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California regulators are considering a plan to charge a fee for text messaging on mobile phones to help fund programs that make phone service accessible to the poor.The California Public Utilities Commission (CPUC) is set to consider the proposal in a vote scheduled for next month, according to The Mercury News.It's not clear how much mobile phone users would be asked to pay under the proposal, but it would likely be billed as a flat surcharge, not a per-text fee, according to the paper.And wireless industry and business groups are not "LOLing." The groups are reportedly already trying to defeat the proposal before it makes its way to the commission.“It’s a dumb idea,” Jim Wunderman, president of the Bay Area Council business-sponsored advocacy group, told the Mercury News. “This is how conversations take place in this day and age, and it’s almost like saying there should be a tax on the conversations we have.”The new surcharges could generate a total of about .5 million a year, according to business groups.The same groups warned that under the proposal's language, the charge could be retroactively be applied for five years, totaling more than 0 million for consumers, the paper reported.Click here for a look at the proposal.The proposal argues that the state's Public Purpose Program budget has increased from 0 million in 2011 to 8 million in 2016, while revenues funding the program from the telecommunications industry saw a "steady decline" from .5 billion in 2011 to .3 billion in 2017.The report calls this "is unsustainable over time."In a statement to the Associated Press, CPUC spokeswoman Constance Gordon said, "from a consumer's point of view, surcharges may be a wash, because if more surcharge revenues come from texting services, less would be needed from voice services." 1849

Car buyers are noticing fewer 0% APR financing deals for both new and used cars.Why? Edmunds, the online information spot for everything cars, says dealerships are now offering deals to buyers paying in cash. "The better economy is driving interest rates higher, and that's because the fed have elevated interest rates," says Tim Jackson, with the Colorado Automobile Dealers Association. Jackson believes there are always downsides for consumers in a thriving economy, and this is an example. Right now, the average APR is 4.21%. So, if your car cost ,000 and you want to pay it off in 5 years, your monthly payment would roughly be 5. However, if you changed that APR to 0%, your monthly bill would be about 0. That's a savings, which is a significant difference annually. If buying a new car is something you want to do, Jackson says there are a few things you can do to insure the best deal in this economy. First, keep a good credit score. Second, choose the vehicle with the best incentives.  1079

CATALINA, Calif. (KGTV) - Teeth marks from a great white shark are proof of a San Diego kayaker's narrow brush with danger off the coast of Catalina Island. The incident happened as Danny McDaniel and Jon Chambers were kayaking Saturday morning near Ship Rock, about two miles east of Catalina. The excursion was part of a scuba diving trip coordinated by Power Scuba from the island's Boy Scouts camp."Felt push to the left, looked to right, giant great white shark a foot from my boot," said McDaniel. "His upper half of body was out of the water, his dorsal fin was out of the water."Chambers was the first to notice the 19-foot shark before McDaniel turned around."Look at it and said, 'oh crap, oh crap, oh crap'," said Chambers. "I yelled at him to hit it."The shark had its jaws clamped on the back of the nine-foot-long kayak, inches from McDaniel. "Saw a giant, triangular, conical-shaped head right there and a huge body. Just a massive body," said McDaniel.Both men said they were frozen in fear as the great white shark hung on to the kayak for four or five seconds. Eventually, the shark let go, leaving behind puncture wounds and two large teeth in the kayak. "I don't think he took a full chomp. I think he just took a nibble and pushed," said McDaniel.The kayakers kept their paddles out of the water and did not move for several moments lest the shark return. McDaniel was "literally frozen" during that time.Despite the close encounter, McDaniel and Chambers continued with their plan to scuba dive later Saturday evening."Won't keep me out of the water, won't scare me out of the water," McDaniel said of the encounter.McDaniel offered to buy the kayak from the Boy Scout camp, which turned down his offer, according to Power Scuba owner Bill Powers."I think I've had my fill of great white sharks; I'm good. But I'm fortunate to have this experience," said McDaniel."It's one for the books. Not something you want to replicate," said Chambers. "He had the best shark attack experience without it being a bad story." 2043

Calls are growing to defund the police. For some advocates, that means divesting from law enforcement in favor of supporting communities. Others want to dissolve departments entirely. Both ideas center on reimagining policing as we know it.“I definitely think there are partnerships to be made and there's opportunity to be had, but that reimagining really first comes with having the resources to dream,” said Isaac Bryan, Executive Director of the UCLA Black Policy Project. “Right now, we don't have that because over half of our budgets, the discretionary funds go to law enforcement and policing.”Bryan says he'd like to see more discussions about restorative or transformative justice and alternatives to incarceration.Bryan says Minneapolis has opened the door for these conversations. The city council there is actively working to disband police, despite pushback from the mayor.An advocacy organization gives us a better idea of what that might look like.MPD150 says first responders should be mental health providers, social workers and other community members. It argues law and order would be better served through education and services that low-income communities typically lack.That's something Bryan agrees with, pointing to the high arrest rates of those experiencing homelessness in Los Angeles.“We're using our resources the wrong way and that's a clear-cut example that I think folks in this city and in large municipalities can think critically about,” said Bryan. “What if we used that money to build housing, or to feed folks, or to provide other pathways to opportunity.”Former vice president and current Democratic presidential nominee Joe Biden says we don't need to cut funding but increase it. His campaign argues more spending is necessary to help improve law enforcement and community policing. 1832

Central Illinois is coping with damages and injuries after a blitz of tornadoes Saturday, when 22 twisters were reported to the National Weather Service.Hardest hit was the town of Taylorviille, southeast of Springfield, where storm winds wrecked houses, downed power lines, pulled trees up by the roots, and left an unknown number of people injured.It "feels like I woke up to a nightmare," one man in Taylorville, who has lived there since the 1960s, told CNN affiliate WCIA.Taylorville Fire Department Chief Mike Crews said at a press conference no one was killed, and he couldn't comment on the number of injured."There were several people who were initially trapped in their homes due to damage initially but were rescued," Crews said. 748

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