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SAN DIEGO (KGTV) -- According to a new report, San Diegans need to make more than 0,000 a year to be able to afford a home.Mortgage site HSN.com reported on the findings last week. Nationally, a salary of just over ,000 is needed to buy a home at the median US price.In San Diego, however, the report claims a salary of 0,986.05 is needed to afford a 5,000 home, and that’s assuming you’re willing to put down 20 percent.With only a 10 percent down payment, the required salary rises to more than 5,000. To read through the full report, click here.Related stories:  593

SAN DIEGO (KGTV) - According to the San Diego Association of Governments, the unemployment rate in San Diego County was just under 16% at the end of June. The good news is that number is down from the 25% unemployment in May. Still, more than 250,000 San Diegans are unemployed, and many are hurting financially. However, ABC 10News did discover a select group that plans for unforeseen events such as the COVID-19 pandemic, and they seem to be doing just fine. What's their secret? FIRE.FIRE stands for Financial Independence Retire Early. We profiled this group back in November. Last fall, we met Jennifer Mah, a money coach and Community Manager for the San Diego FIRE chapter called Choose-FI before screening a documentary on the subject. And we learned then that many in the Financial Independence community save an average of 40% of their income. So we wanted to know, how are they doing now in the middle of this financial meltdown?"This is the first time in an economic downturn or instability that I've ever had a sense of strength," says Mah over a recent Zoom interview.And Jennifer's not alone. She introduced us to two couples with diverse stories."As soon as quarantine started and I was laid off, that was super scary for me," adds Grace Damazo.But not as scary for Grace and Mike Damazo had they not been part of the Choose-FI community. The Damazo's are a self-described frugal couple in their 30's. Yes, they save more money than many of their peers, but they're also investing in real estate. And before the pandemic hit, they sold one of their cars to cut back on expenses. If they travel, they do it with credit card bonuses, meal prep to save instead of eating out, and if they do, they take advantage of happy hours or specials."And also Grace, cutting my hair," says Mike laughing.From the looks of it, Grace is doing a great job with those clippers, and it all adds up. Mike's position in the Navy is, of course, considered essential. But Grace, a fitness instructor, was laid off at a big box gym and immediately transitioned her clients online. The pandemic only has them doubling down on saving."It was a realization that this was the right path, at least for us, and we need to fast track it," adds Grace.And then there is Wendy and Curtis Mays. A couple in their 50's, with six kids. If you think 50 is too late to start saving, think again. The Mays claim they were in a million-dollar hole just three years ago, and then they found Choose-FI."It's been a long time of having that fear in the back of our minds, and to not have it anymore is just incredible," says a relieved Wendy Mays.Wendy and Curtis sold their house and started renting because they could save more money and pay down debt. Family outings are free when possible, like a trip to the beach. They've paid down so much debt; Wendy was able to quit her full-time job and co-host her own financial consulting business. Curtis says the key is moving past the stigma of debt, talking with others, and figuring out what works best."They're able to do it, and we're able to do it, we just put it in our form with our platform, with our background, with our kids," adds Curtis Mays.Both couples were on what they call a 50-50 plan. 50% of their income goes straight to savings, and 50% to pay down debt. But in these uncertain times, they say they're saving even more because you never know what tomorrow will bring. 3417

SAN DIEGO (KGTV) - According to the San Diego Association of Governments, the unemployment rate in San Diego County was just under 16% at the end of June. The good news is that number is down from the 25% unemployment in May. Still, more than 250,000 San Diegans are unemployed, and many are hurting financially. However, ABC 10News did discover a select group that plans for unforeseen events such as the COVID-19 pandemic, and they seem to be doing just fine. What's their secret? FIRE.FIRE stands for Financial Independence Retire Early. We profiled this group back in November. Last fall, we met Jennifer Mah, a money coach and Community Manager for the San Diego FIRE chapter called Choose-FI before screening a documentary on the subject. And we learned then that many in the Financial Independence community save an average of 40% of their income. So we wanted to know, how are they doing now in the middle of this financial meltdown?"This is the first time in an economic downturn or instability that I've ever had a sense of strength," says Mah over a recent Zoom interview.And Jennifer's not alone. She introduced us to two couples with diverse stories."As soon as quarantine started and I was laid off, that was super scary for me," adds Grace Damazo.But not as scary for Grace and Mike Damazo had they not been part of the Choose-FI community. The Damazo's are a self-described frugal couple in their 30's. Yes, they save more money than many of their peers, but they're also investing in real estate. And before the pandemic hit, they sold one of their cars to cut back on expenses. If they travel, they do it with credit card bonuses, meal prep to save instead of eating out, and if they do, they take advantage of happy hours or specials."And also Grace, cutting my hair," says Mike laughing.From the looks of it, Grace is doing a great job with those clippers, and it all adds up. Mike's position in the Navy is, of course, considered essential. But Grace, a fitness instructor, was laid off at a big box gym and immediately transitioned her clients online. The pandemic only has them doubling down on saving."It was a realization that this was the right path, at least for us, and we need to fast track it," adds Grace.And then there is Wendy and Curtis Mays. A couple in their 50's, with six kids. If you think 50 is too late to start saving, think again. The Mays claim they were in a million-dollar hole just three years ago, and then they found Choose-FI."It's been a long time of having that fear in the back of our minds, and to not have it anymore is just incredible," says a relieved Wendy Mays.Wendy and Curtis sold their house and started renting because they could save more money and pay down debt. Family outings are free when possible, like a trip to the beach. They've paid down so much debt; Wendy was able to quit her full-time job and co-host her own financial consulting business. Curtis says the key is moving past the stigma of debt, talking with others, and figuring out what works best."They're able to do it, and we're able to do it, we just put it in our form with our platform, with our background, with our kids," adds Curtis Mays.Both couples were on what they call a 50-50 plan. 50% of their income goes straight to savings, and 50% to pay down debt. But in these uncertain times, they say they're saving even more because you never know what tomorrow will bring. 3417

SAN DIEGO (KGTV) - After 27 years, Mysterious Galaxy, a popular sci-fi bookstore in the Clairemont area, may have to close its doors.In a post on the store's website, the owners say they are looking for a buyer to take over the store on Balboa Avenue and move it, as their lease expires in 60 days. "It is with heavy hearts that we share that unless a new buyer and new location are found immediately, Mysterious Galaxy will be forced to close its doors," reads the post.Manager Kelly Orazi says it's "devastating" to see the store shut down.RELATED: Sears, Kmart stores slated for closure in months ahead, company says"We're a hub for people who love books," she says. "(People) Who love reading, who love writing. It's really something special."If it closes, Mysterious Galaxy will join a handful of other small, locally-owned bookstores to close recently in San Diego.In 2018, Villainous Lair shut its doors, as did the Adams Avenue Bookstore. And Lhooq Books in Carlsbad may do the same, as that location is facing eviction.But, on the whole, the independent bookstore industry is thriving across America.RELATED: San Diego area Forever 21 stores may close under Chapter 11According to the American Booksellers Association, the number of independent bookstores has gone up every year for the last decade, even as overall retail sales are down. Experts say it's because shoppers are looking for a more personal, intimate experience than what they can get online or at a major retail chain.That's what Diesel Bookstore is hoping to capitalize on. That store just opened at the end of October in the Del Mar Highlands mall."We offer bestsellers, but we also offer a curated selection of books in every subject manner," says Manager Iris Halperin. "People want an experience that's different, that's fun, that's unique. That's what Diesel brings."RELATED: Poway's 'Disneyland for discount hunters' to close next yearHalperin says the goal for the store can be summed up in a quote that the store's owner often references: "A book store is part school, part party, part counseling center and part creative workshop. It's street theater at its best. It is fun, moving, challenging, complex, and deeply rewarding work."Orazi agrees and is hoping there's still time for a plot twist that will keep Mysterious Galaxy open."We're looking for an owner that can come in, buy the bookstore, support the bookstore, find a new location for us or help us find a new location, and, hopefully, we'll be able to continue providing books and bringing magic to people for years to come. 2577

SAN DIEGO (KGTV) – A teen suffered serious injuries after a firework he was holding exploded early Thursday morning.ABC 10News learned the incident happened at around 2 a.m. in the 5500 block of Montezuma Road, near San Diego State University.The 18-year-old male was apparently holding an M80 when it suddenly went off. The teen reportedly lost most of his fingers and suffered an injury to his foot.The teen was taken to UC San Diego Medical Center for treatment. Details on his injuries were not immediately released.No other injuries were reported in the incident. 576

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