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A change is coming to some people’s life and health insurance policies that will make them more expensive. Prudential recently announced it will consider e-cigarette users the same as traditional smokers. Smokers pay on average about 50% more per year for life insurance. Depending on the policy, that’s between 0 and 0 more.Some other companies were already charging vapers more. The president of Consumer Watchdog, Jamie Court, says he doesn’t necessarily disagree with the practice. “Well you know I’m no fan of the insurance industry but I think they're probably right in this circumstance and you know vaping is a relatively unknown quantity we don’t have any longitudinal studies to show what happens in 10-20-30-40 years to the lungs of people who vape,” said Court. “But there has been some evidence that people have significant scarring.”Court says it’s a little more of a gray area when it comes to health insurance. Right now, plans under the Affordable Care Act don’t charge e-cigarette and tobacco users the same. Some states don’t allow smokers to be charged more. At the same time, the Insurance Information Institute reports some companies have vaping in the non-smoking category because there isn’t enough data yet on the health effects. But with recent injuries and deaths from vaping, some companies now consider it a higher risk factor. 1375
A federal appeals court has found it was unconstitutional for Colorado to block an elector from voting for a candidate other than the winner of the state's popular vote in 2016, which was Hillary Clinton, in a 222
A 2,000-foot-long system created to clean up plastic pollution in the Pacific Ocean is broken and being towed back to port for repair.The Ocean Cleanup System 001, a U-shaped floating barrier created by the organization The Ocean Cleanup, arrived in the Great Pacific Garbage Patch in October.Ocean garbage patches are formed by rotating ocean currents called "gyres" that pull marine debris (litter, fishing gear, and plastic) into one location, according to the 476
QUICKSBURG, Va. – With a push of a button, 40,000 square feet seemingly come to life to show off America’s love affair with parades. “Every parade float tells a story,” said Joe Proctor, general manager of the American Celebration on Parade. Nestled in Virginia’s Shenandoah Valley, it’s a retirement village of sorts – for some of the largest floats of America’s most iconic parades. “Most people have no clue or no idea how big these parade floats are,” Proctor said. “Some of these or as long as 80 feet long and also go up to heights of over 30 feet.” Proctor grew up at the museum – literally. His father was once the general manager. Now, he runs the place. “I always felt a special love in my heart, like there was something in that,” he said. “I was a part of something very special.” So how did it all come to be here? Back in the 1940s, a man named Earl Hargrove was designing storefront window displays in Washington, D.C. His work caught the eye of President Harry Truman, who asked him to design a float for his inauguration parade. And the rest is history: Hargrove’s floats have appeared in every presidential inauguration parade since then. “We have a parade float that came out of Ronald Reagan's inauguration that's over 65 feet long and about 30 feet tall,” Proctor said. That’s not all: their floats have appeared in the Tournament of Roses Parade and Thanksgiving Day, among others. “Earl Hargrove loved parade floats,” Proctor said. “He loved decorating. And each year the parade floats kept getting bigger.” Hargrove couldn’t bear to get rid of them, so he built the museum to house them. We had the place all to ourselves on one December day, but during the summer, tens of thousands of people make their way there to see the lights, sounds and plenty of glitter. “He used to put glitter on lots of different things because he loved the flash,” Proctor said. Earl Hargrove passed away several years ago, but he ensured his decades of work remained ready to roll and show off a time-honored American tradition. For more information about the American Celebration on Parade, click 2117
A man has been arrested after authorities say he was planning to detonate explosive devices in New York's Times Square, local media outlets are reporting, citing law enforcement sources.The suspect, who was taken into custody Thursday, was plotting to throw explosives at people in the tourist destination, according to the 336