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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

Philadelphia 76ers president Bryan Colangelo appears to have used multiple Twitter accounts to criticize players and coaches on his own team and release sensitive team information, according to a lengthy report?from?The Ringer on Tuesday night.The Ringer believes the 52-year-old Colangelo, a longtime basketball executive who has also held jobs with the Phoenix Suns and the Toronto Raptors, may have used up to five fake Twitter accounts to criticize his team's own players — including 2018 NBA All-Star Joel Embiid — debate his own coaching staff's decisions and reveal confidential team information."In February, The Ringer received an anonymous tip that Bryan Colangelo ... had been secretly operating five Twitter accounts," The Ringer's Ben Detrick wrote. Detrick added The Ringer has since "scrutinized and archived those accounts in an attempt to verify the source's claims."Colangelo, the son of former Phoenix Suns and Arizona Diamondbacks owner Jerry Colangelo, served as the Suns' general manager from 1995-2006 and was the 2005 NBA Executive of the Year. He resigned as Suns GM and became president and GM of the Toronto Raptors in 2006, two years after his father sold the Suns to current owner Robert Sarver. Colangelo went on to win the NBA Executive of the Year award with the Raptors in 2007.Colangelo was relieved of his role as Raptors GM in 2013 and soon resigned from his role as team president, as well. In 2016, he was hired as the 76ers' president of basketball operations.After The Ringer published its report, Colangelo admitted to operating one of the accounts but denied being behind the others."Like many of my colleagues in sports, I have used social media as a means to keep up with the news," Colangelo told The Ringer in a statement. "While I have never posted anything whatsoever on social media, I have used the @Phila1234567 Twitter account referenced in this story to monitor our industry and other current events. This storyline is disturbing to me on many levels, as I am not familiar with any of the other accounts that have been brought to my attention, nor do I know who is behind them or what their motives may be in using them."Embiid told ESPN's Adrian Wojnarowski that Colangelo called him Tuesday night to deny the tweets were from him."Maybe there's an IT person who can prove it wasn't Bryan Colangelo, but here's one of his biggest problems in disputing Ringer story: Those tweets reflected not only private team (business), but launched personal beefs/jealousies/frustrations that he's shared inside and outside 76ers," Wojnarowski tweeted. "Nevertheless, Colangelo is denying he is responsible for those tweets and many league executives seem to believe this: It is hard to fathom a GM risking his job in such a reckless manner. Many are giving him the benefit of the doubt on that level alone. It just doesn't add up." 2976

Planned Parenthood is facing a social media backlash after one of its branches tweeted and then deleted a post suggesting Disney create a princess who'd had an abortion.Planned Parenthood Keystone, which operates in 37 Pennsylvania counties, tweeted on Tuesday that "We need a Disney Princess who's had an abortion. We need a Disney Princess who's pro-choice. We need a Disney princess who's an undocumented immigrant. We need a Disney Princess who's actually a union worker. We need a Disney Princess who's trans."The tweet plays off of a popular internet meme calling for more diverse Disney princesses.It didn't go over well."So glad #PlannedParenthood deleted their disgusting tweet, I don't really think having a Disney princess getting an abortion is appropriate for young girls..." said one woman Wednesday on Twitter. Her comment was typical of much of the outcry.Planned Parenthood Keystone head Melissa Reed confirmed that her group sent the tweet."Today, we joined an ongoing Twitter conversation about the kinds of princesses people want to see in an attempt to make a point about the importance of telling stories that challenge stigma and championing stories that too often don't get told," Reed said in an emailed statement."Upon reflection, we decided that the seriousness of the point we were trying to make was not appropriate for the subject matter or context, and we removed the tweet."She said Planned Parenthood uses pop culture to educate people and start conversations about sexual and reproductive health issues.The-CNN-Wire 1557

Police responded to the scene of a reported accidental death of a child after she was left in a hot vehicle in Nashville.According to Metro Nashville Police, a 1-year-old girl was found dead Wednesday after she'd been left in a car seat all day in a pickup truck.The truck was parked at the family's East Nashville home. Police said the adoptive father reportedly forgot about the child after dropping off her sibling at daycare.The adoptive mother found the girl in the vehicle Wednesday evening around 5:40. She was pronounced dead when she arrived to Vanderbilt University Medical Center.Police taped off the area of the home as they continued to investigate. 685

PARADISE, Calif. (AP) — Butte County Sheriff Kory Honea says his department has reports of 110 people still missing in a massive Northern California wildfire that has scorched 164 square miles.Honea says he's hopeful that more of those missing people will be located. The department initially had more than 500 calls about citizens who were unable to reach loved ones.But he says they've been able to help locate many.LIVE BLOG: Several wildfires burning in CaliforniaNext he says sheriff's officials will be cross-checking their list with official shelters to search for the remaining missing.Honea said Saturday that 23 people have died in the fire near Paradise, about 180 miles (290 kilometers) northeast of San Francisco. 739