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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349
NAPLES, Florida. (KGTV) -- A bear was caught on camera ringing a doorbell and knocking over Christmas decorations at a Florida home. The video, captured by a Ring security camera, shows the bear sneaking up to the home in Naples Florida. The bear knocks over some Christmas decorations before walking up to the door and ringing the doorbell. The bear finally walks off after being yelled at by the family. The homeowner says nothing was damaged, but a snowman decoration did lose its head. 498

Moderna announced on Thursday that it had enrolled 30,000 participants in its Phase 3 COVID-19 vaccine trial, with more than 11,000 of those participants from communities of color.More than 25,650 participants have already received their second vaccination, the company said in a press release.The company added that the study also includes 7,000 participants over the age of 65.“Completing enrollment of the Phase 3 COVE study is an important milestone for the clinical development of mRNA-1273, our vaccine candidate against COVID-19," said Stéphane Bancel, Chief Executive Officer of Moderna in the news release. "We are indebted to all of the participants in the study. We would also like to thank the investigators and our partners at clinical trial sites, including our partners from PPD and the NIH, as well as the dedicated Moderna team for their support in completing enrollment. Moderna is committed to rigorous scientific research and the highest data quality standards. We will continue to work in collaboration with regulators to advance mRNA-1273, which we hope will help defeat the COVID-19 pandemic.”CNN reported that for Moderna to apply to the FDA for emergency use authorization, the following three things need to happen:53 of the 30,000 participants would need to become sick with COVID-19, which is expected to occur in the second half of November.40 of the 53 participants who do become ill with COVID-19 need to have received the placebo, which would show that the vaccine is 75% effective.Make sure enough time has passed to see if participants develop side effects.According to CNN, Moderna is the first company to start US clinical trials of a COVID-19 vaccine. 1696
NASHVILLE, Tenn. (AP) -- Comedian D.L. Hughley announced he's tested positive for COVID-19, following his collapse onstage during a performance in Nashville, Tennessee.In a video posted to Twitter on Saturday, Hughley said he was tested while being treated for exhaustion and dehydration after passing out at Zanies on Friday.He said the COVID-19 diagnosis was surprising because he was otherwise asymptomatic. He plans to quarantine in his Nashville hotel room for 14 days.The rest of the 57-year-old's shows at the Zanies club were canceled.In addition to stand-up comedy, Hughley is an actor, author and television and radio host. 641
MILWAUKEE -- Seven people were shot at the Serenity Funeral Home in Milwaukee Wednesday afternoon, police say. Acting Police Chief Michael Brunson said all seven victims are in stable condition and are expected to survive. The victims are a 48-year-old woman, a 26-year-old woman, a 24-year-old woman, a 29-year-old man, a 26-year-old man, a 24-year-old man and a 20-year-old man.There's no word yet on what caused the shooting, and the exact circumstances that led up to it are still under investigation. Brunson said his officers continue to search for an unknown suspect."Our prayers are with the victims and their family members during this terrible time," Brunson said."This is an untenable situation. This brazen act, that was done in broad daylight, is just unacceptable in our city," Brunson added.Mayor Tom Barrett called the shooting “an example of the insanity we’re seeing” with the number of guns on Milwaukee streets.There have been 139 homicides and 521 non-fatal shootings from Jan. 1 - Sept. 29, 2020 compared to 67 homicides and 313 non-fatal shootings in 2019 during the same period, according to MPD.This article was published by WTMJ. 1163
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