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Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470

President Donald Trump used an odd example Tuesday night to call for stronger voter ID laws, saying that identification is required for buying groceries.There is no such requirement."We believe that only American citizens should vote in American elections, which is why the time has come for voter ID, like everything else. Voter ID," Trump told the crowd of supporters gathered at the Florida State Fairgrounds. 420

Residents on the Big Island face several threats Monday from Kilauea: In addition to the possibility of more eruptions, lava is oozing into the ocean, sending hydrochloric acid and volcanic glass particles into the air.That's producing laze, a dangerous mix of lava and haze, which is adding to the ongoing challenges. Levels of sulfur dioxide have tripled in emissions. And Kilauea Volcano's summit had several small ash emissions Sunday, releasing plumes of gas and billowing steam. 492

R. Lee Ermey, the actor known for his Golden Globe-nominated role as an intimidating drill sergeant in "Full Metal Jacket," died Sunday at the age of 74, according to a statement from his manager.Ermey died from complications of pneumonia, according to Bill Rogin, his manager, in a post on Twitter. CNN's calls and emails to Rogin were not returned.Ermey played the role of the tough Gunnery Sgt. Hartman who trains a new group of recruits in the 1987 film "Full Metal Jacket." He received a Golden Globe best supporting actor nomination for his role in the movie directed by Stanley Kubrick.The Vietnam veteran brought authenticity to the role after having spent 11 years in the Marine Corps from 1961 to 1972. He spent two years as a drill instructor at the Marine Corps Recruit Depot San Diego and rose to the rank of Staff Sergeant. He was medically retired for injuries in 1971 and in 2002 he received an honorary promotion to Gunnery Sergeant, according to a biography on his website. "It is extremely difficult to truly quantify all of the great things this man has selflessly done for, and on behalf of, our many men and women in uniform," Rogin said in a statement issued on Facebook. "He has also contributed many iconic and indelible characters on film that will live on forever."The US Army tweeted: "Rest In Peace, Gunny. We are grateful for your service to our country and for supporting our servicemembers. Semper Fi."Ermey also appeared in movies such as "Dead Man Walking," "Seven," "Prefontaine" and "Leaving Las Vegas."He also did voice overs and lighter content, lending his voice to "The Simpsons" and "Family Guy," as well as the "Toy Story" movies, where he voiced Sergeant or just "Sarge," the green Army soldier.Ermey was born in Emporia, Kansas, on March 24, 1944.After serving in the Marines, he enrolled at the University of Manila in the Philippines by using his G.I. bill benefits and he studied drama. "Apocalypse Now" was being filmed in the area and that's where Ermey had his first featured role in an acting career that spanned both film and television, according to his website."The real R. Lee Ermey was a family man, and a kind and gentle soul. He was generous to everyone around him. And, he especially cared deeply for others in need," Rogin said in a statement."Please support your men and women in uniform. That's what he wanted most of all."  2399

Red Sox pitcher Eduardo Rodriguez is done for the season, following complications from a condition he suffered from the coronavirus. He was diagnosed in early July with the coronavirus.He was set to return to the team by mid-month, however a health screening discovered a heart condition that will sideline Rodriguez for the 2020 season. Rodriguez is 27 years old.The condition is called myocarditis, when the heart becomes inflamed. Inflammation of the heart muscle was recently identified in two studies looking at lingering health effects in coronavirus survivors.Rodriguez did not experience chest pain or any symptoms, according to multiple media outlets.The condition was revealed during an MRI to check his heart following COVID-19.He said the experience was eye opening, but that having a mother who is a nurse has helped put his mind at ease.“The heart is the most important part of your body, so when you hear that — the first time that I heard it — I was kind of scared,” Rodriguez told Mass Live on July 26. “Now that I know what it is, it’s still scary, but now I know exactly what it is. Just talk to my mom, talk to my wife, they know what I have and everything. Now we just gotta take the rest. That’s hard, but you gotta take a rest.''According to the Mayo Clinic, “Myocarditis is an inflammation of the heart muscle (myocardium). Myocarditis can affect your heart muscle and your heart’s electrical system, reducing your heart’s ability to pump and causing rapid or abnormal heart rhythms (arrhythmias).”Rodriguez’s doctors told him that 10-20% of people who have had COVID-19 also have been diagnosed with myocarditis, according to the Associated Press.Rodriguez previously said that his bout with the coronavirus had left him feeling “100 years old” and that it took him about 10 days before he was able to do any light throwing.He said he’s currently not experiencing any COVID-19-related symptoms. 1927