中山便血便干是怎么回事中山什么情况下会出现便血,中山痔疮怎么办啊,中山我好几天大便出血是怎么回事,中山手术除痔疮多少钱,中山长期便血怎么回事,中山便血治疗医院哪家好,中山便血会引起发烧吗

Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

PARADISE, Calif. (KGTV) -- Pacific Gas and Electric could face murder or manslaughter charges if it were found responsible for starting the deadly Camp Fire, according to CNN. The company could face a range of criminal charges if any of the wildfires broke out as a result of improperly maintained power lines. Potential charges range from misdemeanors related to clearing vegetation around power lines to "homicide offenses like implied-malice murder and involuntary manslaughter."Attorney General Xavier Becerra has yet to come to a conclusion about the company’s responsibility in the recent fires. RELATED: New California law helps utilities with wildfire lawsuitsThe company responded by saying it’s determined to do everything it can to reduce wildfire risk: "PG&E's most important responsibility is public and workforce safety. Our focus continues to be on assessing our infrastructure to further enhance safety and helping our customers continue to recover and rebuild.”The company reported an outage on a transmission line where the fire started 15 minutes before the flames began to tear through the forest. This year, Governor Jerry Brown signed a measure allowing utilities to bill their customers for legal settlements stemming from the 2017 wildfires. The deadly Camp Fire started on November 8 and claimed at least 85 lives. PG&E provides electricity to about 16 million Californians. 1417

Point Roberts, Washington, is a bit of a geographical anomaly. Just south of the 49th parallel, Point Roberts is surrounded by water to its south, east and west. The only road that leads out of town is into Delta, British Columbia.With access across the United States/Canadian border limited to essential travel, border restrictions in the wake of the coronavirus pandemic has hamstrung the town.While the United States and Canada worked out an agreement of a land pass for those traveling between the Lower 48 and Alaska, there is no such agreement for Point Roberts and its 1,300 residents.Washington Gov. Jay Inslee has requested the Canadian government to allow Point Roberts residents be able to cross the border more freely. The letter was addressed last week to Canadian Prime Minister Justin Trudeau."Given the community’s isolation, there are very limited services available in Point Roberts and residents customarily travel into Canada or to Whatcom County to obtain needed goods and services, including regularly accessing schools and education centers due to quarantine rules,” Inslee said. “As such, Washingtonians living in Point Roberts face unique hardships resulting from COVID-19 border closures, including challenges for students’ academic and athletic careers, increased uncertainty for local businesses, and an inability to see family and loved ones living outside the Point Roberts enclave on the Tsawwassen peninsula."Currently, the US/Canada border is closed to non-essential travel through September 21. 1536

PINE VALLEY, Calif. (KGTV) — Border Patrol says agents arrested two people on Thursday in separate incidents of methamphetamine smuggling.The first incident occurred when agents stopped a woman driving a 2006 Honda Accord at the Interstate 8 checkpoint in Pine Valley. The woman was referred to secondary inspection, where agents say a canine team discovered 64 packages of methamphetamine hidden in the vehicle’s quarter panels and gas tank. The drugs are worth an estimated street value of 6,175.The 22-year-old U.S. citizen and the narcotics were turned over to the San Diego County Sheriff’s Department.Several hours later, a 19-year-old U.S. citizen driving a 2005 Ford Mustang was stopped at the same checkpoint. He was referred to a secondary inspection where a canine team also discovered 39 packages of meth inside the vehicle’s gas tank, worth an estimated street value of ,250.The man and the drugs were turned over to the Drug Enforcement Administration.Once again our agents have intercepted these dangerous drugs before they could reach the streets, poisoning our community. I am exceedingly proud of the dedication our agents exhibit every day protecting America," Chief Patrol Agent Aaron Heitke said.Since Oct. 1, 2019, San Diego Sector Border Patrol has seized more than 3,050 pounds of meth, accounting for 25% of all methamphetamine seized along the south-west border, CBP says. 1412

PALA INDIAN RESERVATION, Calif. (KGTV) --A woman was arrested after reportedly attacking three elderly victims with a baseball bat on the Pala Indian Reservation on Saturday.According to The San Diego County Sheriff’s Department, the three victims were visiting from Los Angeles and broke down on the side of Pala Mission Road after visiting the nearby casino.Deputies say all three victims are Cambodian and do not speak English. While on the side of the road the suspect, identified as Michelle Cagey Limon, 32, approached their vehicle and began striking it with a bat.When the two men inside the car got out, Limon hit one of them with the bat and punched the other in the face. The men ran away, leaving a female victim to take shelter inside the car.Deputies say the suspect then smashed out all the windows before also fleeing the scene. All three victims were taken to the hospital with non-life threatening injuries.Limon is being charged with three counts of elder abuse, assault with a deadly weapon and vandalism. During her arrest, deputies found a small drug lab inside the home, resulting in the arrest of Matthew Geyer, 37, on drug charges. 1164