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TARPON SPRINGS, Fla. -- A Walmart employee called Tarpon Springs, Florida police on Thursday to report a strong odor coming from a van parked in the store's parking lot. The employee told police the older model van had insect activity on the interior of the van's windows and there was a strong smell coming from the van. Police responded to the location and found an older model Ford E-150 van parked at the north end of the parking lot near Tarpon Avenue. When officers entered the vehicle, they discovered a dead person. Detectives have responded to the scene and are conducting a full investigation into the death. The identity of the deceased is unknown at this time. 701
The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be TAMPA, Fla. — A Tampa Catholic school experienced heightened police presence and low attendance Tuesday after a former contracted employee threatened violence on campus. "When I first walked into school there was like eight people and then like they kept saying there was like police and a lockdown drill will happen," said Sofia Diaco, a fourth-grade student at Academy of the Holy Names. Tampa Police advised school officials at Academy of the Holy Names to operate on a modified lockdown Tuesday as they searched for the person who threatened to "shoot up the school.""There's no question that when you hear about such a specific and violent threat, you worry about your children's safety and you entrust that safety to the school," said parent Dan Diaco. Ainya Smalls, 23, was arrested for making the threat in front of students and staff as a supervisor escorted her off campus after being terminated on Monday. Smalls worked for a cleaning company hired by the school. "A lot of people were scared, some post-traumatic issues from some of the children, and some of the parents to be honest," Diaco said. Scripps station WFTS in Tampa has learned, Smalls already had a warrant out for her arrest for criminal mischief while she worked at the historic Catholic school. Officials say Smalls passed a Level 2 background check provided by the cleaning company. But after this incident, they will now conduct their own screenings for all contracted employees and plan on re-screening every member of the cleaning staff. "I think the Academy's new policy of taking control of the background checks is a wonderful remedy to help prevent something like this from happening again," Diaco said. "It's no guarantee, but it's certainly an improved layer of protection." The following was sent out following the incident: School officials will hold a meeting for parents starting at 6 p.m. Thursday in the Brady Center to discuss the school threat. 2034 if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103

Statement from Stephen Miller: “Over the last 5 days I have been working remotely and self-isolating, testing negative every day through yesterday. Today, I tested positive for COVID-19 and am in quarantine."— Jim Acosta (@Acosta) October 6, 2020 255
Steven Bochco, a producer whose boundary-pushing series like "Hill Street Blues" and "NYPD Blue" helped define the modern TV drama, died Sunday after a battle with leukemia. He was 74.Bochco died Sunday morning at home, surrounded by family, according to Phillip Arnold, Bochco's personal assistant.Bochco co-created several of TV's most popular programs, while his large ensemble casts and ambitious storytelling set a benchmark beginning in the early 1980s that he refined and built upon for more than 30 years. Bochco also consciously set out to establish new, more permissive standards for broadcast television with "NYPD Blue," meticulously negotiating what was acceptable in terms of language and nudity with then-ABC Entertainment chief (and now CEO of the Walt Disney Co.) Robert Iger, even drawing naked figures to help set the ground rules. 858
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