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"For many banks, the retail banking sector is not profitable because operational cost is high, and good assets are limited. Clients' loyalty is hard to maintain, and products are not diversified enough to meet various demands," said Zhao Jiancheng, an analyst with Bank of Qingdao.

"From my knowledge with my Chinese colleagues, the investment in the Chinese banking industry is rising on the security topic because of the risk consciousness and the hackers … Today, the question is no longer 'if you will be attacked' but 'when you will be attacked'. Any banker is a responsible manager and is happy to end the risk," he said.

"For instance, the purpose of the Dunhuang trip was to bring the history of the Silk Road to life for the associates, and to tie that to the modern-day world, especially the Belt and Road Initiative," Wong said.

"For their judicial protection, we should focus on educating them first with punishment as a supporting approach," he said, adding that they should be tolerated but not spoilt, strictly disciplined but treated with deep love.

"For far too long, the president has placed his personal interests over the interests of the American people," the Maryland Democrat added.