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The leaders of several U.S. intelligence and law enforcement agencies issued a warning to voters and the public on Monday, one day ahead of Super Tuesday when 14 states and a territory pick among Democratic Party presidential hopefuls. Nearly one-third of all pledged Democratic delegates are up for grabs on Tuesday.The leaders of the FBI along with the Departments of Justice, State, Defense and other agencies joined in the statement. The government agencies said that it is working to prevent election interference by foreign entities: "Americans must also remain aware that foreign actors continue to try to influence public sentiment and shape voter perceptions. They spread false information and propaganda about political processes and candidates on social media in hopes to cause confusion and create doubt in our system. We remain alert and ready to respond to any efforts to disrupt the 2020 elections. We continue to make it clear to foreign actors that any effort to undermine our democratic processes will be met with sharp consequences."The level of coordination and communication between the federal government and state, local, and private sector partners is stronger than it’s ever been. Our departments and agencies are working together in an unprecedented level of commitment and effort to protect our elections and to counter malign foreign influence, but voters have a role to play too."We encourage all voters going to the polls to check your voter registration and know ahead of time when to vote, where to vote, what’s on your ballot, and whether your state requires identification. Your state or local election official’s office is the most trusted source for election material. A well-informed and vigilant republic is the best defense against disinformation."Last year, the Senate released a report on election interference in the 2016 election. The report spelled out how foreign governments, namely Russia, meddle in U.S. elections. "Masquerading as Americans, these operatives used targeted advertisements, intentionally falsified news articles, self-generated content, and social media platform tools to interact with and attempt to deceive tens of millions of social media users in the United States," the 2251
The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737
Thanksgiving is almost here, and along with the turkey, stuffing and pumpkin pie are thousands of calories ready to weigh us down. While packing on the pounds is as much a Thanksgiving tradition as much as watching football and shopping, there are ways for you to have a healthy Thanksgiving without passing on turkey.First off, here is the caloric breakdown of traditional Thanksgiving favorites:4 ounces of turkey breast: 120 calories7-ounce scoop of mashed potatoes: 237 calories1 cup of green bean casserole: 239 calories1 dinner roll: 87 calories1 slice of cranberry sauce: 86 calories1 cup of stuffing: 210 calories1 slice of pumpkin pie: 316 caloriesYes, 1295 calories are a lot for one meal, but there are ways to quickly burn those extra calories.Here are ways to burn calories, based on WebMD's fitness calculator for a 180-pound person:1-hour bike ride for 12 miles: 492 calories1-hour run for 6 miles: 820 calories3-hour round of golf (carrying clubs): 1353 calories1-hour walk on elliptical: 410 caloriesEven four hours of shopping can burn 754 calories. So if you plan to shop and you opt to ride your bike or walk to various shops, burning most of your Thanksgiving calories is possible.The only question is, will you have enough energy to burn off the leftovers?If you're looking for additional tips, they can be found on the 1354
The NCAA announced on Wednesday that the upcoming men's and women's basketball tournaments will be played without spectators.Earlier on Wednesday, the NCAA's panel on the coronavirus recommended that all athletic competitions be played without spectators due to coronavirus fears. NCAA President Mark Emmert issued the following statement: "The NCAA continues to assess the impact of COVID-19 in consultation with public health officials and our 458
The Federal Reserve on Wednesday cut interest rates for the second time since July as concerns grow about a potential global slowdown.Officials also left the door open for 184