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As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

ANEHEIM, Calif. (KGTV) -- Disney officially announced Tuesday that the park's latest venture, 'Star Wars: Galaxy's Edge,' will open in the summer of 2019.Disney previously announced that the land would open in 2019, but it was unclear exactly when guests would be able to explore the new area. Disneyland guests will be the first to enjoy the land. Star Wars: Galaxy's Edge won't open at Disney World in Florida until late fall of 2019.The park says the Star-Wars themed land is the largest singe-themed land expansion ever undertaken by the company. As part of the announcement, Disney released a new sneak peak of the land. Watch the video in the player below:  706

America's lottery fever is far from over. The Powerball jackpot is almost irresistible.Saturday's Powerball drawing would pay an estimated 0 million if a winner matches all six numbers.The winner or winners would also have a one-time cash option of 8.6 million -- a prize that's still more than alright.If there's a winner, it would be one of largest jackpots in the nation's history.It could be the fourth largest in US lottery history and the game's third largest jackpot.The largest Powerball jackpot was .586 billion and it was split three ways in January 2016. 581

An engineer for the company that designed a pedestrian bridge that collapsed Thursday, killing at least six people, left a voice mail two days earlier for a Florida Department of Transportation employee advising there was "some cracking that's been observed on the north end of the span."The state employee was out on assignment Tuesday and didn't hear the voice mail from W. Denney Pate of FIGG Bridge Engineers until he returned to the office Friday, the DOT said. 474

An eruption from the Kilauea volcano's summit shot ash and smoke into the air early Thursday on Hawaii's Big Island, and the resulting plume is expected to cover the surrounding area, according to the Hawaiian Volcano Observatory.Nearby residents are being asked to shelter in place if they are in the path of the ash plume, which the wind is carrying to the southeast of the volcano."Driving conditions may be dangerous so if you are driving pull off the road and wait until visibility improves," an alert from the observatory warned.Thursday's eruption is just the latest volcanic activity contributing to the nightmare on the Big Island since the volcano first went off May 3.An ash plume Wednesday rose roughly 12,000 feet into the air, and on Tuesday, the US Geological Survey issued a red alert, which means a major eruption is imminent or underway and ash could affect air traffic.It is not clear if this was a phreatic eruption, which US Geological Survey officials have been saying is capable of sending ash plumes as far as 12 miles away from the summit.These are steam-driven explosions that occur when water beneath the ground or on the surface is heated by magma, lava, hot rocks or new volcanic deposits, the USGS says. The intense heat may cause that water to boil and result in eruptions.The lava lake in the crater has been dropping since May 2, which increases the chances for a phreatic explosion, but it will be difficult to warn residents who may be in the path of such an eruption.Phreatic eruptions are "notoriously hard to forecast, and can occur with little or no warning," Hawaiian Volcano Observatory geologist Janet Babb said.While the ash being launched into the sky is not poisonous, Hawaii County officials have warned residents about toxic sulfur dioxide seeping out of 21 fissures caused by the volcano."Severe conditions may exist such as choking and inability to breathe," the county's Civil Defense Agency said Wednesday. "This is a serious situation that affects the entire exposed population."The-CNN-Wire 2051