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An Alabama state official is citing the Bible to defend GOP Senate candidate Roy Moore against sexual assault allegations on a 14-year-old girl decades ago.Alabama State Auditor Jim Zeigler, a Republican, dismissed the charges brought forth in a Washington Post article about Moore Thursday, telling The Washington Examiner that the relationship would be akin to that of Joseph and Mary."Take the Bible: Zachariah and Elizabeth for instance," Zeigler said. "Zachariah was extremely old to marry Elizabeth and they became the parents of John the Baptist. Also take Joseph and Mary. Mary was a teenager and Joseph was an adult carpenter. They became parents of Jesus. There's just nothing immoral or illegal here. Maybe just a little bit unusual." 753

As hundreds of students from Marjory Stoneman Douglas High School prepare to board buses to lobby lawmakers to demand gun control, a measure was struck down on Tuesday by the Republican-held Florida House that would ban assault weapons. The motion was denied by a whopping 71-36 tally. Tuesday's vote came six days after a confessed gunman killed 17 lives at the Parkland, Florida high school. Many of the 3,000 students of the high school have since been vocal in their opposition to status quo gun laws, with the hope of increasing restrictions to posses firearms. The accused gunman, Nikolas Cruz, used an AR-15 type weapon during his massacre, which only lasted several minutes before he tried to blend in with students escaping the school. According to the Associated Press, the bill will likely no longer be considered during this session of the legislature.  898

As Americans face the complications of holding holiday celebrations amid the ongoing pandemic, President-elect Joe Biden says he and his family are trying to navigate the same issues, with safety measures.Biden said Monday that he and his wife are planning to follow the advice of medical officials who recommend no more than 10 people at a gathering, masked and socially distanced. Biden also says anyone at their Thanksgiving gathering would be tested for the virus 24 hours before getting together.The restrictions may be difficult, but Biden says, “I just want to make sure we’re able to be together next Thanksgiving, next Christmas."The Centers for Disease Control and Prevention is urging people to celebrate virtually or with members of their household, noting that in-person gatherings with people from different households “pose varying levels of risk.” Guidance also notes that a gathering’s size “should be determined based on the ability of attendees from different households” to socially distance and follow hygiene recommendations. 1055

Amy Andrle and her husband grow and sell recreational marijuana at their Denver dispensary L'Eagle."We're a true mom-and-pop shop,” Andrle says. “We have everything riding on this."This year, Colorado marijuana sales already passed billion. But it’s a valuable industry that comes with a lot of rules. "On any given day, you could be subject to people stopping in to see how you're conducting your business," the owner says.State and local governments keep a close eye on the industry. As it evolves, the regulations constantly change. With marijuana on ballots again in the upcoming election, Andrle hopes the "green rush" that hit Colorado continues to spread. “I think there's going to be an anti-federal prohibition at some point,” Andrle says. “I think consumers deserve that. They all should have a right to the same medicine if you look at it from a strict medicinal standpoint there are so many benefits that come to it. Why shouldn't every state have that?"Michigan and North Dakota are voting whether or not to legalize it in the upcoming election. Recreational use is already legal in nine states, as well as in Washington D.C. 1169

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

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