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HONG KONG – Hong Kong Disneyland is closing again due to COVID-19 concerns, according to multiple reports.In a statement obtained by CNN and CNBC, a Disney spokesperson said the resort will temporarily close starting on July 15.Disney says the closure is in line with COVID-19 prevention efforts that government and public health authorities are implementing across Hong Kong as the area experiences a spike in coronavirus cases.The spokesperson added that the resort’s hotels will remain open with “adjusted levels of services.”The closure comes less than a month after the park reopened to visitors on June 18 after first closing in January, when the coronavirus pandemic began in China.When the park reopened, officials implemented a list of health and safety measures, including social distancing in queues, restaurants, attraction vehicles and other facilities. Character experiences with close interaction were also suspended. And visitors were required to wear masks. The Hong Kong attraction was the second Disney-themed park to reopen worldwide, behind Shanghai Disneyland. The latest to reopen was Disney World in Orlando, Florida, over the weekend. Many are concerned about Disney World reopening as Florida continues to report major spikes in COVID-19. Just Sunday, the state shattered the national record for the largest single-day increase in positive coronavirus cases. California had the previous record of daily positive cases — 11,694, set on Wednesday. New York had 11,571 on April 15. 1512

Hauck Fun For Kids is recalling more than 26,000 go-karts because the steering wheel can detach, break or crack while in use, posing a laceration or collision hazard to young children.According to the U.S. Consumer Product Safety Commission, the recall involves the Nerf? Battle Racers, a four-wheel pedal-powered go-kart for children ages 4 to 10.Only go-karts with model number T91869 and a date of manufacture between January 2016 and March 2017 are being recalled. Both are printed on a white sticker located on the underside of the seat. 560

Hate crimes across the U.S. have risen to the highest level in more than a decade. And federal officials have recorded the highest number of hate-motivated killings since the FBI began collecting that data in the early 1990s. An FBI report released Monday shows there were 51 hate crime murders in 2019. That includes 22 people who were killed in a shooting that targeted Mexicans at a Walmart in the border city of El Paso, Texas, in August 2019. There were 7,314 hate crimes last year, up from 7,120 the year before. Advocates want the federal government to mandate police agencies report hate crimes to the FBI. The current system is voluntary. 655

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Gov. Gretchen Whitmer went to Delaware to meet with Joe Biden as he neared the announcement of his vice presidential choice, two high-ranking Michigan Democrats tell The Associated Press. The officials, who spoke on the condition of anonymity, say Whitmer visited Biden last Sunday. It's his first confirmed in-person meeting with a potential pick. Whitmer, the first-term governor of a battleground state, has long been on his short list of possible running mates. Flight records show a chartered flight left Lansing’s Capital Region International Airport for Delaware Coastal Airport at 5:33 p.m. and returned at 11:16 p.m. 633