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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739
Many parents are wondering how schools could look different if they reopen in the fall. The Pima County, Arizona, superintendent toured a charter school today. The principal of Da Vinci Tree Academy invited Dustin Williams to look at a preliminary model that follows CDC guidelines. Williams says, “I saw the partitions up and I said, Whoa. I haven't seen a model like that. This is one of the first models I've seen in class. But I have to accept we're in unprecedented times and safety has to be paramount for everybody.” <div class="Figure-credit" itemprop="author">KGUN 906
Every day millions of people are expecting a letter or package in the mail.The U.S. Postal Service has a feature that lets you see what’s coming to its customers' mailboxes and when — but it's allowed thieves to find ways to intercept valuable personal information.Informed Deliveryallows users to preview mail with digital images through email notifications, an online dashboard, or a mobile app.Users can sign up for Informed Delivery online or at any post office More than 13 million people have signed up for the service.However, the USPS says that in a few cases, people’s identities have been compromised. One woman in Palm Beach County, Florida who was granted anonymity for this story says it started with a simple walk to the mailbox.The woman first learned she was the victim of identity theft last Fall, and she claims scammers also tried stealing her mail last month.I She says she received a notification that she had signed up for Informed Delivery in her mailbox, even though she had never signed up for the service. Later, she received a Jet Blue credit card in the mail, for which she had also not signed up. She said she also received an alert from Bank of America about a second credit card that she had no knowledge of."Then, at that point, I said, 'OK, there’s something going on here,'" she said.USPS released this statement: In a very few cases, an individual’s identity has already been compromised by a criminal who then has used it to set up an Informed Delivery Account. "Then they are aware of when that credit card may be coming to your mailbox," the woman said.Luckily, she was able to intercept the credit card before the scammers did. Reporters referred the woman to the U.S. Postal Inspection Service, which is now investigating.The woman is now taking extra precautions, actively monitoring all her accounts, and she installed a new mailbox with a lock inside."You helped to put me in touch with somebody who I felt really cared about what’s going on, because this is a serious matter. It’s really bad,” she said.Creating a fraudulent account is illegal.Customers have two options to report a potentially fraudulent Informed Delivery account (or block your address): 2233
A South Florida mother is hoping a social media blitz will help President-elect Joe Biden and Vice President-elect Kamala Harris see her daughter's letter to them.Sydney Carlo, who lives in Cooper City, wrote the letter Saturday after learning that Biden and Harris were the projected winners of the election. Courtesy of Samantha Carlo "I cried when I heard you won," the 9-year-old wrote. "I know you both are amazing people and will work hard to bring are our country together. I voted for you in my school's election. Just like you two, I want to grow up and help my country. America is a great country but you made it a lot better."Her mother, Samantha Carlo, said her daughter showed that dedication by keeping up with the presidential election. "Sydney has been following the election, so every morning since Tuesday, Nov. 3, the first thing she's done is walk into my room and say, 'Do we know who won yet?'" Carlo told WPTV.Sydney said she wanted to share her feelings. "I just let my heart out and I did what I wanted to say to him, that he's doing a great job and that he's a great person," she said.Her mother shared the letter on her Instagram page, tagging Biden and Harris. She's hoping it will be shared enough times that the future president and vice president take notice. View this post on Instagram My daughter asked me to send this to you both @joebiden and @kamalaharris I hope it gets to you both some how! You did it!!!! @vanjones68 @maddowshow @joyannreid @douglasemhoff @drbiden @chrislhayes @alivelshi @yasminvossoughian @andersoncooper A post shared by Samantha Carlo (@carlosamantha) on Nov 7, 2020 at 10:45am PST Carlo said Harris is an inspiration to women."It inspires her, first to see that a female can become vice president and, eventually, president," she said. This story originally reported by Tania Rogers, Peter Burke on wptv.com. 1951
It’s been a month since both of you went home to Paradise to be with Jesus. I spend most of my time imagining what both of you are seeing and experiencing. As my tears fall, I remind myself of what the apostle Paul said in first Thessalonians 4:13-14 NIV “Brothers and sisters we do not want you to be on uninformed about those who sleep in death, so that you do not grieve like the rest of mankind, who have no hope. For we believe that Jesus died and rose again, and so we believe that God will bring with Jesus those who have fallen asleep in him”. For me this is not the end but only a brief interruption. One day soon we will have a magnificent reunion and all of us will be with the Lord forever. Until then I will press on to the ultimate goal of spending eternity in Heaven. My family and I would like to thank everyone across this country who has prayed for us and sent words of encouragement our way. I also want to thank the baseball community; The love and compassion we have felt has been unbelievable. It truly feels like we are one big family. Thank you @ourbaseballlife for everything you have done to support us during this time. I also want to thank the @raysbaseball for their continuous support through all this. 1248