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发布时间: 2025-05-31 13:43:03北京青年报社官方账号
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We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

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WASHINGTON (AP) — The U.S. has charged two alleged agents of Iran, accusing them of conducting covert surveillance of Israeli and Jewish facilities in the United States and collecting intelligence on Americans linked to a political organization that wants to see the current Iranian government overthrown.Earlier this week, Ahmadreza Doostdar, 38, a dual U.S.-Iranian citizen born in Long Beach, California, and Majid Ghorbani, 59, who has lived and worked in Costa Mesa, California, since he arrived in the United States in the mid-1990s were charged with acting as illegal agents for Tehran. Ghorbani, who was surveilled by U.S. agents, became a legal permanent resident of the United States in 2015.Their arrests come as the Trump administration ratchets up pressure on Iran. The administration recently re-imposed sanctions on Iran to deny Tehran the funds it needs to finance terrorism, its missile program and forces in conflicts in Yemen and Syria.According to a criminal complaint filed in U.S. District Court in Washington, Doostdar allegedly conducted surveillance in July 2017 on Rohr Chabad House, a Jewish student center at the University of Chicago in Hyde Park. The surveillance included security features around the center.Mary Manning Petras, a federal defense lawyer, said a court hearing in the case is set for Sept. 6.Jonathan Greenblatt, national director of the Anti-Defamation League, applauded the arrests and thanked the FBI for "disrupting the alleged intelligence gathering efforts of the Islamic Republic of Iran, a nation with a long record of involvement in, and support for, terror attacks against Jewish and Israeli institutions."In September 2017, Ghorbani allegedly attended a Mujahedin-e Khalq rally in New York City where he photographed people protesting against the current Iranian government.The MEK, despite deep ideological differences, were partners with Ayatollah Ruhollah Khomeini in the 1979 revolution that toppled the U.S.-backed Shah Mohammad Reza Pahlavi. Following the revolution, the MEK quickly fell out with Khomeini and launched an armed revolt against Khomeini's new theocracy. The group is outlawed in Iran and was listed as a terrorist organization by the State Department until 2012.In late 2017, Doostdar returned to the United States from Iran and made contact with Ghorbani in the Los Angeles area. Doostdar allegedly paid Ghorbani about ,000 in cash for 28 photographs taken at the September 2017 rally.The photographs had hand-written annotations identifying the individuals in the photos. These photographs, along with a receipt for ,000, were found concealed in Doostdar's luggage as he transited a U.S. airport on his return to Iran in December 2017.In May, Ghorbani attended the MEK-affiliated 2018 Iran Freedom Convention for Human Rights in Washington. During the conference, Ghorbani appeared to photograph certain speakers and attendees, which included delegations from across the United States. On May 14, Doostdar called Ghorbani to discuss the clandestine ways Ghorbani could use to get the information to Iran."Doostdar and Ghorbani are alleged to have acted on behalf of Iran, including by conducting surveillance of political opponents and engaging in other activities that could put Americans at risk," said John Demers, assistant attorney general for national security.The indictment charged Doostdar and Ghorbani with knowingly acting as agents of the government of Iran without notifying the U.S. attorney general, providing services to Iran in violation of U.S. sanctions and conspiracy. Both defendants were arrested on Aug. 9, pursuant to criminal complaints issued by the U.S. District Court for the District of Columbia.The FBI's field offices in Washington and Los Angeles investigated the case, which is being prosecuted by the national security section of the U.S. Attorney's Office for the District of Columbia and the Counterintelligence and Export Control Section of the National Security Division of the Justice Department.In March, the Justice Department announced charges against nine Iranians accused of working at the behest of the Islamic Revolutionary Guard Corps to steal large quantities of academic data from hundreds of universities in the United States and abroad as well as email accounts belonging to employees of government agencies and private companies. 4374

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We are aware of the unacceptable comments exchanged from both sides of the basketball court during the heated rivalry between St. Joseph and Righetti High School Tuesday night. The incident is being addressed by SMJUHSD and RHS school officials. We have no further comment at this time. 294

  

WASHINGTON (AP) — U.S. intelligence officials believe that Russia is using a variety of measures to denigrate Democratic presidential candidate Joe Biden ahead of the November election and that individuals linked to the Kremlin are boosting President Donald Trump’s reelection bid. That's according to a rare public statement Friday from the country's counterintelligence chief, William Evanina. The statement also says that U.S. officials assess that China prefers that Trump not win a second term and that Beijing has accelerated its criticism of the president and its efforts to shape American opinion and public policy.Evanina's statement also links Moscow’s disapproval of Biden to his role in shaping Obama administration policies supporting Ukraine, an important U.S. ally, and opposing Russian leader Vladimir Putin. That assertion conflicts with the narrative advanced by Trump, who has made unsubstantiated claims that Biden’s actions in Ukraine were intended to help the business interests of his son, Hunter. 1028

  

WASHINGTON (AP) — The top U.S. military officer is telling Congress that the U.S. armed forces will have no role in carrying out the election process or resolving a disputed vote. The comments from Gen. Mark Milley, chairman of the Joint Chiefs of Staff, underscore the extraordinary political environment in America, where the president has declared without evidence that the expected surge in mail-in ballots will make the vote “inaccurate and fraudulent,” and has suggested he might not accept the election results if he loses.Trump’s repeated complaints questioning the election’s validity have triggered unprecedented worries about the potential for chaos surrounding the election results. Some have speculated that the military might be called upon to get involved, either by Trump trying to use it to help his reelection prospects or as, Democratic challenger Joe Biden has suggested, to remove Trump from the White House if he refuses to accept defeat. “I believe deeply in the principle of an apolitical U.S. military,” Milley said in written responses to several questions posed by two Democratic members of the House Armed Services Committee.The military has adamantly sought to tamp down that speculation and is zealously protective of its historically nonpartisan nature. 1292

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