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CHICAGO, Ill. – Ten years ago, Aja McClanahan didn’t think she’d be living on Chicago’s South Side. It also seemed like her family would be forever be in debt.“It was a mountain that I did not think we could ever tackle,” said McClanahan.Her family didn’t owe just a little bit of money. “It was over 0,000,” said McClanahan. McClanahan says everything started with student loans. That was the bulk of her and her family’s debt.“Between my husband and I, we had tons of student loan debt, ,000 between the two of us,” said McClanahan. “Then another ,000 was a mixture of consumer debt, car notes, credit cards, medical bills and things like that.” But the family decided debt was not going to define them forever.“I remember when I had my first child, my daughter, I knew I wanted to stay home with her but when I ran the numbers…we were like between bills rent, debt repayment, student loans, we cannot make this work,” said McClanahan. She says her family wasn’t budgeting before they put a plan together to pay down debt. "We just spent money as it came in and whatever we spent it on,” said McClanahan. “But with a spending plan we could prioritize what is important to us. So, it helped us look at how we were spending our money. And we kind of cut the fat.”They made sacrifices including a move from the suburbs of Chicago to the inner-city South Side neighborhood of Englewood. They inherited a house from a family member. “The first night we were there, we were like this is the stupidest thing we have ever done,” McClanahan said. "It was so noisy. Just the urban soundscape if you’re not used to it. So, it’s like sirens, barking dogs, people yelling and shouting in the alleys. We were like what have we done?”But they settled in and made it their home without paying a mortgage or rent.After about eight years of strict spending, side hustle and chipping away, they finally paid it all off. "The final balance was ,700 or something like that for a student loan or something like that and I remember making the payment or something like that and remember calling my husband and saying we’re debt free,” said McClanahan. McClanahan now works as a speaker and author trying to help other people conquer debt. "I find that a lot of people become hopeless around the holidays when you’re expected to have money to go out to parties to exchange gifts. For some people, they feel powerless and out of control because they don’t have money,” said McClanahan.While money isn’t everything, McClanahan says it can impact's more than just a bottom line.“I feel like money touches every part of our lives and if you can fix that money thing, you can get back more control,” said McClanahan. 2712

Dick's Sporting Goods considered stopping all gun sales in early 2018. A shooting at the high school in Parkland, Florida, had killed 17 people. And the company was shocked into action."We did have a conversation about that," CEO Ed Stack told CNN Business earlier this year. "At the time we felt it was a part of our DNA and we should stay in it. So many people in the country are law-abiding citizens who use firearms to hunt, to use from a recreation standpoint. We didn't think it was right to exit the business completely."That could be changing. Dick's, one of the country's biggest gun retailers, has been quietly testing the water on whether to pull out entirely from what it calls the "hunt" business, including firearms. An announcement with the results of the test is expected Thursday, when it is set to report quarterly results.America is again debating gun control after a recent wave of shootings — including one on August 3 at a Walmart store in El Paso, Texas. The debate has drawn new scrutiny on the legal sale of guns.When Walmart reported earnings on August 15, CEO Doug McMillon said the company supports stronger gun measures, though he stopped short of endorsing a specific plan.But Dick's has been the mainstream retailer to so far make the loudest public statement about firearm sales.Two weeks after the Parkland shooting on February 14, 2018, Dick's decided to drop the sale of assault-style rifles that are frequently used in mass shootings, as well as high-capacity magazines that can allow a person to fire more bullets without taking time to reload. It also raised the age for the sale of any firearm to 21 from 18.Rather than sell off its inventory of assault rifles to another retailer, Dick's had the weapons destroyed. And it hired lobbyists to work on gun safety and gun control issues. The moves won praise from gun control opponents and anger from gun enthusiasts. The backlash has probably hurt the sale of rifles Dick's continued to sell. As a test, Dick's last fall stopped selling all hunting gear, including guns, in 10 stores. It replaced the guns with other goods, such as apparel of a local sports team and other popular items.The experiment was a success. "Those stores outperformed the balance of the chain pretty meaningfully," Stack said.Earlier this year, the company pulled the hunting business out of another 125 stores, leaving sales in about 600 stores. The company said it would study the impact on overall store sales at those 125 stores and complete its review by August. The company declined to comment on the status of that review ahead of Thursday's earnings announcement.Firearm sales have generally been on the decline in recent years.American Outdoor Brands, the largest gun manufacturer and maker of Smith & Wesson, reported that sales fell 33% in the year that ended in April 2018, compared to the previous year, before rising 5% in the most recent year. Sturm Ruger & Co. reported a 21% drop in sales in 2017, and another 5% drop last year. Other smaller gunmakers have also reported declines. Remington filed for bankruptcy in April 2018.During the administration of President Barack Obama, the fear that the government would crack down on gun sales stoked sales. But under President Donald Trump, who was elected with the support of the National Rifle Association, those fears have abated — and along with them gun sales have waned. FBI background checks used for gun purchases, a measure of sales, were down 5% last year compared to 2016, the last year of the Obama administration."It's an OK business," Stack told CNN Business earlier this year. "It's not a great business." 3666

CHICAGO (AP) — Singer R Kelly has cited the novel coronavirus in asking a federal judge to free him from a federal jail in Chicago as he awaits trial on child pornography and other charges. A Thursday court filing by his lawyers claims scant precautions to stem the spread of the virus behind bars put Kelly's life at risk. The filing in U.S. District Court in Chicago says sanitizer and even soap is hard to come by in the Metropolitan Correctional Center, with most of its 700 inmates held in small, two-man cells that make the kind of social distancing called for to thwart the transmission of COVID-19 impossible. It says the visiting floor has sanitizer, but a sign next to the single bottle available says, “STAFF ONLY;” and a bathroom on the same floor often has no soap. 790

DEER PARK, Texas — A massive chemical fire that filled the sky with smoke and flames for days in southeast Texas has finally been snuffed out. But its effects could still be dangerous.The city of Deer Park announced a shelter-in-place order Thursday morning due to concerns about "levels of benzene or other volatile organic compounds within city limits."At least six area school districts have canceled classes Thursday, a day after the flames were extinguished.The Intercontinental Terminals Company said increased levels of benzene were detected early Thursday."These levels are below those that represent an immediate risk," ITC said."We have notified the surrounding municipalities, and out of an abundance of caution, Deer Park Emergency Operations Center has called for shelter in place precautions immediately for all of Deer Park."The neighboring city of Galena Park also issued a shelter-in-place order due to the elevated benzene levels, according to an alert on the city's official website. "We are actively monitoring the air quality and will continue to monitor the situation at ITC in Deer Park," Galena Park Mayor Esmeralda Moya noted in the alert.Acute exposure to benzene can cause headaches, dizziness or loss of consciousness, the 1267

CHARLOTTE, N.C. – A flight attendant may have recently exposed passengers to hepatitis A, according to the Centers of Disease Control and Prevention (CDC). The CDC says it was notified on Oct. 1 that an “aircraft contact investigation” was needed because an attendant showed hepatitis A symptoms during flights, and the person had handled food and beverages."Because the flight attendant had diarrhea on several flights within the infectious period, contact investigations were done to notify passengers," wrote the CDC in a statement. "The airline is notifying other crew staffing those flights." 609