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There’s a common anxiety dream that involves walking into a classroom to discover it’s the day of finals and you haven’t cracked a book all semester. Then there’s the waking dream a lot of Americans have — the one where you’re getting ready to retire but haven’t saved enough money to cover expenses if you stop working.Just six in 10 workers report having saved anything — anything — for retirement, according to the Employee Benefit Research Institute, so a lot of people today may be losing sleep over their future finances.Even those who are making a diligent effort to prepare for their golden years are falling short: Data from workplace plan administrator and fund giant Vanguard shows that just 18% of workers save the 10% or more of income that experts recommend squirreling away for retirement. More than a third are putting away less than 4%. (Unclear where your savings stand? A retirement calculator is a good place to start.)Suspect you’re behind? Here are 13 ways later-in-life savers can address anemic retirement portfolios before it’s too late. 1080

TIJUANA, Mexico (KGTV) — Health conditions continue deteriorating Friday in Tijuana where thousands of migrants are camping, contributing to the opening of a second shelter 45 minutes away.The new shelter in an area known as El Barretal has a roof, dry floor and can house 3,000 migrants, Rodolfo Olimpo, a representative from Baja California State's Special Committee on Migration Issues said. Friday, about a thousand were shuttled by bus to the new shelter. There are no lighting fixtures, but migrants are using portable lights as well as flashlights.In the first shelter, the floor is mud, puddles everywhere and the entire area is littered with junk. One man brushed his teeth over a muddy puddle.10News Reporter Laura Acevedo went to Tijuana Thursday and spoke with the migrants living in squalor. One woman from Honduras, Leida Reyes, told her she thinks this is better than what they lived with back home.She said she couldn't walk around freely without fear, her children never attended school because it was too dangerous.When asked about the President's hard stance on migrants, she said she thinks he'll have a change of heart when he understands they're coming from a country that they can no longer live in safely.Reyes has been in TJ for about 20 days and is waiting for her number to be called so her case for asylum can be processed.No one has stated how long either shelter will be in place. 1418

There was plenty of controversy in the world of air travel in 2018. Most recently, passengers on Republic Airlines flight 3466 operating as United Express from Houston to Cincinnati are questioning why a captain did not land the flight after a woman began having seizures almost immediately after takeoff. According to WCPO television station in Cincinnati, video shows another passenger aiding the woman throughout the entire flight.The passenger in the video is being hailed as a hero as he helped keep the other passengers calm during the incident, which lasted for more than two hours.Republic Airlines operating as United issued a statement saying the passenger was transported to the hospital once the flight landed, and those offering her care in the air were assisted by an on-call medical service crew members.United has not been without its share of headlines this year. In May 2018, a lawsuit was filed on behalf of a Nigerian woman who was kicked off a flight from Houston to San Francisco after a white man complained she was "pungent." The incident happened two years ago; the lawsuit was filed in 2018 in federal court in Houston.The entire family was removed from the flight, which was part of their travels to Canada, where the family's children were to go to school.Other United incidents in 2018: 1333

This year's National Voter Registration Day was the largest in history, in part, because businesses assisted people to register or update their information. Many businesses say it's their duty to help people vote.Tanger Outlets in cities such as Daytona Beach, Florida, San Marcos, Texas and Savannah, Georgia, held registration events for shoppers coinciding with National Voter Registration Day. This year, records were smashed on National Voter Registration Day as 1.5 million voters registered, and hundreds of those were through the Tanger Outlet event.“It spoke to the traffic that the center saw that particular day, but we’re going to make this an annual event because of the returns they got,” says Stephen Yalof, president and chief operating officer of Tanger Outlets.“We’re very youth oriented, youth conscious in that we feel like the younger people in America have a voice and we want to make sure that we get a hold of them and make sure that they register and have a chance to have their voices heard when it comes to voting,” says Yalof.Tanger is just one of the many businesses that felt the need to get involved.“We’re very clear; we’re an ice cream company but we believe with adding a little bit of sweetness to assist the groups who are working on the front line who work to bring systemic change in the world,” said Jabari Paul, U.S. activism manager for Ben & Jerry'sBen & Jerry's, he says, does so much more than make and sell ice cream.“People can walk into our shops and there’s usually information somewhere up in the shop that informs you of the issues we care about, the issues our partners are working on," Paul said.These days, Paul says, that issue surrounds voting. Their "Scoop Shops" around the country are also called "action stations." Part of the campaign involves sending a text to easily check your registration status.“We believe businesses have a role to play in helping create a better society and that role can go far beyond corporate giving, and businesses have a huge platform they can lend in terms of uplifting very important issues,” says Paul.“You’ve seen so many people this year step it up, and I think you know, we’ve had some good corporate partners and efforts simply because people want to do their part and it's needed,” Ben Hovland, chairman of the U.S. Election Assistance Commission, said.The bipartisan, independent group focuses on elections and how they're run around the country. In the early days of the pandemic, there were serious drops in registration because places where people register, like the DMV, were closed. So, Hovland says, the help from businesses is critical.“This year you saw a lot of - a real outpouring of community participation, both government officials, the EAC is a partner in that effort,” Hovland said. “Civic groups, also corporations, celebrities, sports teams just promoting this idea of voter registration and for people to get registered.”Depending on where you live, you may still be able to register or update your registration, which is critical to being able to make sure your vote counts. 3107

This election season, Demetrius Short is hustling to get his people to the polls.“We have the wonderful opportunity as African American men to be here today,” Short said to a group of young African American voters outside a polling site in Nashville, Tennessee. “The next John Lewis might be right here.”Short is the founder and CEO of the Transformation Life Center and Steps of Success 5K, nonprofits mentoring youth living in underserved communities. Now, Short and his team are using physical fitness to inspire political change by leading young Black men on runs and talking about becoming better people afterwards.“Going out, taking your niece and nephew that may not have a father, being that father or mother example to them and just be the change you want to see,” Short said.During this presidential election, Short is reaching out to college students from Fisk University, a private historically Black college in Nashville.“We’re here to come out here and inspire change in our community and inspire young people to really vote,” said Myles Harris, a recent Fisk University graduate.Harris says he is motivated to get more members of African American communities to have their voices heard and their votes counted.“A lot of people don’t vote because they don’t see the point, they don’t understand why it’s so important,” he said.Many members in the local African American community do understand the importance of this election and are calling this political movement inspiring.“Us Black folks are still fighting. It’s time for a change, man,” said Norman T. Wilson. “So, it’s good that they are trying to get them to vote. votes matter, whoever they vote for.”According to the Pew Research Center, the Black voter turnout rate declined in 2016, falling to 59.6% after reaching a record-high 66.6% in 2012.That’s a trend Short wants to change, not by swaying young people’s votes, but through politics, one step and one vote at a time“We don’t have to riot. We don’t have to do it the bad way,” he said. “We can go to the polls and we can do it the democratic way. The way that our country, I believe our country was set up to do." 2151

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