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OCEANSIDE, Calif. (KGTV) - The Oceanside City Council just gave preliminary approval to a plan that would use city development fees as a way to provide homebuyers help with their down payments.City Councilman Christopher Rodriguez presented the idea, which he calls the Affordable Market Purchase Program (AMPP)."It's a win-win," says Rodriguez. "And it's the fastest way, in my opinion, to creating home ownership."Under the plan, people could borrow up to 20% of the home's asking price from the city. But, it can only be used on single-family homes up to 0,000 or multi-family units (townhomes and condos) up to 0,000. The money comes from the city's "In-Lieu" fund. That money is a fee developers pay to the city when they don't include the required affordable housing in their project.Rodriguez says the city currently has about .7 million in the fund."Every million dollars could help 14 people with down payments," he explains.To qualify, people need to be first-time homebuyers who make less than 115% of the county's median income. That's around ,000 a year for a family of 4.They have to have been either living in Oceanside for a year or working in Oceanside for six months.The program is also available to veterans or seniors who are over 65 or over 55 but currently living in an Oceanside mobile home park.Applicants must also chip in at least 1% of the home's value as their down payment.Rodriguez says this program can help people who otherwise wouldn't be able to buy a home because they can't save for a large enough down payment."A family that is struggling to make ends meet and pay rent and unable to save, now they're able to use a program like this," he says.The loan from the city would be repaid when the home is sold again, or when there's a title transfer, first mortgage repayment, or in 30 years.In addition to the full cost of the loan, the city would also get 25% of the appreciated value of the home. That money would go back into the fund to help more people."It's unique, it's relevant, and our community desperately needs opportunity," says Rodriguez.He adds that this could help businesses retain employees. Right now, many people who work in Oceanside live 20-30 minutes away. Rodriguez says getting them to buy homes in town would make them more effective as employees and more likely to stay in their current jobs.The City Council gave the plan a preliminary approval at Wednesday night's meeting. Now city staff will draft a formal proposal. Rodriguez hopes to present it to the full Council in June. 2558

October's market turmoil took an off-day Tuesday.The Dow soared 300 points, the Nasdaq was up 1% and the broader S&P 500 rose 1.1%. Investors were relieved to hear President Donald Trump comment Tuesday that he is willing to negotiate with China on a trade pact.Markets tumbled Monday on fears that the Trump administration could impose a new round of Tariffs on China.Some experts warn that the bull market is peaking. Big tech stocks are plunging as earnings growth has slowed, interest rates have risen and the threat of a longer China trade war has intensified. The S&P 500 fell 8% lower this month.But Brian Belski, chief investment strategist for BMO Capital Markets, thinks there are many years left before things turn around. 749

Once again, nature has dealt a deadly blow to Haiti.At least 12 people were killed and 188 were wounded after a magnitude 5.9 earthquake struck northern Haiti on Saturday night, the country's interior ministry said Sunday.On Sunday, President Jovenel Mo?se visited the coastal city of Port-de-Paix, just 11 miles (18 kilometers) from the quake's epicenter."I will make sure the proper state systems are fully mobilized to help the victims," Mo?se tweeted.Haiti, the poorest country in the Western Hemisphere, is still recovering from the catastrophic 2010 earthquake that killed at least 220,000 people and destroyed much of the capital city. 650

Omarosa Manigault Newman has released a new audio recording in which she and Lara Trump, the wife of President Donald Trump's son Eric, are discussing a job offer with Trump's re-election campaign that the former White House aide alleged was a hush agreement.Manigault Newman writes in her book, "Unhinged: An Insider's Account of the Trump White House," that she turned down an offer from President Trump's daughter-in-law to sign a nondisclosure agreement in exchange for a job on the President's re-election campaign paying ,000 per month. Manigault Newman said she was offered the deal after she was ousted from the White House last December. 662

On her 18th birthday, Charlie Lagarde bought a celebratory bottle of sparkling wine and her first-ever lottery ticket at a Quebec convenience store.When she got home, the newly-minted adult discovered she was also a newly-minted millionaire.It turns out the Gagnant à vie scratch-off she bought was worth a million dollars. Instead of the lump sum, she chose the annuity option and will receive ,000 every week for the rest of her life.It was the first time Legarde had ever played the lottery, officials at Loto Quebec said. That's because a person has to be 18 to play in Quebec.She plans to spend prize money on traveling and exploring her passion for photography."She's so sweet, down to earth, grounded," lottery spokesman Brian Lecompte told CNN. " She loves to travel. So she bought herself a really nice camera."The-CNN-Wire 842