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That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559

The Apple iPhone has come a long way since it debuted in 2007 with 4 gigabytes of storage space.The ubiquitous device's capabilities, sophistication and internal storage have increased dramatically in that time but its design has largely stayed the same.Take a look back at the iPhone's many models in our photo gallery. Click the link below to see it.Photos: Apple's iPhone through the yearsClint Davis is a reporter for the Scripps National Desk. Follow him on Twitter @MrClintDavis. Keep up to date with the latest news by following @ScrippsNational on Twitter. 577

Sun Valley Foods is recalling ready-to-eat beef and chicken taquitos and chimichangas products containing diced green chilies due to concerns that the products may be contaminated with extraneous materials, specifically hard plastic.The hard plastic may pose a choking hazard or cause damage to teeth or gums.The frozen RTE meat and poultry taquitos and chimichangas items were produced by Ajinomoto Foods North America, Inc., and are sold under brand names including Great Value, Casa Mamita and José Olé.The FDA said the following products, sold nationwide, were recalled:19.2-oz. carton containing 16 pieces labeled as “Great Value Flour Chicken Taquitos Tortillas Stuffed with All White Chicken Meat & Monterey Jack Cheese” with a best if used by date of “11 JUL 2021” and “P5590” printed on the side panel.20-oz carton containing 20 pieces labeled as “CASA MAMITA BEEF TAQUITOS ROLLED IN CORN TORTILLAS” with a best by date of “26 JUN 2021” and “EST 5590” printed on the side panel.22.5-oz carton containing 15 pieces labeled as “CASA MAMITA CHICKEN AND CHEESE TAQUITOS ROLLED IN FLOUR TORTILLAS” with a best by date of “26 JUN 2021” and “P5590” printed on the side panel15-oz. carton containing 15 taquitos labeled as “JOSé OLé TAQUITOS CHICKEN AND CHEESE POLLO Y QUESO IN FLOUR TORTILLAS” with a best by date of “08 JUL 2021” or “18 JUL 2021,” and “P5590” printed on the side panel.20-oz. carton containing 20 taquitos labeled as “JOSé OLé TAQUITOS BEEF CARNE DE RES IN CORN TORTILLAS” with a best by date of “08 JUL 2021” and “EST 5590” printed on the side panel.22.5-oz carton containing 15 taquitos labeled as “JOSé OLé TAQUITOS CHICKEN AND CHEESE POLLO Y QUESO IN FLOUR TORTILLAS” with a best by date of “09 JUL 2021,” “14 JUL 2021” or “17 JUL 2021” and “P5590” printed on the side panel.55.5-oz carton containing 37 taquitos labeled as “JOSé OLé VALUE PACK TAQUITOS CHICKEN AND CHEESE POLLO Y QUESO IN FLOUR TORTILLAS” with a best if used by date of “15 JUL 2021” and “P5590” printed on the side panel.60-oz. carton containing 60 taquitos labeled as “JOSé OLé TAQUITOS BEEF CARNE DE RES IN CORN TORTILLAS” with a best if used by date of “9 JUL 2021” or “10 JUL 2021,” and “EST 5590” printed on the side panel.5-oz. individual plastic bag containing “JOSé OLé CHIMICHANGAS LOADED BEEF NACHO” with a best by date of “15 JUL 2021” and “EST. 17417” printed on the label.The products bear the establishment number “EST 5590,” “P5590” or “EST. 17417” printed on the packaging above the expiration date.Ajinomoto Foods North America, Inc. identified pieces of hard plastic in their production process and in a barrel of diced green chilies that was received from their ingredients supplier, Sun Valley Foods. Sun Valley Foods initiated a recall of the green chilies with the FDA.There have been no confirmed reports of adverse reactions due to consumption of these products. Anyone concerned about an illness should contact a health care provider.FSIS is concerned that some product may be in consumers’ freezers. Consumers who have purchased these products are urged not to consume them. These products should be thrown away or returned to the place of purchase.To learn more about the recall, click here.This story was originally published by staff at WTKR. 3276

The body of a New Jersey man, whose body was recovered 1,500 feet underwater in California, is considered to be the deepest recovery ever performed in the United States and Canada, officials say.According to the South Lake Tahoe Police Department, 29-year-old Ryan Normoyle rented a boat on Lake Tahoe on Aug. 10.That evening, Ryan's rental boat washed ashore in Glenbrook, Nevada, but Normoyle wasn't on it.On the boat, the department said they found Normoyle's phone, which recorded Ryan jumping off the boat into the lake. The video also showed the boat drifting away, which the department said was because Ryan had left in gear.The New York Times reported that the camera captured Normoyle trying to swim to the boat for about two minutes before disappearing from the frame.With the help of GPS data captured from Ryan's phone while recorded, the South Lake Tahoe Fire Department, Douglas County Sheriff's Office, the Washoe County Marine Unit, and the University of California Davis Research Team helped in the search. On Sept. 23, the nonprofit Bruce's Legacy, which specializes in underwater recovery, was called in by Ryan's family to aid in the investigation.In a blog post, Bruce's Legacy founder Keith Cormican detailed how winds chased them off the lake around noon, and on the second day, they ran into electrical issues. Not wanting to give up, Cormican used sonar on the ROV after losing power to it.After a few hours, a body image, which was identified as Ryan's, showed up on the sonar at 1,551 feet. Unfortunately, they lost hold of him and weren't able to bring him to the surface, but on Sept. 27, they found Ryan at 1,565 feet, and after two hours, the crew pulled up Normoyle's body, by hand, to the surface.According to the police department, Cormican said this was the deepest recorded recovery in the United States and Canada. Previously, the deepest recovery in Lake Tahoe was in 2018 at a depth of 1,062 feet. 1944

Sunday, April 1, will mark six months since a mass shooting at the Route 91 Harvest Festival on the Las Vegas Strip. Fifty-eight people died, and 851 were injured after shooter Stephen Paddock fired more than 1,100 rounds at a crowd of country music fans. Paddock was in a room on Floor 32 at Mandalay Bay hotel and casino when he committed the act last fall.It is the deadliest mass shooting committed by an individual in the United States.There will be several memorial services and vigils around Las Vegas to mark the day, including one near the Route 91 Harvest Festival grounds. That vigil will start at 6 p.m. local time near Reno Avenue and Giles Street. Afterward, attendees will be allowed to walk around the site. The shooting on Oct. 1, 2017 occurred between 10:05 and 10:15 p.m. local time. 845