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Many of us dream about being our own boss, but the thought of actually doing it can be daunting. A new survey suggests many of us share the same concerns about starting our own business. One woman knows that fear all too well, but she overcame it and says you can too.“Every client I try to know their name,” said Whitney Herman, the owner of Shift Cycle. “Everyone who walks in the business I want to be their friends. I want them to feel like this is their home because I feel like it's my home."It’s been two years since Herman officially became a small business owner by opening Shift Cycle, a boutique indoor cycling studio offering 45-minute indoor cycling classes.The new mom couldn't find a place where she could work out and bring her newborn daughter along. “Pretty much everywhere that I wanted to go, none of them offered childcare,” Herman said.So, she decided to create a place of her own.Turns out many of us see ourselves as entrepreneurs as well. The UPS Store talked with people as part of its Inside Small Business Survey and found 66 percent of them dream of opening a small business. But fears may be holding many back, something Herman understands.“Terrifying,” Herman said. “I mean it's still scary.”Forty-five percent of people are concerned about financial security, and 39 percent are concerned about the financial commitment required to open the business.“I think the funding and financing for most people is the hardest part about starting a business,” Herman said.  She struggled to get a loan because many lenders require two years of business experience.“I mean there were times where we were like, ‘I don't think we're going to do it,’” Herman said.  “We would get so close and then we had a bank be like, ‘Oh sorry, we can't do it.’”She was able to get funding through a non-profit, but still struggled with a fear 37 percent of people in the study share; fear of failure.“I have no MBA,” Herman said. “I have no degree in anything business related. I've never really managed people. I don't really know anything about finance, so I was kind of going it's completely blind.”Luckily her husband knew more about those things. And what she lacked in those areas, she made up in passion and desire to learn along the way. If you have a dream of starting a business, Herman says you can do the same thing.“You just have to believe in your product,” Herman said. “And you have to believe in yourself that you're strong enough and motivated enough to just kind of fight. And you know you get where you want to go because no one's going to do it but you.” 2643

Microsoft said in a blog post on Thursday that it has discovered efforts by Iran, China and Russia to launch cyberattacks on the presidential campaigns of Joe Biden and Donald Trump.Tom Burt, Microsoft’s corporate vice president for customer security and trust, wrote that Microsoft was able to stop the cyberattacks from happening, and have notified the campaigns of the three countries’ efforts.“We disclose attacks like these because we believe it’s important the world knows about threats to democratic processes,” Burt wrote. “It is critical that everyone involved in democratic processes around the world, both directly or indirectly, be aware of these threats and take steps to protect themselves in both their personal and professional capacities. We report on nation-state activity to our customers and more broadly when material to the public, regardless of the actor’s nation-state affiliation. We are taking extra steps to protect customers involved in elections, government and policymaking.”Last month, the Office of the Director of National Intelligence released a statement outlining efforts by Iran, China and Russia to attempt to undermine this year’s presidential election.“Ahead of the 2020 U.S. elections, foreign states will continue to use covert and overt influence measures in their attempts to sway U.S. voters’ preferences and perspectives, shift U.S. policies, increase discord in the United States, and undermine the American people’s confidence in our democratic process,” William Evanina, director of the United States National Counterintelligence and Security Center, said. "They may also seek to compromise our election infrastructure for a range of possible purposes, such as interfering with the voting process, stealing sensitive data, or calling into question the validity of the election results. However, it would be difficult for our adversaries to interfere with or manipulate voting results at scale.”As part of Evanina’s assessment, he said that China and Iran were attempting to seek a favorable outcome for Biden, while Russia was working to ensure a favorable outcome for Trump.“As Americans, we are all in this together; our elections should be our own,” Evanina previously said. “Foreign efforts to influence or interfere with our elections are a direct threat to the fabric of our democracy. Neutralizing these threats requires not just a whole-of-government approach, but a whole-of-nation effort.”The Trump campaign responded to Microsoft’s cybersecurity report."As President Trump’s re-election campaign, we are a large target, so it is not surprising to see malicious activity directed at the campaign or our staff,” Thea McDonald, deputy national press secretary for the Trump campaign, said. “We work closely with our partners, Microsoft and others, to mitigate these threats. We take cybersecurity very seriously and do not publicly comment on our efforts.”The Biden campaign also responded to the report."We are aware of reports from Microsoft that a foreign actor has made unsuccessful attempts to access the non-campaign email accounts of individuals affiliated with the campaign," the campaign said. "We have known from the beginning of our campaign that we would be subject to such attacks and we are prepared for them. Biden for President takes cybersecurity seriously, we will remain vigilant against these threats, and will ensure that the campaign's assets are secured." 3443

MALIBU, Calif. (AP) — Strong Santa Ana winds returned to Southern California on Sunday, fanning a huge wildfire that has scorched a string of communities west of Los Angeles.Huge plumes of smoke were rising again in the fire area, which stretches miles from the northwest corner of Los Angeles' San Fernando Valley to the Malibu coast.Aircraft swooped low over flaming hills to drop lines of fire retardant as flames marched through brush lands on the edges of cul-de-sac communities.A one-day lull in the dry, northeasterly winds ended at midmorning and authorities warned that the gusts would continue through Tuesday.RELATED: Death toll hits 25 from wildfires at both ends of CaliforniaThe lull allowed firefighters to gain 10 percent control of the so-called Woolsey fire, which has burned more than 130 square miles (335 square kilometers) in western Los Angeles County and southeastern Ventura County since Thursday.Los Angeles County Fire Chief Daryl Osby stressed there were numerous hotspots and plenty of fuel that had not yet burned.The count of destroyed homes remained at 177 but it was expected to increase. Osby noted that a November 1993 wildfire in Malibu destroyed more than 270 homes and said he would not be surprised if the total from the current fire would be higher.The death toll stood at two. The severely burned bodies were discovered in a long residential driveway on a stretch of Mulholland Highway in Malibu, where most of the surrounding structures had burned. The deaths remained under investigation.LIVE BLOG: Several wildfires burning in CaliforniaThe deaths came as authorities in Northern California announced the death toll from a massive wildfire there has reached 23 people, bringing the statewide total to 25.Progress was made on the lines of smaller fire to the west in Ventura County, which was 70 percent contained at about 7 square miles (18 square kilometers), and evacuations were greatly reduced. But thousands remained under evacuation orders due to the Woolsey fire.Three firefighters suffered unspecified injuries, authorities said.Also injured was a well-known member of the Malibu City Council. Councilman Jefferson "Zuma Jay" Wagner was injured while trying to save his home, which burned down, Councilman Skylar Peak told reporters Sunday.Peak said Wagner was hospitalized down the coast in Santa Monica and was expected to recover. Wagner runs Zuma Jay Surfboards, a longtime fixture on Pacific Coast Highway near the landmark Malibu Pier.Areas that suffered significant destruction included Seminole Springs, a mobile home community nestled by a lake in the rugged Santa Monica Mountains north of Malibu. News helicopters showed numerous homes wiped out."I smelled the fire and didn't think, grabbed my dog and left," resident Lisa Kin said Sunday, tears in her eyes and her voice breaking. "It hasn't burned in decades and I knew we didn't stand a chance."She described Seminole Springs as a "beautiful community" of families and older people who appreciate its tranquility. But she said she always feared a wildfire since she moved there 15 years ago, especially during recent years in which there's been almost no rain.Santa Ana winds, produced by surface high pressure over the Great Basin squeezing air down through canyons and passes in Southern California's mountain ranges, are common in the fall and have a long history of fanning destructive wildfires in the region.But fire officials say fire behavior has changed statewide after years of drought and record summer heat that have left vegetation extremely crisp and dry."Things are not the way they were 10 years ago ... the rate of spread is exponentially more than it used to be," said Ventura County Fire Chief Mark Lorenzen, urging residents to not put their lives at risk by trying to defend their own homes instead of evacuating.That change has impacted the ability to move firefighting resources around the state, officials said."Typically this time of year when we get fires in Southern California we can rely upon our mutual aid partners in Northern California to come assist us because this time of year they've already had significant rainfall or even snow," said Osby, the LA County fire chief.With the devastation and loss of life in the Northern California fire, "it's evident from that situation statewide that we're in climate change and it's going to be here for the foreseeable future," he said. 4442

MARIPOSA COUNTY, Calif. (KGTV) -- A fire burning around Yosemite National Park has been fully contained, according to KGO.The Ferguson Fire burned nearly 97,000 acres and destroyed 10 structures. Fire crews are now in the mop-up and repair phase.The fire spread throughout Mariposa County for more than a month from July 13 through August 19. Two firefighters were killed fighting the fire and 19 people injured.More on the Ferguson Fire:  452

Michigan State University is facing a federal lawsuit, filed in the United States District Court for the Western District of Michigan Southern District, accusing the school of not following federal guidelines in a reported rape.The lawsuit was filed by an attorney for a student who claims she was sexually assaulted by three members of the men's basketball team in April 2015, a week after the team lost to Duke in the NCAA Tournament.The team members are identified only as John Does in the lawsuit.According to the allegations in the suit, the unidentified woman was an 18-year-old in her first year at MSU at the time of the assault. She says she was with her roommate at Harper's Bar in East Lansing when most of the MSU basketball team arrived at the bar sometime after midnight on April 12, 2015.The woman alleges that one of the team members approached her and offered to buy her a drink. She says that after she accepted, the man asked if she would like to meet the "other guys" on the team.According to the lawsuit, the woman accepted because, as a sports journalism major, interacting with members of the basketball team was of interest to her.However, the lawsuit says that at no time did she indicate a romantic interest in any of the team members who approached her.As the night progressed, the lawsuit alleges that one of the team members asked the woman to come to their apartment for a party. She says that as incentive, one of the players lied and told her that her roommate was already headed to the party.According to the lawsuit, the woman contends she was having a hard time holding her glass, even though she had not had much to drink at that point.The lawsuit says that, when the woman arrived at the the location of the purported party, it turned out to be one of the team member's off-campus apartment and that few people were actually present. The lawsuit also says that the woman's roommate was not among those present.According to the lawsuit, the woman tried to text, but she was not able to control her thumbs to compose a text. It is at this point, according to the lawsuit, that the woman says the first player pulled her into a bedroom and told her "you are mine for the night." The woman says this made her uncomfortable and she made her way back into the living room, where, according to the lawsuit, her physical troubles continued and she realized something was wrong and that she might have been drugged.The lawsuit contends that at this point, the second player offered to show the woman his basketball memorabilia in his bedroom, where she was thrown down onto the bed and raped from behind.The lawsuit continues with the allegation that once the player, identified only as John Doe 2, finished raping the Plaintiff, the other two players, identified as John Doe 1 and John Doe 3, each came in and took turns raping the woman.The lawsuit says the woman does not remember anything after that, until she woke up on a couch a few hours later.The lawsuit then contends that the woman reported the rape to the Michigan State University Counseling Center, where, once they were informed the three alleged attackers were basketball players, the counselor's demeanor changed and that she told the woman that she needed another person in the room.The lawsuit contends that the staff person told her that her options were to file a police report, or deal with the aftermath of the rape on her own. However, the suit also contends that the staff made it clear that, if she reported the rape, she would face an uphill battle and unwanted media attention.The lawsuit also contends that staff members made comments to the effect of "we have had many other students in the same situation who have reported, and it has been very traumatic for them" and other comments 'implying' that it would not be in the plaintiff's best interest to report the incident to police, specifically "if you pursue this, you are going to be swimming with some really big fish."The lawsuit also contends that the counseling center did not advise the woman to seek STD or pregnancy testing, have a physical exam, or seek medical treatment. They also, allegedly, did not notify the woman of her option of reporting the rape to the Office of Institution Equity, or her Title IX rights, protections and accommodations.According to the lawsuit, this caused thw woman to become so frightened that she did not report the rape and she did not seek help from the Michigan State University Sexual Assault Program for 10 months.The woman was also not informed of her right to have a no-contact order put in place to keep the men out of her dorm, Brody Hall, where the woman says she would often see one or all three of the men in the dining hall.The suit contends that the woman was so traumatized after the rape that she sought psychiatric treatment at Sparrow Hospital in October 2015, stopped attending classes and was forced to withdraw in the fall semester of 2015.The suit seeks damages from the school and injunctive relief to have MSU put steps in place to prevent sexual assault. 5119