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Student loans borrowers are still struggling right now, even with payments on federal loans suspended.Nearly half of borrowers in a new survey from personal finance site Student Loan Hero have lost income during the pandemic. About 34% have had their pay or hours cuts and more than one in three borrowers are experiencing food insecurity.Currently, federal student borrowers have placed in an administrative forbearance, which allows them to temporarily stop making their monthly loan payment. The suspension of payments will last until Sept. 30, 2020, but they can still make payments if they choose. About two months before the pause on federal student loan payments is scheduled to end, advocates are warning we're not ready.“Back in March, when the CARES Act was passed, I think September 30 made a lot of sense at that point. We were hopeful that by September we'd have the virus under control, that we'd be getting back to normal, that things would be reopening,” said Sam Gilford, Director of External Affairs at the nonprofit Student Defense. “But of course, here we are in July and it's clear that's not the case.”Student Defense has been representing students who had their wages garnished months after the CARES Act said that's not allowed.Just last week, the Department of Education said it's still happening to thousands of borrowers.The organization stresses that now is the time to be your own best advocate.“Many people will be eligible for what's called 'income-based repayment,' which is a repayment plan where your payment varies based on your income and if your income drops to certain level, your payment will drop to zero,” said Gilford. “That can be a really good option for a lot of people, but it's something that takes time to get started so don't wait until October 1.”Gilford says to watch out if you contact the company in charge of your student loans and they recommend forbearance instead of income-based repayment. You get a temporary pause on your payments, but interest keeps growing so your loan is getting bigger.There's another reason not to wait to contact your servicer.Student Defense says even in good times, servicers struggle to keep up with the volume of requests and calls from borrowers. So, it's likely they'll be overwhelmed if the pause on payments lifts at the end of September.The Department of Education is expected to start communicating with borrowers next month about their loan payments getting ready to start again.Click here to learn more about your student loans and read frequently asked questions. 2567

STEAMBOAT SPRINGS, Colo. – Hig Roberts, a decorated Alpine skier, has come out as gay.The two-time U.S. national champion joins a small group of LGBTQ skiers who have come out publicly in a sport that The New York Times describes as “closed and clubby.” That includes freestyle skier Gus Kenworthy, who revealed he is gay on ESPN in 2015.This makes the 29-year-old the first current or former male Alpine skier of his caliber to come out publicly in Alpine skiing, The Times reports.In an interview with The Times, Roberts said Alpine skiing has a hyper-masculine vibe and he was pressured to conform. He said that eventually, not being able to be openly gay as a professional athlete was hindering his performance.Roberts, who grew up in Steamboat Springs, Colorado, retired from skiing in March 2019 and moved to Norway to work in finance, but has since moved back to the U.S.He told The Times that he decided to come out in part to inspire young skiers and to let them know they can compete at the highest levels no matter their sexuality.Throughout his career, Roberts made 31 World Cup starts, competed for the U.S. Ski team and won two national titles. He never got the opportunity to compete in the Olympics, but he was the first alternate in the 2018 Pyeongchang, according to Out Magazine.Still, Roberts told the magazine that he hopes to get involved with Olympic athletes in the future to foster spaces where athletes are comfortable to be themselves, while still working to be the best in their sports. 1522

Texas Democrat Beto O'Rourke is trailing in the polls in his race to unseat Republican Sen. Ted Cruz, but his effort is raising an unprecedented amount of money.O'Rourke's Senate campaign announced Friday a record-smashing third quarter fundraising haul of .1 million. It's the most ever raised in a quarter by a US Senate campaign.O'Rourke's campaign has obliterated fundraising records throughout the race, even as polls have consistently shown Cruz with a comfortable lead in the high-profile Senate contest. Last quarter, O'Rourke made headlines with what was then a record-breaking haul of .4 million.Cruz's campaign had an impressive third quarter itself, raising in million between July and the end of September. Neither campaign has yet announced their cash-on-hand total at the end of the third quarter, though O'Rourke led Cruz by over million at the end of the second quarter.The O'Rourke campaign, which has rejected PAC money, announced that the .1 million haul was "powered by 802,836 individual contributions," and said that the "majority of the fundraising c[ame] from Texas.""The people of Texas in all 254 counties are proving that when we reject PACs and come together not as Republicans or Democrats but as Texans and Americans, there's no stopping us," O'Rourke said in a statement. "This is a historic campaign of people: all people, all the time, everywhere, every single day -- that's how we're going to win this election and do something incredible for Texas and our country at this critical moment."Even as O'Rourke has enjoyed a fundraising bonanza driven by a series of viral campaign moments and the national media spotlight, the fundamentals of the race continue to favor Cruz. CNN rates the race as lean Republican.No Democrat has won statewide office in Texas since 1994, and a Quinnipiac University poll released this week found Cruz leading O'Rourke by 9 points, 54% to 45%. 1952

The annual Sturgis Motorcycle Rally in August was widely panned by public health experts for gathering tens of thousands of people amid a pandemic.In the months since, the impact of the rally is still being studied.According to CDC data released in recent days, 51 attendees of the rally who resided in Minnesota were infected with the coronavirus in the days following the event. Of them, three were hospitalized and one person died.There were also 35 coronavirus cases tied to direct contacts of those who were infected after attending the rally. Of them, one person was hospitalized.“The findings suggest that this rally not only had a direct impact on the health of attendees, but also led to subsequent SARS-CoV-2 transmission among household, social, and workplace contacts of rally attendees upon their return to Minnesota,” the CDC said in its findings. “Whole genome sequencing results supported the finding of secondary and tertiary transmission associated with this rally.”Amid the rally, Minnesota’s Department of Health recommended that motorcycle rally attendees quarantine for 14 days upon return and be tested 5–7 days later even if they were asymptomatic, according to the CDC.Following the rally, the City of Sturgis required government workers to be tested for COVID-19. The city also offered testing to residents. 1341

TERRE HAUTE, Ind. — An upcoming rule change at the U.S. Department of Justice means federal inmate executions, which are currently carried out by lethal injection could happen by other means, such as a firing squad or electrocution.Currently, all federal executions are done via lethal injection unless a court specifically orders otherwise. The rule change gives the federal government greater flexibility to execute people by other means.The change states that federal executions are to be carried out by lethal injection “or by any other manner prescribed by the law of the State in which the sentence was imposed or which has been designated by a court.”According to the Death Penalty Information Center, all states that allow the death penalty authorize a lethal injection method. Nine states allow electrocution, seven allow lethal gas and three allow a firing squad. Most states that allow methods other than lethal injection do so only under the provision that the injection is found to be unconstitutional, unavailable or impractical.The DOJ rule change goes into effect on Dec. 24, before three more federal inmates are scheduled to be executed. Inmates are scheduled to be executed on Jan. 12, Jan. 14 and Jan. 15.If executions by other means will happen, it’s unlikely they will happen at the Federal Bureau of Prisons in Terre Haute, where federal executions typically take place. The DOJ notice states that the Terre Haute complex is equipped for carrying out executions only by lethal injection. If another method is used, it may happen somewhere else.The federal government has executed 10 people in 2020.Click here to read more about the rule change.This story was originally published by Matt McKinney on WRTV in Indianapolis. 1752

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