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The 41st President of the United States and patriarch of a political dynasty, George H.W. Bush died on Friday in Houston. He was 94 years old. Friends, world leaders and fellow politicians are now paying tribute to the man remembered as a World War II combat pilot, a Cold War politician, and a compassionate family man.President Donald J. Trump and first lady Melania Trump: Melania and I join with a grieving Nation to mourn the loss of former President George H.W. Bush, who passed away last night.Through his essential authenticity, disarming wit, and unwavering commitment to faith, family, and country, President Bush inspired generations of his fellow Americans to public service — to be, in his words, "a thousand points of light" illuminating the greatness, hope, and opportunity of America to the world.President Bush always found a way to set the bar higher. As a young man, he captained the Yale baseball team, and then went on to serve as the youngest aviator in the United States Navy during the Second World War. Later in life, he rose to the pinnacle of American politics as a Congressman from Texas, envoy to China, Director of Central Intelligence, Vice President of eight years to President Ronald Reagan, and finally President of the United States.With sound judgement (sic), common sense, and unflappable leadership, President Bush guided our Nation, and the world, to a peaceful and victorious conclusion of the Cold War. As President, he set the stage for the decades of prosperity that have followed. And through all that he accomplished, he remained humble, following the quiet call to service that gave him a clear sense of direction.Along with his full life of service to country, we will remember President Bush for his devotion to family — especially the love of his life, Barbara. His example lives on, and will continue to stir future Americans to pursue a greater cause. Our hearts ache with his loss, and we, with the American people, send our prayers to the entire Bush family, as we honor the life and legacy of 41.President Obama: America has lost a patriot and humble servant in George Herbert Walker Bush. While our hearts are heavy today, they are also filled with gratitude. Not merely for the years he spent as our forty-first President, but for the more than 70 years he spent in devoted service to the country he loved -- from a decorated Naval aviator who nearly gave his life in World War II, to Commander-in-Chief of our Armed Forces, with plenty of posts along the way. Ambassador to the United Nations. Director of Central Intelligence. U.S. Envoy to China. Vice President of the United States.George H.W. Bush's life is a testament to the notion that public service is a noble, joyous calling. And he did tremendous good along the journey. Expanding America's promise to new immigrants and people with disabilities. Reducing the scourge of nuclear weapons and building a broad international coalition to expel a dictator from Kuwait. And when democratic revolutions bloomed across Eastern Europe, it was his steady, diplomatic hand that made possible an achievement once thought anything but -- ending the Cold War without firing a shot.It's a legacy of service that may never be matched, even though he'd want all of us to try.After seventy-three years of marriage, George and Barbara Bush are together again now, two points of light that never dimmed, two points of light that ignited countless others with their example -- the example of a man who, even after commanding the world's mightiest military, once said "I got more of a kick out of being one of the founders of the YMCA in Midland, Texas back in 1952 than almost anything I've done."What a testament to the qualities that make this country great. Service to others. Commitment to leaving behind something better. Sacrifice in the name of lifting this country closer to its founding ideals. Our thoughts are with the entire Bush family tonight -- and all who were inspired by George and Barbara's example.Former Vice President Al Gore: President George H.W. Bush served our nation with extraordinary integrity and grace. I will remember him for his personal kindness and for his love of this country. He earned bipartisan respect for speaking up and taking action for what he believed was right, even when doing so was unpopular. He inspired countless Americans to volunteer and improve their communities through his point of life Foundation. President Bush leaves behind an American legacy of a lifetime of service that will be revered for generations.President Bill and Hillary Clinton: Hillary and I mourn the passing of President George H.W. Bush, and give thanks for his great long life of service, love, and friendship. I will be forever grateful for the friendship we formed. From the moment I met him as a young governor invited to his home in Kennebunkport, I was struck by the kindness he showed to Chelsea, by his innate and genuine decency, and by his devotion to Barbara, his children, and their growing brood.Few Americans have been—or will ever be—able to match President Bush's record of service to the United States and the joy he took every day from it; from his military service in World War II, to his work in Congress, the United Nations, China, the Central Intelligence Agency, the Vice Presidency and the Presidency, where he worked to move the post Cold War world toward greater unity, peace, and freedom. He never stopped serving. I saw it up close, working with him on tsunami relief in Asia and here at home after Hurricane Katrina. His remarkable leadership and great heart were always on full display.I am profoundly grateful for every minute I spent with President Bush and will always hold our friendship as one of my life's greatest gifts. Our hearts and prayers are with George, Jeb, Neil, Marvin, Doro, their families, and the entire Bush clan.US Naval Air Forces: Naval Aviation mourns the passing of our 41st President, George H.W. Bush, a Naval Aviator, statesman, and humble public servant. His legacy lives on in those who don the cloth of our great nation and in the mighty warship which bears his name, @CVN77_GHWB. May he Rest In Peace.Ex-Soviet leader Mikhail Gorbachev: "I express my deep condolences to the family of George H.W. Bush and all Americans over of the death of the 41st president of the United States," he told the Russian news agency Interfax. Gorbachev and Bush worked closely to help end to the Cold War."I have a lot of memories associated with this person. We had a chance to work together during the years of tremendous changes. It was a dramatic time that demanded great responsibility from everyone. The result was an end to the Cold War and the nuclear arms race," Gorbachev added."I pay tribute to the contribution of George H. W. Bush to this historic achievement. He was a real partner," he said.French President Emmanuel Macron: "On behalf of the French people, I convey all my condolences to the American nation for the loss of former President George Bush. He was a world leader, who strongly supported the alliance with Europe. Our sympathy to his family and beloved ones."Prime Minister of Great Britain Theresa May: "Today Britain remembers a great statesman and a true friend of our country. We send our deepest condolences to the American people and to the family he leaves behind," the Prime Minister said Saturday."President George H. W. Bush's ethos of public service was the guiding thread of his life and an example to us all. It took him from service in World War II, to his stewardship of the CIA and his direction of the Gulf War as Commander-in-Chief. And in navigating a peaceful end to the Cold War he made the world a safer place for generations to come."Australian Prime Minister John Howard: George Herbert Walker Bush, 41st president of the United States, was in office when arguably the most momentous event in post Second World War affairs occurred - the collapse of the Communist empire of the Soviet Union.Initially as Vice President to Ronald Reagan, and later as President himself, he played a major role in shaping those historic years.The late President possessed an endearing sense of humor and always exhibited immense public grace. He was the patriarch of a great American family.At all times he was a true friend of Australia. He visited our country on a number of occasions. He was the first American president to address a joint sitting of our national parliament.I extend my deep sympathy to the late President's family. He exemplified the best of his nation's values in both war and peace.Arnold Schwarzenegger: Today, we've lost a great hero. George Bush was an inspiration to all Americans and we will miss him dearly. From the day he first put on his US Navy flight suit and took off into the unknown, he always put his country first. He took on many jobs throughout his long career, and all shared one distinct trait: public service. His greatest legacy is that pure American spirit, that commitment to selflessness that drove him until the very end.He was born in a time that seemed to produce an endless supply of heroes, but make no mistake: George Bush embodied everything that made the Greatest Generation great.I will always be grateful to him for his friendship, for embracing me and imparting just a fraction of his wisdom during our time together. Some of my fondest memories are of sledding with him at Camp David and inspiring America to join our fitness crusade by hosting the Great American Workout with him on the White House lawn and listening to his speech advice as we flew between campaign rallies. I will never forget the pride I felt the day he appointed me Chairman of the President's Council on Physical Fitness and Sports. I loved to hear him surprise people with his wild side?—?explaining the pure joy he felt as he flew and jumped out of planes. I also loved to hear him explain his passion for this country?—?it was a true love that knew no petty boundaries or party lines. He taught me so much, but most of all, he taught me the power of serving a cause greater than yourself. I count myself lucky for many reasons; but for the opportunity to call George Bush a mentor, I can't help but think I'm the luckiest man in America.President Bush has left us for one last flight but his destination isn't unknown. He's flying into the arms of the love of his life, Barbara. This evening, each of us should take a minute to look up and offer him a silent thanks.Tricia Nixon Cox and Julie Nixon Eisenhower: Our father believed in George H.W. Bush. Richard Nixon kicked off George Bush's campaign for congress in 1966, encouraged him to run for senate in 1970, entrusted him as U.N. Ambassador and head of the RNC, and supported him tirelessly when he served as President for four years.George H.W. Bush lived a life that was purposeful, and extraordinarily rewarding---for our nation, and for our world.While people everywhere salute and thank George H.W. Bush today, we take special solace in knowing that President and Mrs. Bush are together again.Marco Rubio: President George H.W. Bush was an American hero, a patriot and a wise and generous man. May he Rest In Peace.Kellyanne Conway: Geartfelt (sic) sympathy and deep condolences to the entire Bush family on the passing of our 41st President, George H. W. Bush. He devoted his life to his family and his country. Thank you, sir."Julian Castro, former HUD Secretary and fellow Texan: President George Herbert Walker Bush lived an admirable life of service to country. He made a positive impact on the lives of so many Americans. May he Rest In Peace.Rick Perry: Tonight, our Nation honors the life and legacy of President @GeorgeHWBush. His unwavering service to our country and his family are unparalleled. #GigEmCondolezza Rice: President George Herbert Walker Bush was the epitome of a public servant. He loved America with all of his heart and served her as fully and completely as anyone ever has.I am so grateful that I had the opportunity to work for him, to learn from him and to experience his deep and abiding commitment to his fellow citizens. He was a mentor to me and a dear friend.President Bush's legacy is deep and broad: the many people that he touched, the difference that he made in the life of the country and the impact that he had beyond America's shores. We will never forget his steady and inspired leadership in guiding the world to the peaceful end of the Cold War.Now he is in God's loving embrace with Mrs. Barbara Bush, his beloved wife of so many years. He has finished his race with honor and dignity. All who knew him and loved him -- especially his remarkable family -- will miss him. Yet, he lives on with us in spirit. Rest well, Mr. President.GOP Twitter account: George H.W. Bush: patriot, public servant, and President of the United States. Rest in Peace, 41.Houston Mayor Sylvester Turner: George H.W. Bush served with valor and integrity as the 41st president of the United States. But to Houstonians he was one of our most esteemed and relatable neighbors. He and his wife Barbara Bush were our sports teams' biggest fans, and boosters for everything Houston. The Bushes could have moved anywhere after his time in public office, but they chose to return to their beloved city where he started his political career as the chair of the Harris County Republican Party."In statesman-like fashion, he knew the importance of reaching across the aisle to find common ground. He backed our bid to host the 2020 Democratic National Convention. He was an equal ally of former election foe President Bill Clinton in helping victims of Hurricane Harvey and Hurricane Irma through the One America Appeal. And I will always be grateful to the Bushes for being kind friends and advisers to me."For these reasons and more, I join Houstonians in mourning the death of George Herbert Walker Bush and expressing heartfelt condolences to his children and the rest of the Bush family. May we never forget his service to our country, his call for all of us to be a light to the world, and his loving spirit."Texas Governor Greg Abbott: The state of Texas mourns with the nation at the passing of one of our greatest Presidents. George H.W. Bush was an American hero and icon, he was a friend to all he met, he embodied class and dignity. Texans are genuinely honored that he called the Lone Star State home and we collectively grieve this monumental loss. On behalf of Texas, Cecilia and I offer our thoughts and prayers to the Bush family in their time of need.Apple CEO Tim Cook: We have lost a great American. Service defined President George H.W. Bush's life, and he taught all of us about leadership, sacrifice and decency. We send our deepest sympathies to the Bush family.Kevin Ryan, president of Covenant House: Clare and I send our love & sympathy to the Bushes on the loss of Pres. George Bush. At a time when some argued for the quarantine of our @CovenantHouse kids with HIV & AIDS, George & Barbara Bush held them close. I hope those angels now welcome him home to the kingdom of God. 15136

Starter credit cards, aimed at those who are new to credit, have been around since at least the 1970s — and they used to be much easier to qualify for.Card issuers once were able to lure young adults, particularly students, with a variety of incentives that federal regulations now prohibit under the Credit Card Act of 2009.“When you started college prior to the Card Act, you could get a Frisbee and a credit card at the same time, or a chance to win a computer and a credit card,” said Rod Griffin, senior director of public education and advocacy at Experian, a credit reporting agency.Credit card eligibility requirements are stiffer now, especially amid the COVID-19-related downturn, as banks tighten lending standards to mitigate risk. It all adds up to more obstacles for those seeking to start the clock on their credit history. About 20% of the U.S. adult population doesn’t have a scorable credit file with the three major credit bureaus, according to a report by the Consumer Financial Protection Bureau.Still, qualifying for a starter card is not impossible, and more options exist today.Eligibility for starter credit cardsThe same CFPB report also notes that credit cards are the most common way to establish a credit file for all income levels and age groups.But age matters in terms of your eligibility for a starter card.IF YOU’RE UNDER 21Applicants generally have to be 18 to apply for a credit card on their own. Applicants under 21 can only report independent personal income, including regular allowances. If you’re a student, you may also report scholarships and grants.“I got the Discover student credit card on the first try,” said Karumi Narasaki, a 20-year-old student based in Indiana and creator of the YouTube channel Rumi’s Life. When she applied for the card, she says she included part-time income from two jobs and school aid received to cover books, rent and food.IF YOU’RE OVER 21Once you turn 21, income restrictions loosen slightly. You can include any income to which you have reasonable access, such as the income of a partner or a spouse, for instance. Income is still a necessary requirement to demonstrate your ability to make payments on borrowed amounts. Other requirements may also exist, depending on the card.If you can’t meet the income requirement at any age, a co-signer could help you build credit with a credit card. You’ll get your own credit card and account, but the co-signer assumes responsibility for the bill if you can’t pay it. Not many issuers allow co-signers on credit card applications these days, but there are still some that do.Types of starter cardsThe ideal starter card should have no annual fee and report your payment history to the three major credit bureaus: TransUnion, Equifax and Experian. These bureaus compile the credit reports that form the basis of your credit scores.Creditors review your credit scores to determine the likelihood that you’ll pay them back. A good FICO credit score of 690 or higher can make it easier to get an apartment, set up utilities and access better interest rates on credit cards or loans, for example.Starter card options may include:AUTHORIZED-USER CARDSCredit cards for authorized users are tied to a primary cardholder’s account. You are issued a card with your name on it, but the primary cardholder is responsible for making the payments. If that person uses his or her credit card wisely, it could reflect well on your own credit history, but double-check with your issuer.“It’s still recommended if you’re going to become an authorized user that you ask the lender if they actually report the account for you,” Griffin said. “If they don’t, it’s not going to help you build a credit history.”SECURED CARDSSecured credit cards are easier to qualify for because they require a cash deposit as collateral, reducing the risk to the issuer. The deposit amount usually determines your credit limit.With a good payment history, you eventually get your deposit back when you close the account or upgrade to a traditional “unsecured” credit card with the same issuer.STUDENT CREDIT CARDSStudent credit cards may require enrollment at a college or university. They also may require that you have at least some existing credit history. You can find exceptions, though.Some student cards may even pack helpful, student-friendly features like waived late payment fees or incentives. Rewards on student cards are uncommon, but some options exist.“I also considered applying for a secured card initially, until I found out there’s a Discover card,” Narasaki said. “It had cash back, which is unlike any of the other cards that I looked up, so I thought it was a pretty beneficial card and it had a lot of perks.”ALTERNATIVE-UNDERWRITING CARDSAlternative-underwriting credit cards have joined the market in recent years with some game-changing approaches. Most of these cards don’t charge a security deposit, and many can use factors other than the traditional FICO scoring model to assess your creditworthiness.If you don’t have a credit history, issuers of these cards may instead look at your employment, income, spending or savings to determine your ability to pay. As a result, they may require government-issued documents, bank account information, employment verification requirements and other details as part of the application process.In some cases, you may not even need a Social Security number to apply, which is helpful for newcomers to the U.S. who have limited options.Starter card alternativesEven with more starter card options on the market, the eligibility requirements may still leave some applicants out. But credit cards aren’t the only way to build a credit history. Some services make it possible to report certain bill payments to the credit bureaus to establish a credit file.For instance, rent-reporting services can record rent payments on credit reports for a fee. Experian Boost records cell phone and utility payments on Experian credit reports for free.You can also consider applying for a credit builder loan.More From NerdWalletIf Credit Card Relief’s a No-Go, Check Out Debt ManagementFor Homeowners, Saving a Down Payment Is Only the Start6 Great Recession Money Lessons That Still Apply TodayMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 6346

STURGIS, Mich. — If you’re not a cat person, keep reading.Ron Williams of Sturgis turns 85 in September. Not too long ago, to keep him company, a friend brought him a boy cat named Fluffy.Over the first few weeks they had together, Williams says he and Fluffy hit it off right away.“I looked at him and hey, I just fell in love with him,” said Williams.As it’s safe to say we all do with our pets, Williams talked to Fluffy quite a lot. When the senior got calls on his cellphone, he’d joke around with Fluffy then too.“The phone would ring, and I would say ‘ring-a-ding,’” said Williams. “And I didn’t know he’d pick up on it.”Then, a few days ago, Williams slipped and fell getting out of the shower. He couldn’t move.“My arm was pinned under me, and the hours kept going by,” said Williams. “16 hours…”From roughly 8 a.m. until midnight later that day, Williams laid in agony. The door was closed, and his Life Alert was in the other room on the charger. His phone was in the bathroom with him, but just out of reach on the counter.Lucky for Williams, Fluffy was in the room too. And whether or not he knew it, he’d been training Fluffy for this moment accidentally.“So I said ‘ring-a-ding Fluffy, you’re my only hope,’” Williams said, tearing up. “And he was. It wasn’t even five minutes later I felt something hit my hand. And I’m here because of it.”The cat had brought Williams his phone and he was able to dial 911.“I relive it a million times. What if he wouldn’t have been in there with me? I’d be dead today,” he added.Now Williams, who served with the U.S. Army in Korea, is fine – left only with some soreness and bumps and bruising. Compared to the alternative, he knows he’s lucky.“He’s my hero, and he always will be,” said Williams. “He’ll never be away from me until the day I die.”This story was originally published by Doug Reardon at WXMI. 1868

The "Queen of Soul" is in hospice care at her home, a source close to the singer told CNN's Don Lemon.Word of Aretha Franklin, 76, being gravely ill was first reported by Showbiz 411.Showbiz 411's Roger Friedman told CNN: "She has a great family, she's surrounded by love, and the world is sending prayers. All further announcements will be made by her family. We just want to send love and prayers."The soul singer has been dogged by reports of failing health for years and appeared frail in recent photos, but she has kept her struggles private.In February of 2017, Franklin announced that she would stop touring, but she continued to book concerts. Earlier this year, she canceled a pair of performances, including at the New Orleans Jazz Fest, on doctor's orders, according to Rolling Stone. In 2010, she was forced to cancel to scheduled performances due to fractured ribs and abdominal pain.Franklin's career spans six decades. She got her start singing gospel music in a Detroit church where her father was the minister. In 1960, she signed with her first major record label. By 1968, Franklin was an established soul chart-topper with hits like "Respect," "Chain of Fools" and "(You Make Me Feel Like) A Natural Woman."That same year she was tapped to sing at the funeral of?Dr. Martin Luther King, Jr. where she performed a stirring rendition of "Precious Lord, Take My Hand."Franklin was the first woman to be inducted into the Rock and Roll Hall of Fame, in 1987 -- a year before the Beatles were inducted. In 1994, at age 52, she became the youngest at that time to receive a?Kennedy Center Honor. Franklin has 44 Grammy?nominations and 18 wins. She has performed at the inaugurations of three presidents: Jimmy Carter, Bill Clinton and Barack Obama. President George W. Bush awarded her the Presidential Medal of Freedom in 2005.Franklin's last album, "A Brand New Me," released in 2017, remixed her vintage vocals with newly recorded arrangements.Franklin's last known performance?was at a private gala for the Elton John AIDS Foundation last November. 2149

Target announced Tuesday that it is raising its starting pay to an hour beginning July 5, fulfilling a promise it made three years ago to pay all employees at least an hour.In 2017, Target announced it planned to increase starting pay for employees from to an hour by 2020. Since then, the store has gradually increased its starting pay each year. In 2019, Target increased starting pay from an hour to an hour.“Everything we aspire to do and be as a company builds on the central role our team members play in our strategy, their dedication to our purpose and the connection they create with our guests and communities,” Brian Cornell, Target's Chairman and CEO, said in a statement.Target also announced that it would be giving a 0 bonus to all essential workers "for their efforts throughout the coronavirus pandemic."In addition, Target said that it was offering employees free access to telehealth services through the end of the year, even for employees who don't get insurance through the company. 1039

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