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SAN DIEGO (KGTV) - Life in San Diego is expensive. Most people would like to have more money, but they don’t always like talking about it. 10News is exploring solutions in our coverage of Making It in San Diego. The fear can grow when retirement comes closer. “You wake up and it’s already gone, and I’m in my early 60s and all of a sudden you have to plan for these things,” says Bob Bishop, who is close to retirement age. RELATED: Making It in San Diego: Not all 401Ks are equalThe SDFLC is a nonprofit group offering help to people at every stage of life, free of charge. “Planning, figuring out what it is you want to accomplish is the most important thing you can do,” says Chase Peckham, Director of Community Outreach at the SDFLC.Through programs like “Smart with your Money” and “Boost for our Heroes”, the center tailors its financial advice to the customer’s needs. RELATED: Making It in San Diego: Woman climbs out of 3,000 debt holeThe hardest part of the planning is asking for help. “We’ll hire somebody to come help us in our yard, we'll hire somebody to come fix our plumbing, so why not get help from financial experts and they see it every single day.” Experts offer one key tip to get started: pay yourself. “That way you know every single month what's leftover. You don't have to put away because you've already put away the amount you want to put away.” 1387

SAN DIEGO (KGTV) — Light scattered showers fell throughout the day from Mission Valley to Carmel Valley.While Sunday's rainfall marked the first fall rain for the region, Alex Tardy with the National Weather Service said that rain will disappear by Monday. “We're looking at conditions that are bone dry, record dry. It’s never been this dry before and just a little bit of rain like this, while it's nice and we won’t have any fires [Sunday], once the dry air starts blowing through on Monday and continues into Tuesday, it's not going to make much of a difference,” Tardy said.RELATED: In-depth: Why La Ni?a could make wildfire season worseTardy said that San Diego may go long stretches without rainfall this season as we move into a dry La Ni?a winter. However, when the rain eventually comes, it could come in sporadic heavy storms. Tardy also added that the conditions will have fire crews on high alert for weeks. “It also means a delay in the start of our winter so we could be in for a very long fall period where we mostly see dry conditions,” Tardy says. “What that means for us is that fire danger [could be] continuing into the fall and well into the early winter.” 1186

SAN DIEGO (KGTV) - Kevin Luo of Pacific Trails Middle School has been crowned the winner of the 2018 countywide spelling bee. The event began at 9 a.m. at the McMillin Companies Event Center at Liberty Station and lasted for nearly four hours. Last year’s local winner was Pacific Trails Middle School student Yash Hande. Yash advanced to the 90th annual Scripps National Spelling Bee. Although he correctly spelled "Polynesian" in the second round and "demographic", he did not score high enough on his written test to advance to finals.WATCH THE BEE LIVE (MOBILE USERS CLICK HERE): 621

SAN DIEGO (KGTV) — Jim Jennings has spent the last nearly 20 years living on a street corner just a short walk from San Diego State University. "It's very vibrant, it keeps me young," he says. It's a community Jennings has seen grow, along with the university. Now, many of the homes around his are rented out to groups of students. The number of residents increased even more because the city has streamlined permitting for companion units, such as backyard granny flats or converted garages. The goal is to add to the housing supply amid a steep supply shortage. Jennings, a member of the area's planning board, says the concern that it will make a severe parking crunch even tighter once school starts next month is now the talk of the neighborhood."I don't want to move," he says. "I just want to be able to park in my neighborhood."The system in place aims to guarantee he is able to, but now it may be part of the problem. For decades, the only daytime street parking in the neighborhood south of the campus has been allowed by permit. Each residence is eligible for up to four, which can be used for visitors. The permit system, from 8 a.m. to 7 p.m., prevents SDSU students from parking in the neighborhood for free and going to class. Now, a memo from City Attorney Mara Elliott says people who live in companion units can't be treated any differently than those in a traditional home. Their dwelling may be in someone's backyard, but it comes with its own address, and therefore is eligible for four additional parking permits. In other words, a parcel with a granny flat or companion unit can qualify for up to eight street parking permits. "Denying all permits to residents of companion units while maintaining the current level of four permits for primary dwelling units would be legally problematic," the memo says, citing Equal Protection Clauses. In 2018, the city authorized more than 260 accessory dwelling units. Through May of this year, it has authorized an additional 119. Jennings says the increase is making it almost impossible for people to find street parking. "We have guests over, where are you going to park? You have to go, circle and circle around the block looking for parking," he said. Elliott's memo says the City Council can act on this issue. One option, which Jennings supports, would be to limit permits by parcel, instead of the number of homes on it. 2401

SAN DIEGO (KGTV) - Keeping kids active, while also letting them follow their passion, is a top priority for a lot of parents.But often it comes at a cost. A new study from CompareCards.com shows that 46% of parents spend more than ,000 a year on activities for their kids, and 27% spend more than ,000. "As much as we love our kids as parents, and as much as we want them to pursue their dreams, life is expensive in 2019," says Matt Schulz, an Industry Analyst with CompareCards.com. "Parents are spending an awful lot of money to keep their kids in these activities."According to the study, 62% of parents admit they go into debt to pay for it all. 64% of parents say the costs cause them added stress.RELATED: Making It In San Diego: Community colleges offer free tuition to San Diego students"It's important to support your kids and teach them to follow their dreams," says Schulz. "But you also have to be able to do so without ruining your own dreams."One San Diego parent thinks she has a way to help. Jessica Mendez is trying to launch an online marketplace where parents can trade used sports equipment to help defray the costs."Every season, kids grow," says Mendez. "Every few months you have to purchase new cleats, a new bat to grow with them."Mendez has four boys that have been involved in all kinds of sports. As they've grown, old equipment has piled up in her garage. She thinks other parents have the same stockpiles of gear going to waste.RELATED: Making it in San Diego: State offers money to help boost college savings accountsMendez is hoping to let parents trade equipment with each other."We're hoping to start small and grow in the future with a website," she says. Mendez thinks she can have the site up in about a year. She's asking other parents with similar stockpiles of gear to contact her at jessicasdhomes@gmail.com.Meanwhile, CompareCards says parents can get creative to cut costs when it comes to activities. Some of their ideas include:- Having kids use YouTube or other online videos for tutorials instead of private lessons- Putting their kids in cheaper, non-elite and non-travel leagues (like YMCA or local recreation center leagues)- Having age-appropriate kids do extra work and pitch in to pay for registration- Saying "No" when too many activities start to pile up- Combining travel for club sports with the family vacationRELATED: Making it in San Diego: Millions available for local studentsShawanee White, a mother of three, says she's sold some of her daughter's old equipment and toys online to help pay for registration. She also asked other family members to chip in some money instead of buying toys for birthday or holiday gifts.White says her family spends -6,000 a year on registration, travel and all the other costs associated with extracurricular activities. But it's worth it."I want them to be well rounded and exposed to many opportunities," she says, adding that the activities keep her kids away from doing anything that may get them into trouble.The study also found that nearly 80% of parents believe their child's activities could one day lead to income, whether in the form of a scholarship, job or side-hustle.Schulz says it's also essential to involve your children in discussions about how their activities factor into the budget."It makes sense to be open and honest with your kids about the cost of these things," he says. 3411