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During a time where a large number of Florida residents are without power in the wake of Hurricane Irma, two Florida men were caught attempting to steal a ,500 utility pole.42-year-old Blake Lee Waller and 46-year-old Victor Walter Apeler were arrested on grand theft charges Wednesday after someone reported seeing them load the pole onto the top of their car, according to the Jacksonville sheriff’s office.A police report says that the two were spotted driving with the pole on top of their vehicle, they were then stopped by officials and arrested.The report says that one of the men told officials that he had to move the pole because it was on the ground so close to traffic lanes, according to the Associated Press.The sheriff's office tweeted a picture of the shirtless men sitting handcuffed on the sidewalk next to the car carrying the utility pole.  895

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

During a press gaggle at the White House on Monday, President Donald Trump said he's set a deadline of "around" Sept. 15 for TikTok's parent company to sell the rights to its U.S. business, and suggested that the sale include a payment to the U.S. Treasury.In his comments, Trump suggested that the short-form video app would be "out of business in the United States" if the company isn't sold by the deadline.He also said he suggested that any potential sale of the app should include a payment to the United States."A very substantial portion of that price is going to have to come into the Treasury of the United States because we're making it possible for this deal to happen," Trump said. "Right now, they don't have any rights unless we give it to them. So, if we're going to give them the rights, then it has to come into this county."It's a little bit like the landlord-tenant," Trump added. "Without a lease, the tenant has nothing. So, they pay what's called key money, or they pay something. But the United States should be reimbursed or should be paid a substantial amount of money."TikTok, a wildly popular social media app, is currently owned by ByteDance, a company based in Beijing. Some cybersecurity experts believe the app's terms of service could allow the Chinese government access to millions of Americans' personal data.On Sunday, Microsoft said it was in talks with ByteDance to acquire the U.S. rights to the business.Earlier this year, TikTok users took credit for reserving millions of tickets to a Trump rally in Tulsa, Oklahoma. Despite the millions of ticket requests, the event only drew an estimated 6,000 people, leaving the arena half empty. 1683

EL CAJON, Calif (KGTV) - The Cajon Valley Union School District has found a unique tool to help them teach thousands of refugee students, many of whom don't speak English.They're using soccer."The kids were exhausted after six hours of academics every day," says District Director of Community Engagement Michael Serban. "Time after school can be spent differently."Three days a week, English-learning refugee students take part in the Power Up program. They spend 45 minutes playing soccer, using the game to introduce words and concepts. They spend another 45 minutes in class working what they heard on the pitch."You can see the growth in the students' vocabulary," says Serban. "When they go back in the classroom, they're not just listening. They're using the words that they practiced to increase the basic foundational vocabulary."The program is only in its second year at Cajon Valley, but the problem of working with refugees spans decades.Since 1975, San Diego County has brought in 86,598 refugees. That's third-most in the state. Many of them settle in East County, where their children enroll in local schools."A lot of the students coming to us from refugee camps may not have been in school," explains Superintendent Dr. David Miyashiro. "They're coming to us in 7th or 8th grade with very low English language skills and also with literacy issues in their own language."Serban says families had been asking for a soccer program to help the kids adapt. The district teamed up with Sports for Learning to develop the curriculum.In addition to the soccer and vocabulary, the students get social and emotional counseling to help them cope with the trauma from their home country. It also teaches them the social norms of being in an American school.A few non-refugee students also participate in the class, to make sure the students make friends outside of the refugee community.The district also is a pioneer in helping all of its students learn about careers and options after school. They use the World of Work curriculum to help gauge the kids' interest and aptitude in a variety of career fields.That program helps the refugee students feel like they have a long-term future in America."Before we ask kids to learn to read, we have to show them why they need to learn to read," says Dr. Miyashiro. "These curricula bring relevance to their learning and connectivity to their future."The Power Up program is funded, in part, through a grant from the Refugee School Impact Program as part of the US Department of Health and Human Services. 2563

Dozens of trucks and thousands of volunteers delivered more than 260,000 Christmas wreaths to Arlington National Cemetery to honor fallen heroes.The rain Saturday didn't stop the day of service, which was made possible by the Wreaths Across America organization.  "If you look across this field of stones, it's massive, but we want to make sure that every individual receives a wreath and their name is spoken out loud,” says Karen Worcester, executive director of Wreaths Across America.Larry Landon, a Boy Scout troop leader, donated his time, unboxing and placing wreaths with 14 of his Boy Scouts.“Our troop unloaded trucks,” he says. “Over 36,000 wreaths were laid here at Arlington, with the help of these boys.”It’s a tradition in its 27th year, spanning all 50 states and into 26 countries. Nearly 2 million wreaths in total were placed.The goal is to give heroes across the world a gift this holiday season. 929