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On her 18th birthday, Charlie Lagarde bought a celebratory bottle of sparkling wine and her first-ever lottery ticket at a Quebec convenience store.When she got home, the newly-minted adult discovered she was also a newly-minted millionaire.It turns out the Gagnant à vie scratch-off she bought was worth a million dollars. Instead of the lump sum, she chose the annuity option and will receive ,000 every week for the rest of her life.It was the first time Legarde had ever played the lottery, officials at Loto Quebec said. That's because a person has to be 18 to play in Quebec.She plans to spend prize money on traveling and exploring her passion for photography."She's so sweet, down to earth, grounded," lottery spokesman Brian Lecompte told CNN. " She loves to travel. So she bought herself a really nice camera."The-CNN-Wire 842
OCEANSIDE, Calif. (KGTV) - The Oceanside City Council just gave preliminary approval to a plan that would use city development fees as a way to provide homebuyers help with their down payments.City Councilman Christopher Rodriguez presented the idea, which he calls the Affordable Market Purchase Program (AMPP)."It's a win-win," says Rodriguez. "And it's the fastest way, in my opinion, to creating home ownership."Under the plan, people could borrow up to 20% of the home's asking price from the city. But, it can only be used on single-family homes up to 0,000 or multi-family units (townhomes and condos) up to 0,000. The money comes from the city's "In-Lieu" fund. That money is a fee developers pay to the city when they don't include the required affordable housing in their project.Rodriguez says the city currently has about .7 million in the fund."Every million dollars could help 14 people with down payments," he explains.To qualify, people need to be first-time homebuyers who make less than 115% of the county's median income. That's around ,000 a year for a family of 4.They have to have been either living in Oceanside for a year or working in Oceanside for six months.The program is also available to veterans or seniors who are over 65 or over 55 but currently living in an Oceanside mobile home park.Applicants must also chip in at least 1% of the home's value as their down payment.Rodriguez says this program can help people who otherwise wouldn't be able to buy a home because they can't save for a large enough down payment."A family that is struggling to make ends meet and pay rent and unable to save, now they're able to use a program like this," he says.The loan from the city would be repaid when the home is sold again, or when there's a title transfer, first mortgage repayment, or in 30 years.In addition to the full cost of the loan, the city would also get 25% of the appreciated value of the home. That money would go back into the fund to help more people."It's unique, it's relevant, and our community desperately needs opportunity," says Rodriguez.He adds that this could help businesses retain employees. Right now, many people who work in Oceanside live 20-30 minutes away. Rodriguez says getting them to buy homes in town would make them more effective as employees and more likely to stay in their current jobs.The City Council gave the plan a preliminary approval at Wednesday night's meeting. Now city staff will draft a formal proposal. Rodriguez hopes to present it to the full Council in June. 2558
OAKLAND, Calif. (AP) — The Toronto Raptors are NBA champions for the first time.The Raptors defeated the Golden State Warriors 114-110 in Game 6 of the NBA Finals on Thursday night. The Raptors won the series 4-2, denying the Warriors what would have been a third straight championship.Kyle Lowry and Pascal Siakam had 26 points apiece for the Raptors, Fred VanVleet and Kawhi Leonard each had 22 for Toronto.Klay Thompson scored 30 for Golden State but left with a knee injury. Andre Iguodala scored 22 points and Stephen Curry had 21 for the Warriors. Curry missed a 3-pointer with about 5 seconds left, the Raptors tacked on a free throw off a technical in the last second when the Warriors called a time-out they didn't have, and the last game at Oracle Arena was the last game of Golden State's reign. 814
Oh look, it’s the sound of me Googling “how to make your own Adobo” https://t.co/YOScAcyAnC— Alexandria Ocasio-Cortez (@AOC) July 10, 2020 146
OCEAN BEACH (KGTV) - A hooded thief appears to have struck again in Ocean Beach. Marguerite Cruz, who is a co-owner of Te Mana Cafe, said someone broke into her restaurant early morning on Valentine’s Day. “I just felt really attacked,” she said with tears in her eyes.She said the burglary was caught on multiple surveillance cameras. The video shows the person crawling in through a window, then using some sort of took to dislodge the cash drawer from the register. A couple weeks ago, less than two blocks away, a criminal was caught on camera breaking into Pat’s Liquor and stealing the entire cash register. Police have not said if they think it is the same criminal, but Cruz seemed certain. “I think this person’s on a roll,” she said. 777