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The 2020 hurricane season is already breaking records.Hurricane Isaias, which just passed through the Carolinas and the northeast, killing several people, was the season’s ninth named storm, making it the earliest in a year we have ever reached that number.It was also the fifth storm of the season to make landfall. It’s the fastest we’ve gotten to five land-falling storms since the old record set back in 1916."From a landfall perspective, this has already been a very, very active landfall season,” said Dr. Phil Klotzbach, from Colorado State University’s Tropical Weather and Climate Research Center.The group released its final predictions for the 2020 hurricane season on Wednesday, predicting above-average activity with 24 named storms and 12 hurricanes, five of them being major hurricanes of Category 3 strength or greater."Typically, we do one final update in early August to give you one final last best estimate to see what the season’s going to be like, and if we realized we really screwed things up until now, it’s one last shot at a mulligan,” Klotzbach explained.Before you say these records are just par for the course in 2020 there is a caveat. The 2020 season has not produced nearly the same amount of Accumulated Cyclone Energy, or ACE, as past years.For example, there were fewer named storms by this time in 2005, but the storms that did form in the Atlantic through the end of July of that year produced far more energy, including Hurricane Dennis, a Category 4, and Emily, a Category 5. That hurricane season went on to produce Hurricane Katrina, which battered New Orleans, and Hurricane Wilma, making it the worst hurricane season in recorded history.“Normally, a lot of storm activity in June and July doesn’t say much about how active the season is,” said Klotzbach.Klotzbach says the two big predictors of a hurricane season are ocean temperature in the deep tropics and wind shear, which is how wind direction changes at different levels of the atmosphere.This year, water in the Tropical Atlantic is the fourth warmest on record, meaning there is more fuel for hurricanes. July also had the second-lowest vertical wind sheer on record, meaning there is not much to cap a storm’s potential.It is why Klotzbach thinks once the peak of hurricane season arrives on August 20, we will have to make sure we are ready for whatever is thrown our way.“The primary reason why we’re forecasting such an active season isn’t as much the storm activity that we’ve already had, but the large-scale conditions we’ve observed during July and what we expect to see during the peak of the season,” said Klotzbach. 2638

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

The Airport Authority is investigating an ‘unusual substance’ found in some soap dispensers at the Detroit Metropolitan Airport.DTW and the Airport Authority released this brief statement: “Our Public Safety Department is investigating an unusual substance found in a few of our soap dispensers during the last week. The Airport Authority takes incidents involving health and safety very seriously. We are in the process of installing new, tamper-proof soap dispensers and are more frequently monitoring our restrooms.”An airport worker says she thinks the Airport Authority should be more up front as to what the substance is."They should say exactly what it is, they should let us know, we need to know it's important,” said Theresa Sleiman.   763

TAMPA, Fla. — Weeks of feeling tired and short of breath were symptoms 16-year-old Hunter Brady never thought would lead to a cancer diagnosis.  Last month, he learned he was fighting stage 4b Hodgkin’s Lymphoma.    Hunter is now undergoing rounds of chemotherapy at St. Joseph’s Children’s Hospital.  He’s lost all of his hair and has to spend most of his time in and out of the hospital and then recovering at home.  Florida teen with terminal cancer dies less than a month after marrying high school sweetheart 556

Sunday, April 1, will mark six months since a mass shooting at the Route 91 Harvest Festival on the Las Vegas Strip. Fifty-eight people died, and 851 were injured after shooter Stephen Paddock fired more than 1,100 rounds at a crowd of country music fans. Paddock was in a room on Floor 32 at Mandalay Bay hotel and casino when he committed the act last fall.It is the deadliest mass shooting committed by an individual in the United States.There will be several memorial services and vigils around Las Vegas to mark the day, including one near the Route 91 Harvest Festival grounds. That vigil will start at 6 p.m. local time near Reno Avenue and Giles Street. Afterward, attendees will be allowed to walk around the site. The shooting on Oct. 1, 2017 occurred between 10:05 and 10:15 p.m. local time. 845