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SAN DIEGO (KGTV) -- Like most people who’ve worked decades towards retirement, Danielle Schulte has some ideas on how she’ll spend it."Initially I’m going to sleep in late, read the newspaper, yes, I still read paper!”Schulte is an Employee Relation Specialist for UC San Diego and hopes to retire in about six years.While she's been saving since graduating college, Schulte wishes she'd saved more, especially watching the market plunge in recent days.“Because I am getting close to retirement, I don’t have as much comfort in giving it time to even out,” said Schulte.She hired a financial advisor 13 years ago and continues to fine-tune her plan, currently looking into annuities."He has been really good in helping me not to panic, helping me invest my money in stable securities as best you can, given the market," said Schulte.Dennis Brewster is a financial advisor for SagePoint Financial. He too says it's not the time to panic.“Right now we’re down about 10 percent, that’s normal, it’s just that we haven’t had anything for so long, I think that's what makes it a little tougher, we haven’t had any declines," said Brewster. "We’ve been spoiled a little bit the last few years, on average [the decline] is usually 14 percent a year.”However, Brewster says those looking to retire soon need to pay attention and plan ahead with their 401(k)."The last thing you want to do is get too aggressive going into retirement, so somebody getting closer to retirement should be concerned, they don't want to get too extreme but do want to be a little more careful because you don't have 30 years to make it up."Schulte remains confident in the groundwork she’s laid on her retirement plan and is hopeful she can turn off the alarm clock for good in six years.  1772

SAN DIEGO (KGTV) - Law enforcement agencies across San Diego Country will have extra officers stationed near busy railroad intersections this week as part of "Operation Clear Track. "The week-long enforcement ties into National Rail Safety Week, from Sept. 22-28.In Carlsbad, officers will be near Carlsbad Village Drive and Grand Avenue during the lunch hour, reminding people to only cross when there are no trains nearby."The goal is to raise railroad safety awareness through education and the enforcement of state railroad grade crossing and trespassing laws," the Carlsbad Police Department said in a statement.Amtrak officers will also keep an eye on well-known trouble spots along the coast, like a stretch in Del Mar where surfers and hikers frequently cross over tracks to get to the beach."It's not safe to cross here," said surfer Cooper Baker, who admitted he does it regularly. "But, if people have their wits about them and make good choices about where they're stepping, it's totally safe. So I just try to make sure I know a train is not going to be here and that my footing is sure. I think it's fine."A recent study found San Diego is the 9th deadliest county for accidental train casualties in the U.S. from 2013-2017. In that time, 44 people were killed while trying to cross tracks. Los Angeles County topped the list, with 110 deaths in that time."It's definitely good to give people a reminder that trains are coming through," said surfer Shayne Jensen. "You gotta be safe."In the last year, the North County Transit District has taken steps to make trains safer. In 2018, they equipped all of their trains with Positive Train Control, a new technology that automatically slows trains down if any danger is detected.Meanwhile, there have been calls in Del Mar for more railroad crossings to be built. Residents are asking for more options, so they're not tempted to cross illegally. City leaders have also introduced plans to put fences around the tracks.For more information about the nation-wide campaign to make railroad crossings safer, click here. 2084

SAN DIEGO (KGTV) -- Many families throughout San Diego County are struggling due to the coronavirus pandemic, making the otherwise cheery holiday season less than ideal.Despite hard economic times, many throughout the region are finding ways to give back in 2020.Although volunteering may look different this year, there are plenty of opportunities to help out, from donating to food banks to fostering an animal.Feeding San DiegoNot only can you donate to help feed families, students, and seniors in need through Feeding San Diego, but your help also keeps the group's food distributions running and supports mobile pantries.And with ABC 10News, you can help us provide millions of meals to San Diegans during our Month of a Million Meals through Dec. 31. Last year, the campaign raised more than 5.1 million meals. Learn how you can help here.San Diego Food BankThe San Diego Food Bank has more than doubled the number of people it’s providing food assistance to during COVID-19. From mid-March through October, the organization distributed more than 37 million pounds of food. The food bank says all volunteer shifts have been booked through the fall, but you can still sign up to volunteer at a later date here. You can also donate money. The organization says for every given, 5 meals can be provided.Father Joe's VillagesHelp support Father Joe's Villages and provide aid to individuals battling homelessness in San Diego. Donations can help provide housing, meals, health care, and education to those in need locally. Anyone interested can donate money, goods, a vehicle, or their time to help. Learn more about how to help.The Salvation ArmyIt wouldn’t be Christmas without the famous Red Kettles. However, this year, the organization is taking its campaign online. With a few mouse clicks, you can help the Salvation Army support bill assistance, homeless shelters, and food pantries across San Diego. To donate to the Red Kettle Campaign online here.And despite the pandemic, The Salvation Army is asking volunteers to answer the call and become a Christmas Kettle Bell Ringer. Click here to sign up.San Diego Humane SocietyThe Humane Society has temporarily suspended its volunteer recruitment and onboarding due to the coronavirus, but that doesn’t mean you can’t give back. The organization is still accepting donations. Donations will help the group provide medical care, shelter, and food to homeless animals. Of course, pet adoptions are still running this season as well. You can also sign up to foster a pet. Visit the humane society's website to learn how to adopt or foster a pet, or donate.Red Cross San DiegoYou can also help the Red Cross San Diego's humanitarian and disaster relief efforts for those in need. Donations with help support safe shelters, hot meals, care, and comfort for people who have lost everything to a disaster.The Red Cross is also supporting the critical need for blood during this time. Click here to learn how you can donate blood.San Diego Blood BankThe San Diego Blood Bank is in need of volunteers to donate blood, especially during the holiday season. The bank aims to collect more than 350 units of blood each day in order to meet the needs of local patients who are battling life-threatening conditions. One pint of blood can save up to three lives. You can sign up for an appointment here. 3357

SAN DIEGO (KGTV) — JLo is bringing the party to San Diego this summer.Jennifer Lopez will stop at San Diego's Pechanga Arena on June 10 during her 24-city "It's My Party: The Live Celebration" tour this summer.Not only will fans get to see the superstar in concert, but also celebrate her 50th birthday with a "World of Dance Experience," featuring surprise guest performances from stars of Lopez's show "World of Dance."Tickets have yet to go on sale, but will so soon, according to Live Nation."Fans can anticipate a signature Jennifer Lopez show each night featuring her distinctive choreography and dancers, incredible production and set design, dazzling wardrobe, and a non-stop party mix of new and classic J.Lo anthems," a release from Live Nation reads. The tour is Lopez's first since her 2012 "Dance Again World Tour," after having completed a three-year Las Vegas residency at Planet Hollywood Resort & Casino.Can't make the show in San Diego? You can catch her two days before in Los Angeles as she takes the stage at The Forum. 1052

SAN DIEGO (KGTV) - Imagine having the power to change your body’s temperature at any time, regardless of how hot or cold it actually is. UC San Diego engineers are on they’re way to doing just that, with a wearable patch.Like a thermostat, it can be changed to a specific temperature, warming or cooling the body, using far less energy than an air conditioning system. “Cooling is a really important issue faced by society today. If you look at news reports there are extreme weather conditions, for example in India, peak temperature could be over 50 degrees Celsius in July," said Renkun Chen, a Professor of Mechanical and Aerospace Engineering at UC San Diego.The patch is made up of thermoelectric alloys - materials that use electricity to create a temperature difference and vice versa - sandwiched between stretchy elastomer sheets. The device physically cools or heats the skin to a temperature that the wearer chooses. The patch is powered by a flexible battery pack. It is made of an array of coin cells all connected by spring-shaped copper wires and embedded in a stretchable material. The system also includes a stretchable circuit board.By regulating the temperature around an individual person, rather than a large room, the smart fabric could potentially cut the energy use of buildings and homes by at least 15 percent.The technology could also be used for people who work in extreme environments, like firefighters or miners. Eventually, Chen and his team want to integrate the technology into clothing. They hope to sell it commercially in the next few years, along with developing a mobile app to control the temperature. The research was funded with a .6 million grant from the U.S. Department of Energy. 1736