 00 and to him that’s a lot of money. "I don't have 00 to just throw away," he told us.The seller sent him a note saying the husband supposedly died 5 months ago. "They told me they had just moved to another state and that they were dealing with eBay Motors," said Macarthy.He wasn't familiar with eBay Motors, but he went to Rite Aid anyway. He bought a half-dozen eBay gift cards and gave the crooks the numbers. Then, he even got a message from them saying "I'm sure you will love this car...take good care of it…I loved this car very much.""They're good, huh?” we asked.“They are. So, buyers beware," Macarthy replied.Beware because Macarthy got another message 30 minutes later saying they needed a thousand dollars more to ship the car to him. Macarthy knew, though, the ad said no shipping fee. So, the red flags went up and called eBay."When you hear, 'You've been scammed,' what goes through your mind?” we asked him.“I just hit the floor,” said Macarthy. He was devastated. He has a family that needs a van. Plus, he never suspected anything because he's bought and sold cars with honest people on Craigslist in the past. "I put the ad on there. (Buyers) responded. Money, title, and keys were exchanged and everybody was happy. (That’s) not how it happened this time."Macarthy said he went to local police but they don't have the resources to track down the scammers who stole his money. "I wish there was some way to get that back,” he told us.eBay Motors has a big warning that even highlights Craigslist for scams like this. The examples include scammers using eBay gift cards.The Better Business Bureau also has warnings and advice.Macarthy has his own suggestions for you. "Things can look very, very real and be the total opposite. So, just be careful."eBay Motors suggests you tell the seller that you'll pay when you pick up the car. And watch out for sellers wanting quick payments through gift cards, wire transfers, or re-loadable money cards.  2436

Conventions may at times seem like it's all about the confetti and speeches, but what Joe Biden and Kamala Harris want more than anything after this Democratic Convention is what's known as a "post-convention bounce." The phrase describes an increase in support in the polls immediately following a convention HISTORIC BOUNCESSince 1968, presidential campaigns have, on average, received a 5 percent increase in the polls following their conventions. Since 2004, convention bounces have been getting smaller, with the average being around 2 percent. WHY BIDEN MIGHT NOT GET A BIG BOUNCE"People have had a bit more time to evaluate the candidates already (and) maybe opinions are a little more locked," Professor Thomas Holbrook of the University of Wisconsin-Milwaukee said, commenting on the fact bounces have been tougher and tougher to get. Apart from recent history working against the Biden campaign, television ratings are down compared to four years ago. "There could be fewer persuadable voters," Holbrook added. There is also the fact President Donald Trump has his convention next week. WHAT THE CAMPAIGNS THINKBiden advisers aren't as concerned with the lower television ratings, saying more Americans are live streaming the convention on their laptops and cellphones than ever before. 1306

CINCINNATI -- Vice President Mike Pence will be in Cincinnati today to promote Ohio Attorney General Mike DeWine in his race for governor and to deliver remarks at a "Tax Cuts to Put America First" event.Pence is scheduled to arrive at the Cincinnati/Northern Kentucky International Airport around noon.After his arrival, he will be at a Mike DeWine for Governor event to promote DeWine in his race against Richard Cordray.President Donald Trump has been supportive of DeWine in his race for governor and endorsed DeWine via Twitter in May writing: 556

CLEVELAND — Who’s been at a store buying holiday gifts and then the cashier asks, “do you want to sign up for our credit card today?” They might offer a discount or something else, but should you sign on the dotted line?“They make it easy. They really make it easy,” Leanne Smith said.Smith is from Solon and knows how stores can tempt you with their credit cards, but she’s sticking to her Target Red Card for now.“I don’t think it’s a responsible thing for me to have one at every store,” she said.Tedd Rossman from CreditCards.com said that if you ever plan on carrying a balance, store cards aren’t going to be the best option for you.“While sometimes these store cards can work for you, most of the time, they’re not the most consumer-friendly option,” Rossman said.That’s because Rossman says the average store credit card has an interest rate of 25%, some as high as 29.99% such as Discount Tire, Big Lots and jewelry store cards like Kay Jewelers.“These cards are not as selective about credit quality, which is why the retailers and their bank partners say they have to charge such high-interest rates,” Rossman said.CreditCardInsider.com recently rated various popular store cards based on various things like interest rates.Here are those results:Target - 24.4%Old navy - almost 26% (25.99%)Walmart - roughly 18-27% (17.99%-26.99%) interestNathan Grant from CreditCardInsider.com said you shouldn’t just sign-up at the checkout on a whim even if there’s a discount offered or cashback incentives.“The percentage of interest you’re paying might end up calculating to be more than what you got from spending on the cards,” Grant said.According to Grant, some of the better retailer cards are:Amazon prime cards with lower interest rates—5% back on Amazon purchases and gift cards when you sign up. Target—higher interest rate, but 5% back. And the only one rated excellent is Costco’s card, which has a 15% rate and various cash back options and good rewards on gas purchases.But keep this in mind: In a survey of nearly 3,000 shoppers nationwide, more than 40% said they regretted signing up for a retail credit card. Plus, one out of five in the survey said they carried a balance from the last holiday season, and more than 50% said they’ve paid interest on a retail store card.“That’s kind of like a wake-up call even to myself to be like I got to make sure that I’m always smartly shopping if I’m using credit cards,” Grant said.For Smith, she said she’s only carried a balance a couple of times in the past 20 years because she knows “if you can’t pay it, you really shouldn’t buy it just because you have a credit card.”Retail credit cards can give you benefits especially if you’re loyal to the business. It could help you build credit, but you’ll want to pay off your balances every month and spend responsibly.And another thing to watch out for is deferred interest. Even if you owe just one dollar by the time the term ends, you could end up paying interest on the entire amount you initially financed.This story originally reported by Jonathan Walsh on News5Cleveland.com 3102

CINCINNATI – Through dogged reporting that exposes important truths and holds the powerful accountable, winners of the Scripps Howard Awards demonstrate how journalism can change the world.Today, the Scripps Howard Foundation announced the winners of its 65th Annual Awards in 15 categories. The Foundation will present more than 0,000 in prize money to the winning organizations and journalists at a live show in Cincinnati on Thursday, April 19, in partnership with The E.W. Scripps Company, the Foundation’s corporate parent. The event will be streamed live on Facebook and YouTube.“The power of journalism is evident in the impact that these winning entries have had on their communities and society as a whole,” said Liz Carter, president and CEO of the Scripps Howard Foundation. “We are honored to present these awards to the winners, and salute the work of all organizations who participated in the competition.”The 2017 Scripps Howard Award Winners:Breaking News: San Francisco Chronicle for “Wine Country Fires” – Coverage of the worst wildfire disaster in state history in October 2017.Judges’ comments: “The newsroom delivered rapid enterprise on questions surrounding the lack of advance warning provided to the public and more. The Chronicle’s effort is a textbook example of how to provide critical information on a fast-moving story.”Finalists: Houston Chronicle – “Hurricane Harvey: Houston’s Reckoning”; The Press Democrat – “Northern California Wildfires”Broadcast, Local Coverage – Jack R. Howard Award: Brendan Keefe of WXIA 11Alive Atlanta for “The Drug Whisperer” – An investigation into the ordeal of innocent people wrongly arrested for driving under the influence of marijuana.Judges’ comments: “This kind of one-man-band reporting is often a budget-cutting technique, but Keefe shows us multimedia journalists can produce the highest quality investigative reporting. … It is also obvious that his brand of reporting is not quick-turn, short-form stunt reporting but a serious examination of an important issue that could impact anyone behind the wheel.”Finalists: WCPO – “Policing Their Own”; WFAA – “Criminal Caretakers”Broadcast, National, International Coverage – Jack R. Howard Award: Debora Patta, Sarah Carter and Meshack Dube of CBS News for “Ambush in Niger” – Coverage of the deaths of four U.S. soldiers in the west African country.Judges’ comments: “CBS deserves praise, encouragement and thanks for meeting the jaw-dropping logistical and safety challenges that come with reporting from an active war zone. This was one of several examples the judges saw of CBS’ outstanding conflict zone coverage. CBS also breaks with the tradition of male war coverage journalists with the outstanding work in this winning entry by Debora Patta.”Finalists: CNN – “Passports in the Shadows”; “Frontline PBS” – “Last Days of Solitary”Business/Financial Reporting – William Brewster Styles Award: Brian Grow, John Shiffman and the Reuters team for “The Body Trade” – An investigation into commerce of human remains.Judges’ comments: “The reporters exposed a system of selling human body parts for medical research that will surprise readers and, in some cases, horrify them. People who donate their bodies for the benefit of others, a final act of generosity, deserve better than the treatment the reporters exposed.”Finalists: Milwaukee Journal Sentinel – “Mexico Blackouts”; The Post and Courier – “Stickin’ With the Pig: A Tale of Loyalty and Loss”Community Journalism – in partnership with Google News Lab: Bristol Herald Courier for “Addicted at Birth” – An extensive look at how the opioid crisis has impacted babies.Judges’ comments: “The newspaper, with a circulation of 16,500, investigated the problem from all angles, outlined solutions and educated the community. The impact is wide-ranging for taxpayers, hospitals, families and schools. The Bristol Herald Courier not only reported what’s happening but foreshadowed what the community could face in the future.”Finalists: Capital News Service – “Home Sick”; The Frontier – “Shadow Land: How Rape Stays Hidden in Oklahoma”Environmental Reporting – Edward J. Meeman Award: Kale Williams of The Oregonian/OregonLive for “The Loneliest Polar Bear” – A view of the real life of Nora the polar bear, an internet sensation.  4324