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Education Secretary Betsy DeVos announced late Friday that the US government will extend a federal student loan forbearance on borrowers for an additional month as more businesses are closing due to a surge in coronavirus cases. This means that payments of federal student loans will not be due in January.The decision does not impact private student loans, which have generally still required repayment by Americans during the pandemic.While the federal student loan forbearance is scheduled to end on January 31, President-elect Joe Biden has discussed taking more permanent action on reducing the student loan burden on millions of Americans.Federal student loans were placed on forbearance in March. In August, President Donald Trump directed DeVos to extend the forbearance through the end of 2020. While those who wanted to continue making student loan payments were able to continue doing so, automatic payments of federal student loans stopped early in the pandemic as unemployment levels jumped to record levels.Amid the forbearance period, the federal government was not charging interest on borrowers."The coronavirus pandemic has presented challenges for many students and borrowers, and this temporary pause in payments will help those who have been impacted," said DeVos. "The added time also allows Congress to do its job and determine what measures it believes are necessary and appropriate. The Congress, not the Executive Branch, is in charge of student loan policy." 1493

Doors bursting open at stores. Crowds spilling into the aisles. Elbows brushing up against others. Products flying off shelves. These are the hallmark images of Black Friday.Well, they were.That was before the COVID-19 pandemic gripped the nation. Now, the future of the biggest shopping discount day of the year is unknown.Yes, it will still happenFor many, shopping on the day after Thanksgiving is a tradition. Historically, it’s also one of the best days of the year to save money on big-ticket items like electronics and appliances.But with social distancing the norm, it’s hard to imagine shoppers camping out on the sidewalk next to one another this year ahead of Nov. 27. It’s even more difficult to picture stores overflowing with excited shoppers.Retail experts believe Black Friday will still happen in 2020, despite the pandemic. But there’s no disputing the fact that it won’t be a traditional experience.“Being there at the crack of dawn, waiting in lines, the hustle and bustle in the store — that’s probably not going to exist,” says Jane Boyd Thomas, a professor of marketing at Winthrop University in South Carolina who has done research about Black Friday.Sales will shift further onlineFor years, Black Friday has shifted to online channels, merging with Cyber Monday into a weekend-long event. The pandemic is set to further cement that transition.After months of shelter-in-place orders, consumers have become more comfortable shopping from home. That will likely lead to an increase in online Black Friday purchases this year, says Dora Bock, associate professor of marketing at the Harbert College of Business at Auburn University in Alabama.But the changes could go a step beyond that. COVID-19 has illuminated failings in the supply chain, and Thomas believes many consumers will opt for contactless curbside pickup options (as opposed to shipping to their home) to guarantee that the items they’re buying online are actually available — and not out of stock.Still, that doesn’t necessarily mean stores will be ghost towns.“They want something normal,” Thomas says of some shoppers. “I do think that will drive people to go in to see the lights, to see the trees — all the stuff that goes with that experience.”Doorbusters could be deepEven though the experience will look different, Black Friday discounts might be particularly relevant this year, especially as millions of Americans have faced unemployment and other financial hardships in 2020.While consumers have largely focused on purchasing essential items during the pandemic, Bock anticipates competitive prices on discretionary products like apparel and jewelry.Consumers might also have an appetite for traditional Black Friday categories, such as computers. Thomas expects these discounts will be appealing, considering how critical laptops have become as Americans work, learn and interact virtually from home.“There’s a large number of consumers that look forward to Black Friday because it provides them a sense of excitement,” Bock says. “People feel good when they get a good deal.”Retailers still have some planning to doThere are a number of unanswered questions about how Black Friday will look. After all, retailers are still figuring out how to market the holiday shopping season.One possibility? Black Friday may become an extended period, rather than a single day of sales, says Michael Brown, a partner in the consumer practice of Kearney, a global strategy and management consultant.“I’m expecting that Black Friday as we have grown to know it cannot exist in a COVID world,” Brown says.“I think we have to really not think about Black Friday and think more about when the launch of the holiday season will begin. I think that has to be pulled up by retailers as early as November 1,” he says.Throughout the holiday season, stores will have to perform a delicate dance. Shopping may become just as much about public health as it is about discounts.Retailers have merchandise to sell, but promoting in-store only specials could be seen as insensitive by shoppers with preexisting medical conditions, Bock points out.“I think it’s really going to be a balancing act for retailers to encourage sales, encourage people to buy, encourage trust and promote spending — but promote it in a way that shows they care for their customers’ well-being,” Bock says.There’s one more wild card, Brown says. What type of Black Friday shopping environment will state and local governments allow? Time will tell.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: COVID Impulse Spending, and Building Credit While Paying DebtProbate Workarounds Can Save Your Heirs Time and MoneySmart Money Podcast: Taxes Are Due, and How to Get Started Creating WealthCourtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4926

EL CAJON, Calif. (KGTV) -- A former Uber driver who pleaded guilty to raping a female passenger and sexually assaulting as many as 14 others was sentenced in court Wednesday.A judge sentenced John David Sanchez, 53, to 80 years in prison. Sanchez pleaded guilty in August to 34 charges including rape and sodomy of an unconscious person.Sanchez was initially arrested about a month after a woman told police she was raped by Sanchez in February of 2016.RELATED: Uber driver accused of rape to be arraignedSanchez was fired by Uber. Investigators later found a number of other women who said they were also sexually assaulted by Sanchez in 2007, 2011 and 2013, but had not reported the attacks.Most of the victims told investigators they were unconscious from drugs or alcohol when the attacks occurred, according to police in El Cajon.RELATED: Uber driver accused of sexual assault faces more chargesAccording to their website, Uber completes background checks on all its drivers. Read the policy from Uber’s website below:“All drivers wanting to use the Uber app are required to undergo a screening process, like motor vehicle record and background checks, to ensure safety and compliance with our criteria. [4]What leads to you losing access to your account? We will permanently deactivate a driver’s account if a routine motor vehicle record or background check uncovers a violation of Uber’s safety standards or of other criteria required by local regulators.”Safety officials recommended several tips to USA Today on staying safe while riding in an Uber. See the tips below:  1628

During this special time of the year, I am delighted to share “America the Beautiful” and pay tribute to the majesty of our great Nation. Together, we celebrate this land we are all proud to call home. #WHChristmas pic.twitter.com/fdZmB3rdXL— Melania Trump (@FLOTUS) November 30, 2020 292

DICKSON, Tenn. — Animal rescue officials said dogs found with signs of abuse and neglect belonged to the family of missing 5-year-old Joe Clyde Daniels.Two dogs were found left on a stranger’s property on Garners Creek Road last Sunday night, three days before Joe Clyde was reported missing by his parents.The Dickson County Humane Society and TCB Kennels Boarding & Rescue have been working to give the dogs proper care. “It was pretty sad,” said DCHS General Manager Vivienne Akhdary. “They were very skinny. They were covered in fleas and ticks and were very scared. The dogs were not well taken care of, and behavior shows definite signs of abuse.”“They just pulled over and dropped them off,” said TCB Kennels Boarding & Rescue Founder Trisha Davis.Davis has been taking care of the dogs because the animal shelter is full. The homeowner who found them first contacted her.“They’re actually still searching for the property where the dogs were dropped off,” added Davis.They said it was confirmed the dogs belonged to the Daniels family by relatives and neighbors.The homeowner lived nine miles away from the Daniels. More than a week later, the dogs, now named Joey and Clyde to honor the 5-year-old boy, have been doing better and hope to find a more permanent home soon. Davis said no one has claimed the dogs back. The body of Joe Clyde has not been found, but the search continued one week later.His father, Joseph Daniels, was charged with one count of criminal homicide after he confessed to allegedly beating his son to death and disposing of his body in a rural and remote location.His mother, Krystal Daniels, was later arrested for child neglect or endangerment after she admitted to being at the house when her son died and failed to report the abuse or alleged homicide despite multiple opportunities, according to court documents. Belle Daniels, Joe’s grandmother, told Scripps station WTVF in Nashville she does not know why her son would commit the alleged crime.Akhdary said she cannot help but feel uneasy of what could have gone on behind closed doors.“The parents did not take care of their kids. I don’t think they spent a lot of time taking good care of the dogs.”To help the shelter and donate to the dogs’ cause, visit the Humane Society of Dickson County online.WTVF stopped at the family's house this week, but they declined to do an interview. 2442

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