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An executive action President Trump issued Saturday on the deferral of payroll taxes could put more money in your pocket soon. Much is still unknown about how the order will be implemented, but experts say to keep a few things in mind before making plans for that extra cash.1. It’s temporaryMany employees have a 6.2% Social Security tax withheld from their paychecks and remitted to the IRS on their behalf by their employer. “The executive order defers the withholding, deposit and payment of the tax,” says Matthew Keefer, a certified public accountant at Gorfine, Schiller & Gardyn in Owings Mills, Maryland. The deferral period runs from Sept. 1 through Dec. 31.2. You may not qualifyThe deferral is available only to employees whose pretax wages or compensation is generally less than ,000 biweekly, which works out to around 0,000 a year. And currently it doesn’t apply to people who are self-employed, notes Pete Isberg, vice president of government relations at human resources services firm ADP.3. The taxes are due eventually“This is a deferral of taxes, not a forgiveness of taxes,” says Michael Graetz, a tax law professor at Columbia University Law School in New York. “So at the end of the deferral period, all of those taxes will be owed unless Congress changes the law to say that they’re forgiven.”4. Consider setting the extra money aside for nowIf your employer stops withholding and you see a boost in your pay because of it, you might want to hang on to that cash for now, Keefer says. “Unless legislation is passed, the deferred tax from the executive order will be repaid in the future,” he says. Another option, Isberg adds, is to tell your employer to withhold additional money by filling out a new form W-4 at work.Of course, not all households can afford to set money aside these days. Still, if you need the money from this tax deferral now, don’t lose sight of the fact it could mean a tax bill later.5. Some employers may just keep withholding the tax anywayIt can take time for employers to revamp payroll systems, especially if they’re not using a payroll processing company, according to Isberg. Also, employers can be liable for employment taxes, even if they don’t withhold them, he says. “Employers know that, and they’re going to realize that, ‘Look, if I do this, could the IRS come back to me in January and just assess the full amount that should have been withheld?’ Well, technically they can,” Isberg explains.Most employers won’t want to ask their employees to repay four months of taxes, Graetz adds. “This turns out to be a very complicated problem,” he says.More From NerdWalletSome Taxpayers Face a Desperate Wait for IRS RefundsHow to Work Around Delays in Major IRS FunctionsIRS Data: Refunds Lag as Agency, Tax Filers Slow DownTina Orem is a writer at NerdWallet. Email: torem@nerdwallet.com. 2862

An explosion leveled a home in Cleveland on Monday, and just one day after losing everything, strangers are helping themselves to the homeowner's belongings left behind. One man loaded up his truck with an oven. Another grabbed a table and chairs. Cleveland police said because it is not a crime scene, they will only respond to calls about looting.And to add insult to injury, the city has hit the homeowner, Nita Moore, with a laundry list of citations. Just after the explosion happened, one 45-year-old woman was taken from the explosion site in the 11000 block of Primrose Avenue to MetroHealth in critical condition. Witnesses at the scene said she appeared to be badly burned. According to the fire chief, she was in the street in front of the home when EMS arrived. 806

An online service that allows people to track criminal activity in their neighborhoods is now available throughout the San Diego area, officials announced Thursday.VIEW CRIME TRACKER MAPThe CrimeMapping.com website initially only covered communities under the jurisdiction of the sheriff's department, but it has been expanded to serve the entire county, according to sheriff's spokeswoman Melissa Aquino."CrimeMapping.com analyzes and maps crime data from arson to assault, burglary, drugs (and) alcohol violations, DUI, fraud, homicide, car theft, robbery, sex crimes, vandalism, car break-ins, weapons violations and even multiple crimes at a single location," Aquino said.Data resource users can view maps in either a satellite-photo view or on a road map, find crime listings compiled in a report format or shown as a graph to identify patterns or trends and get crime prevention tips."There is also an option to sign up for email alerts and to email a link to others, which would be useful for neighborhood-watch groups," Aquino said.The service is a joint program of the sheriff's department, the Automated Regional Justice Information System, the San Diego Association of Governments and law enforcement agencies across the county.The sheriff's department provides law enforcement for unincorporated communities and several area cities that contract with it in lieu of forming their own police departments. 1422

An American Christian missionary is thought to have been killed by tribespeople from one of the world's most isolated communities on a remote island hundreds of miles off the coast of India, according to officials.The 27-year-old American, identified as John Allen Chau, came to India on a tourist visa but came to the Andaman and Nicobar islands in October with the express purpose of proselytizing, Dependra Pathak, Director General of Police of the Andaman and Nicobar islands, told CNN."We refuse to call him a tourist. Yes, he came on a tourist visa but he came with a specific purpose to preach on a prohibited island," Pathak said.Chau did not inform the police of his intentions to travel to the island to attempt to convert its inhabitants.The island, North Sentinel Island, is inhabited by the Sentinelese people, who are protected under Indian law. Just more than a dozen people are officially thought to live on the remote island in the Andaman and Nicobar archipelago. 989

As Christmas approaches, Target is extending its store hours for holiday shoppers.On its website in its FAQ section, Target said most of its stores would open at 7 a.m. and close at 11 p.m. leading up to the holiday.But on Christmas Eve, stores will close at 8 p.m. Target is closed on Christmas Day.The retail store says hours can vary, so check the store locator before you head out.The company also announced that special hours for seniors and at-risk shoppers have also changed.According to Target, stores will open an hour early, but only on Tuesdays. Target added that if there are no "vulnerable guests" waiting to shop, the store could open to everyone, but that's being left up to the store leaders. 716