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New payment options are popping up in your online shopping cart.There's been an explosion of retailers, including Amazon and Target, adding buy now, pay later options.“In general, I'm not a huge fan of these services really, because I'm worried about any sort of consumer debt,” said Ted Rossman, a financial expert at Bankrate. “And if you don't really have the money to pay for it today, but you think you'll have it in six weeks, that's a slippery slope.”Rossman says point-of-sale apps have seen triple digit growth over the holiday season.They typically require a payment up front and a few more payments spread out over six weeks or so. If you pay on time, usually there's no interest or fees.Rossman says research has found that almost half of buy now, pay later customers have paid late at some point, mainly because they were disorganized.Stores like them for several reasons, including because they tend to get people to spend more.“They also like the potential loyalty and big data play that they can actually learn a lot about their customers, and they work very closely with a lot of these services,” said Rossman.Most buy now, pay later lenders typically do a soft credit check. They won't typically help you build credit, but they could hurt your credit if you pay late because they will report that.“I just think that's a little bit short sighted, because if you use a credit card and are paying full, you avoid interest, but you get better promotions, you get rewards, you get better buyer protections,” said Rossman.Rossman says these options are appealing even to people who have credit, because of their predictability.He thinks we will see more of these with retailers not being able to push store credit cards as much with fewer in person shoppers. 1778

New payment options are popping up in your online shopping cart.There's been an explosion of retailers, including Amazon and Target, adding buy now, pay later options.“In general, I'm not a huge fan of these services really, because I'm worried about any sort of consumer debt,” said Ted Rossman, a financial expert at Bankrate. “And if you don't really have the money to pay for it today, but you think you'll have it in six weeks, that's a slippery slope.”Rossman says point-of-sale apps have seen triple digit growth over the holiday season.They typically require a payment up front and a few more payments spread out over six weeks or so. If you pay on time, usually there's no interest or fees.Rossman says research has found that almost half of buy now, pay later customers have paid late at some point, mainly because they were disorganized.Stores like them for several reasons, including because they tend to get people to spend more.“They also like the potential loyalty and big data play that they can actually learn a lot about their customers, and they work very closely with a lot of these services,” said Rossman.Most buy now, pay later lenders typically do a soft credit check. They won't typically help you build credit, but they could hurt your credit if you pay late because they will report that.“I just think that's a little bit short sighted, because if you use a credit card and are paying full, you avoid interest, but you get better promotions, you get rewards, you get better buyer protections,” said Rossman.Rossman says these options are appealing even to people who have credit, because of their predictability.He thinks we will see more of these with retailers not being able to push store credit cards as much with fewer in person shoppers. 1778

New data on the number of children in America who have contracted the coronavirus shows kids now make up 11 percent of the total number of positive cases.According to the American Academy of Pediatrics, between October 8 and 22, more than 94,500 children tested positive for the coronavirus in states that report cases by age. This is a 14 percent increase over two weeks.The AAP says this brings the total number of children in American who have tested positive to more than 792,000, which is 11 percent of the more than 7.2 million people in this country who have tested positive since the pandemic began.In the previous period in late September, children cases made up 10.7 percent of total coronavirus cases in America.The states with a high percent increase in coronavirus cases among children are the same that are seeing spikes in total coronavirus cases; including Utah, North Dakota, South Dakota, Wyoming, New Hampshire, New Mexico and Wisconsin. The definition of “child” ranges from 0-14 years old in some states, to 0-20 years old in others, so the AAP’s data represents a range of ages.States are still reporting low to very low numbers of child hospitalizations and deaths from the coronavirus.In the 24 states reporting this information, between .6-and-6.9 percent of all positive coronavirus cases in children result in a hospitalization.Among the 42 states reporting deaths by age, between 0-and-.15 percent of all child coronavirus cases result in death.The AAP represents pediatric doctors around the country, and has been releasing regular updates on how many positive cases of coronavirus there are among children. 1644

North Korea is willing to hold talks with the United States, South Korean President Moon Jae-In said in a statement Sunday.The South Korean leader said he'd met with the North Korean delegation in Pyeongchang before the closing ceremony of the Winter Olympic Games, and told them that North Korea-US talks should happen "as soon as possible."Moon said the North Koreans indicated they were willing to talk with the US, and agreed that "the inter-Korean relationship and North Korea-US relationship should develop together."  537

NFL fans will see history made this season, and it has nothing to do with what goes on between the goalposts.The Los Angeles Rams and the New Orleans Saints will have male cheerleaders dancing on their squads for the first time.Dancers Quinton Peron and Napoleon Jinnies have been preparing for the NFL season since they made the Rams cheerleading squad in March."Still can't believe I'm one of the first males in history to be a pro NFL cheerleader!" Jinnies tweeted after being selected. 497

来源：资阳报