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We want families to know they can confidently use Banana Boat products because they undergo rigorous testing, are appropriately labeled, and meet all relevant health regulations, including SPF tests. We also want families to have the information they may need about how best to use our products for safe and effective sun protection. Our labels remind families that a golf ball sized amount should be use by each person every two hours, or more frequently if the person is sweating or in contact with water, and other sun protection measures should be added as necessary. 579
We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196
Wauwatosa, Wisconsin is a picturesque suburb outside of Milwaukee home to 48,000 Americans.It’s normally a quiet town filled with restaurants, shops and family homes, but the last few months have been anything but quiet.“We've had over 60 nights of protests and riots,” said Dennis McBride, the mayor of Wauwatosa. “Protests mostly have been nonviolent, but mostly have not been peaceful.”There were multiple nights the city was under a curfew, the National Guard was deployed and businesses were boarded up.Families marched through the streets like never before. The demonstrations began in this community when George Floyd was killed and intensified after a Wauwatosa officer shot and killed a teenager and was not charged.“It's because of the racism we've had in our country for 400 years. We are not immune from that in a suburb,” he said.“We’ve seen that in towns, villages and communities across Wisconsin: folks really leaning into engaging and organizing to see the change they want in their own communities,” said Tomás Clasen, an attorney for the American Civil Liberties Union.Clasen said the rising number of protests in suburban communities gives people who normally wouldn’t participate in a front-row seat to change.“People are starting to realize that the problem is larger and impacts their communities in ways they didn’t necessarily acknowledge,” said the attorney.Restaurant owner Chris Leffler said businesses in town were right in the middle, wanting to support the message of the demonstrators but also wanting to protect their livelihoods.“We do need some police reform, but you know we have to trust our police. You know, there's a balance,” said Leffler.Even weeks after protests ended, the town is still boarded up. “Looking at what's happened around our country, unfortunately, I think that there was some anxiety and we had the same anxieties and thought, ‘Better protect ourselves,’” said Leffler.But he said the worry comes with hope. From outrage, policies and attitudes will change.“Black, white, Republican, Democrat, we're all part of this one community, and really, unity is what we're hoping for here as a community,” he said.There have been thousands of protests across the country this year for racial equality and social justice, and now more than ever, these movements are moving outside major cities into smaller communities like Wauwatosa.Experts say one reason more people are engaging in demonstrations in suburban areas: they can connect easily first on social media.“Having access to social media is really useful for building groups,” said Patti Silverman, founder of PERsist, a progressive women’s advocacy group in Washington County, a suburb outside of Milwaukee. “We started probably four months ago with three members. As of today, we have 400.”Silverman and women across her county are gathering to protest and rally for change, something many of these women have never done before.“People don't like to hear that we're here, but just by existing we have power and we have the ability to make change,” she said.These women are organizing in their suburban community, hoping for fairer government and equality for all. They’re making sure they’re speaking out peacefully but forcefully.“I think people are realizing these issues aren’t just aren’t just things that are happening in big cities, and it’s really easy to be comfortable in this county that’s so white and just think, ‘Well, this doesn’t impact me.’ But this is a time, and we’re seeing in the last four years, the consequences of not speaking out, and this is a time to not sit back and be comfortable and to really use your voice,” said Silverman.Keeping the community involved is something these women and their neighbors want to see continue not just this year but for years to come.“We can't be complacent,” said Silverman. PERsist, along with the local businesses, community leaders and neighbors believe starting on the smallest level, in the quietest communities is the best way to fight the silence stopping change. 4047
Washington Football coach Ron Rivera has been diagnosed with a form of skin cancer. A team spokesman confirmed Rivera has squamous cell carcinoma after a self-care check.On Twitter, the team released a statement regarding Rivera's diagnosis, saying that he was working with several doctors and oncology specialists and is establishing a treatment plan with the team and an outside specialist.The team said the cancer is in the early stages and is considered "very treatable and curable." 495
WASHINGTON, D.C. (KGTV) -- San Diego Mayor Kevin Faulconer was in Washington D.C. Tuesday to meet with President Donald Trump and discuss issues impacting San Diego. According to the White House, Faulconer and the President discussed the United States-Mexico-Canada Agreement. While in the White House, Faulconer also raised several concerns facing San Diego including polluted water flowing in the Tijuana River Valley.Faulconer also discussed San Diego’s homeless crisis with Trump, and what the city is doing to solve homelessness. "I had a chance to briefly meet with the President to discuss a few big issues facing San Diego," Faulconer said on Twitter following the meeting. "We talked about the pending #USMCA deal, California’s homeless crisis, and I also brought up sewage coming from the Tijuana River Valley – and encouraged more federal action to fix it."The mayor's press secretary, Ashley Bailey, said, "It was really 940