中山屁眼外面有个肉疙瘩(中山巧治便秘) (今日更新中)

This cannot be a partisan moment.It must be an American moment.We have to come together as a nation.— Joe Biden (@JoeBiden) October 2, 2020 147

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Thomas Markle was to walk his soon-to-be royal daughter Meghan down the aisle at St. George's Chapel in Windsor this Saturday. But new reports suggest he isn't going.TMZ reports Thomas Markle says he is going to stay in Mexico, where he lives, while his daughter marries Prince Harry. He wants to avoid embarrassing the Royal Family, he told TMZ.The remarks stem from the fallout over photos Thomas Markle had taken by a photo agency, for which he was allegedly paid 5,000. The photos are staged and are of him getting ready to attend the wedding.He told TMZ he felt they would help him appear in a more positive light.Thomas Markle said other photos of him taken by paparazzi have typically shown him in ways he feels are unbecoming, such as purchasing beer or looking reclusive, TMZ reports.Thomas and Meghan Markle have had a rocky father-daughter relationship, and she is estranged from half-sister Samantha Grant,?who claims the photos of her dad were her idea. Meghan Markle also has a half brother, Thomas Markle Jr., who has been speaking to media, but the family says he is speaking on his own and not representing words the family would say.There has been no comment from Meghan Markle or Kensington Palace. 1278

This year has been … wild. As many of us look ahead to 2021, it’s probably with a mix of hopefulness and optimism.The Pantone Color Institute, the color authority in the design industry, has revealed that the Color of the Year for 2021 is actually two colors, Ultimate Gray and Illuminating Yellow.“The selection of two independent colors highlight how different elements come together to express a message of strength and hopefulness that is both enduring and uplifting, conveying the idea that it’s not about one color or one person, it’s about more than one,” said Leatrice Eiseman, Executive Director of the Pantone Color Institute, in a press release.“Practical and rock solid but at the same time warming and optimistic, this is a color combination that gives us resilience and hope. We need to feel encouraged and uplifted, this is essential to the human spirit,” Eiseman added.This is the first time a shade of gray has been selected. Next year will be the second time two colors will share the spotlight, the first time was in 2016.Pantone has been selecting a Color of the Year for the last 22 years. The selected color typically influences packaging and product development."Our goal is to engage people in a conversation around color," Laurie Pressman, vice president of the Pantone Color Institute, told CNN. "It has to be organic. It has to be truthful to what's taking place."This color combination already popped up on fashion runways this fall, and will likely be seen on more products, apparel, home furnishings and packaging.They had selected Classic Blue for 2020, as a sense of reassurance as the world moved into a new decade."In retrospect, now we look back at it and think, 'Well, that was a fortuitous choice for the year,'" Eiseman told CNN recently. 1784

This is the cloth mask cleaning recipe recommended by the Centers for Disease Control and Prevention.Either throw the mask in your washing machine using the warm water setting and dry it on high heat. Or hand wash it using one-third cup of bleach per gallon of lukewarm water. Let it sit for five minutes, rinse, then fully air dry.Mike Christman is a respiratory therapy instructor at Milwaukee Area Technical College."I've seen people walking about in the stores with visible stains on the mask that tells you A. It hasn't been washed and B. It's probably trapping a lot of bacterial or virus material you probably don't want on the mask," Christman said.Christman knows a thing or two about face masks and the protection they provide. At the start of the pandemic, he was in New York City helping treat COVID-19 patients."What gets on it? What is it besides our own sweat or maybe our own saliva?" Consumer Investigator Kristin Byrne asked Christman."What they are finding is on a lot of the exterior part of the mask, on the outside part of the mask, anything that you are ventilating through that is kind of stuck and contained on that mask. So pollen, dust, dust mites they're finding," Christman continued.The worst-case scenario would be coronavirus.While the CDC recommends you wash your cloth mask regularly, other experts recommend washing them every day.In our TMJ4 News twitter poll, if they wash their cloth masks every day. Out of nearly 600 votes, 27 percent said yes and 73 percent said no.Washing schedule aside, Christman says people need to pay attention to how they're cleaning. He said people need to be conscious of what part of the mask they touch."You want to be careful as you remove the mask in case you did come into contact with someone that is COVID positive that you don't touch the exterior of the mask and then touch your nose and mouth before washing your hands," he explained.So, Christman explained you should only touch the ear loops or mask ties when you remove it from your face for cleaning.And another tip -- if you wash your mask in your washing machine, you can use one of these mesh bags to prevent your mask from getting tangled with other pieces of laundry. Some masks come with care instructions so follow those to get the longest use.This story was first reported by Kristin Byrne at TMJ4 in Milwaukee, Wisconsin. 2369

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