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President Donald Trump declared a major disaster in Hawaii after days of volcanic activity that sent molten lava and toxic fumes spewing into residential neighborhoods.The declaration allows federal assistance to supplement state and local recovery efforts in areas affected by the Kilauea volcanic eruption and earthquake.Federal funding is available to state, eligible local governments and certain private nonprofit organizations on a cost-sharing basis, the White House said.The Kilauea volcano erupted on May 3, leaving the future of hundreds of people in Hawaii's Big Island uncertain. 599

President Donald Trump has taken issue with New York City Mayor Bill de Blasio’s plan to paint “Black Lives Matter” in front of Trump’s namesake Manhattan tower. A de Blasio spokeswoman announced plans for the mural in front of Trump Tower on Wednesday. Trump tweeted about the plan Thursday and said Black Lives Matter protesters have chanted about killing police officers. "Told that @nycmayor Bill de Blasio wants to paint the fabled & beautiful Fifth Avenue, right in front of Trump Tower/Tiffany, with a big yellow Black Lives Matter sign," Trump tweeted. "'Pigs in a Blanket, Fry ‘Em Like Bacon', referring to killing Police, is their chant. NYC Police are furious!"But that has not in fact been a common chant at protests in New York or elsewhere since the death of George Floyd one month ago in Minneapolis.De Blasio also responded to Trump."Only warped minds equate the words Black Lives Matter with violence," he tweeted. "It’s a movement to recognize and protect the lives of Black people. Nobody’s surprised that makes you uncomfortable."PIX11 News contributed to this report. 1100

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

President Donald Trump declined in a new interview to rule out the possibility that he could pardon Paul Manafort, his former campaign chairman."It was never discussed, but I wouldn't take it off the table. Why would I take it off the table?" Trump told the New York Post.The President's comments come following Mueller's accusation that Manafort violated his plea agreement and lied to special counsel Robert Mueller's team after being found guilty on eight counts of financial crimes in August.On Tuesday, White House press secretary Sarah Sanders said there had been no conversations about a potential presidential pardon for Manafort.The-CNN-Wire 658

President Donald Trump has privately floated the idea of funding construction of a border wall with Mexico through the US military budget in conversations with advisers, two sources confirmed to CNN Tuesday.Trump discussed the idea in a private meeting last week with House Speaker Paul Ryan, a source familiar with the conversations said, as he reviewed the omnibus spending bill, which does not include funding for construction of a border wall. It was not immediately clear how serious Trump was about pursuing this option, but the move would likely face steep hurdles with appropriators in Congress.The idea is Trump's latest attempt to find a way to build the border wall he promised supporters during his campaign as Mexico has dismissed his call for Mexico to fund its construction. Trump has said he would seek that payment in the form of a refund, either through trade negotiations, remittance payments or other means.Congressional budgeting is done with very specific instructions for how dollar amounts are spent. Any repurposing of funds requires express congressional approval, which Trump is unlikely to get. The source noted that additional authorization from Congress would likely be necessary if this option was pursued.A senior administration official confirmed the President has floated this idea, along with others, as alternative ways to pay for the wall."There's a lot of different options we're trying to contemplate. Certainly that's one," the official said.Another option: increasing fees that a person has to pay when they cross the border from Mexico into the United States."You could always increase them and take the revenue for that for resources," this official said.This official described these as the President's "musings."White House press secretary Sarah Sanders declined to weigh in when asked repeatedly on Tuesday at the daily press briefing about trying to get the military to fund the wall."I can't get into the specifics of that at this point, but I can tell you that the continuation of building the wall is ongoing, and we're going to continue moving forward in that process," Sanders said.However, no new wall is currently being built. Funds have only been appropriated to fix current fencing or build new fencing.A Washington Post report on Tuesday contained details of Trump's desire for the military to fund his wall and appeared to clarify a message Trump posted to his Twitter account over the weekend, where he exclaimed, "Build a WALL through M!"The report said two advisers confirmed the "M" was a reference to the military and that three people familiar with the Trump-Ryan meeting noted little reaction from Ryan to Trump's proposal to have the military fund construction of the wall.Two White House officials told the Post that Trump saw the increased funding for the military as a reason it could afford to foot the bill for the border wall. The omnibus agreement Trump signed into law last week included about .6 billion for border security.Last week, Trump expressed displeasure with the funding agreement and?threatened briefly not to sign it, but ultimately relented and then continued to express his displeasure on Twitter.Since taking office, the Trump administration has tried to demand Congress appropriate money for his promised wall, and the Mexican government has steadfastly refused to pay for it. Trump last year said Mexico would pay for it "through reimbursement/other."The-CNN-Wire 3529

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