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Where the Mississippi River nears its end, sits a city that nearly faced its own end.“It’s a different kind of place,” said Louisiana native Hosea LaFleur.Nearly 15 years after Hurricane Katrina, New Orleans remains a city where the past never strays too far from the present. The storm is still felt by every homeowner here on their homeowners’ insurance bills.After the storm, insurance companies no longer wanted to offer homeowners insurance in parts of Louisiana that were vulnerable to hurricanes. They thought it was a money-loser.So, the state created Citizens Insurance. Initially controversial, it was funded by all the property owners in the state, including people who didn’t live anywhere near the damaged areas.“That certainly was a hard sell for those folks,” said Louisiana Insurance Commissioner Jim Donelon.Louisiana’s Citizens Insurance eventually helped stabilize the insurance market after Katrina and attracted more than 30 new insurance companies to the state. The number of homeowners on Citizens has also since plummeted, from 174,000 in 2008 to about 38,000 today, representing about 0.4 percent of the market there.“The policyholders are contributing fees, as well as the companies writing business contribute fees,” said Joey O’Connor, owner of the O’Connor Insurance Group and president of the Independent Insurance Agents and Brokers of Louisiana.Hosea LaFleur’s coastal home is on Citizens Insurance.“Just fell in love with it,” he said of the home. “Fell in love with the people, the things, the atmosphere.”It’s been hit by hurricanes twice: first Katrina in 2005 and then Gustav, three years later.“Knocked our walls down, everything down,” LaFleur said.Despite the repeated rebuilding, he wouldn’t dream of giving it up.“It's home to us,” LaFleur said. “We love it. We love everything about it.”Robert Allen is an adjunct professor at the School of Professional Advancement at Tulane University. His courses specialize in risk management and threat assessments. “That's going to start adding up,” he said, of rebuilding in vulnerable natural disaster areas. “Who foots the bill at the end of the day? You do. I do. Everybody else does.”Last year, the U.S. experienced 14 separate billion-dollar natural disasters: two hurricanes, two winter storms, eight severe storms, wildfires and a drought.From California wildfires to Midwest floods to coastal hurricanes, Allen said that as some insurance companies pull back from covering some areas, taxpayers will need to figure out if they want to keep footing the rebuilding bill.“At the end of the day is going to come down to money,” he said. “I mean, how much money is being put into that and at what point again do you decide this is enough?”Allen said one idea that’s been floated is to create a federal natural disaster insurance program, similar to the national flood insurance program. Taxpayers everywhere would be responsible for keeping it solvent.“There was talk or there is some kind of undertones about doing that with all hazards threats -- like doing that with the fires and just underwriting some of this stuff,” Allen said.It’s a challenge that taxpayers will have to confront, if they chose to rebuild areas hit over and over again by nature’s fury. 3259
With all four major commercial broadcast networks and three cable news channels deciding to air President Donald Trump's primetime address from the White House on Tuesday, Democratic leaders said the party deserves "equal airtime" in response from the networks. Trump announced on Monday that he would deliver the statement at 9 p.m. ET on Tuesday on why the federal government needs to build a wall along America's southern border. Trump has demanded more than billion in funding from Congress before agreeing to end a government shutdown that started before Christmas. Democrats have remained steadfast in opposition of funding a wall, but have said it would consider for other border security projects. While networks air opposition responses for events such as the State of the Union, generally primetime statements from the White House go without an official response. Even when the opposition party is given a rebuttal following an address such as the State of the Union, the response lasts only a fraction as long as the President's address. But both Speaker of the House Nancy Pelosi, D-Calif., and Senate Minority Leader Chuck Schumer, D-N.Y., believe that Democrats should be granted a longer response. "Now that the television networks have decided to air the President’s address, which if his past statements are any indication will be full of malice and misinformation, Democrats must immediately be given equal airtime," Pelosi and Schumer said in a joint statement. It is unclear exactly how long Trump's address will last on Tuesday. It is also unclear whether network executives will oblige and give Democrats a chance to deliver an official response. 1684

Two associates of Rudy Giuliani connected to efforts to dig up dirt in Ukraine on Democratic presidential candidate Joe Biden have been arrested and 161
WASHINGTON, D.C. – President Donald Trump announced several new actions on Wednesday that his administration is taking to combat the ongoing coronavirus crisis. One of the big updates that Trump announced during his White House press briefing was that the Department of Housing and Urban Development (HUD) will be suspending all foreclosures and evictions until the end of April. HUD's move is meant to bring relief to renters and homeowners who will lose income as the country practices social distancing due to the COVID-19 outbreak.Trump also said that he is invoking the Defense Production Act to expand the U.S. response to the outbreak. The federal provision, “confers upon the president a broad set of authorities to influence domestic industry in the interest of national defense,” according to the 819
WANTED For An Attempted Rape in front of 11 Greenwich Street #Manhattan @NYPD1Pct @NYPDSVU on 07/7/19 @ 12:45 A.M. Reward up to 00Seen Him? Know where he is?Call 1-800-577-TIPS or DM us!Calls are CONFIDENTIAL! #YourCityYourCall @NYPDDetectives @NY1 @CBSNewYork @NBCNewYork pic.twitter.com/Dzf9u7rguo— NYPD Crime Stoppers (@NYPDTips) July 9, 2019 363
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