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TERRACE PARK, Ohio -- Fourth graders at Terrace Park Elementary School will receive national recognition this week for their efforts to help students in hurricane-affected Puerto Rico.Charlotte Buccholz's class is working with Destination Imagination, a nonprofit that challenges young people to explore their talents in fields including tech, science, engineering and community service. "We had a bunch of different ideas on how to do things and then we had to all agree on something," 9-year-old Buccholz said. They ultimately decided they wanted to focus on service -- specifically service to the people affected by Hurricane Maria."We were thinking about people who weren't getting much attention, and so we thought about Puerto Rico because it wasn't getting much help," student Tyler Graham said.Graham, Buccholz and their classmates created and sold clay 'Te Amo' ornaments to benefit The Juanita Garcia Peraza School in San Juan, eventually raising nearly ,500. They used the money to buy school supplies and other essential items for third-graders on the island.It's a simple idea with a big impact, and it caught the attention of Destination Imagination organizers. The fourth-graders will present their project at the nonprofit's global finals this week."We wanted to help the kids because we wouldn't want to be in that position," student Saura Patel said. 1398

TAMPA, Fla. (AP) -- Sheriff's officials in Florida say a 24-year-old South Carolina man is accused of invading the home of a WWE star near Tampa.Phillip Thomas II was arrested Sunday after officials say he entered the home of wrestler Sonya Deville, setting off a security alarm.Hillsborough Sheriff's officials say the 26-year-old victim, real name Daria Berenato, spotted Thomas on the property after the alarm rang and called 911 as she fled with a guest in a car.Arriving deputies found Thomas at the home with a knife, plastic zip ties, duct tape and mace. He was arrested pending a Monday court hearing on armed kidnapping and other charges. 655

Surveillance video may shed light on the mysterious death of a young Chicago woman whose body was found in a hotel freezer last week. The case sparked accusations of foul play on social media.Police in Rosemont, a suburb northwest of Chicago, said Kenneka Jenkins, 19, was last seen early Saturday, September 9, at a party at the Crowne Plaza Chicago O'Hare Hotel. Her family reported her missing later that day, and Jenkins' body was found in the walk-in freezer at the hotel shortly before 1 a.m. Sunday. The results of an autopsy by the Cook County Medical Examiner's Office are pending. 598

That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559

Suspended Ohio State head football coach Urban Meyer apologized on Friday, two days after Meyer failed to apologize to Courtney Smith, the ex-wife of fired OSU assistant coach Zach Smith.Meyer was suspended for three games on Wednesday by Ohio State's Board of Trustees and university president Michael Drake for mishandling notifying the university of allegations that Zach Smith had assaulted his wife in 2015. Meyer claimed to investigators that he had forgotten about the allegations as university officials claimed Meyer was bound by his contract to notify the department's compliance office of possible crimes involving his staff. At a news conference on Wednesday where Meyer's punishment was announced, Meyer was asked if he had anything to say to Courtney Smith. "I have a message for everyone involved in this. I'm sorry that we are in the situation. And I'm just sorry we are in this situation," Meyer replied, without mentioning Courtney Smith by name. After being criticized for failing to address Courtney Smith, Meyer issued a statement on Friday, apologizing to her.  1116