中山外痔手术最好的医院(中山大便时出血为何) (今日更新中)

Your friends are getting married, and then they pop a question to you: Will you officiate at the wedding?Leading a marriage ceremony is an honor, and you don’t have to be a professional. Plus, it’s becoming more common for couples to look to their inner circles for wedding officiants. About 47% of couples had a friend or family member officiate at their wedding in 2017, up from 29% in 2009, according to online wedding-planning marketplace The Knot.But make sure you know what’s expected as an officiant. Here’s an overview with some expert advice and my own experience. 581

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

based on the agency's religious or moral beliefs. It was the first bill to be heard at the beginning of the 2020 legislative session on Tuesday.It passed in the senate with 20 votes for the bill and six against.The bill would prohibit private licensed child-placing agencies from being required to perform, assist, consent to, refer or participate in child placement for foster care or adoption that would violate the agency's written religious or moral convictions. The private adoption agencies can't be denied an application for a license by the Department of Children's Services or any state or local grant, contract or government program on the basis of its objection due to moral convictions."This bill simply protects children to be placed in homes that agree with their stated religious and moral convictions," Sen. Paul Rose (R-Tipton) said.The bill also says private adoption agencies will be protected from civil action for damages or civil relief due to its refusal to participate in a placement that violates its moral convictions.Critics of the bill say it targets LGBT families and will be seen as unfavorable to businesses and events that want to come to Nashville."They've specifically said that in the recent past — the last six months — a number of conventions have inquired about this bill and about similar bills," Sen. Steve Dickerson (R-Davidson County) said. He voted "no" on the bill. "They have articulated they will not book future events in our state that will effect Knoxville, Memphis, Chattanooga and, of course, Nashville, predominantly," he said.The vote came after a lengthy discussion that included Senate Speaker and Lt. Governor Randy McNally R-Oak Ridge) leaving his chair to debate the issue on the House floor.CEO of the Nashville LGBT Chamber of Commerce Joe Woolley called the bill unnecessary and disappointing. He said it wouldn't stop same-sex couples from adopting children, and he had concerns about the possible economic impact."This is just blatant discrimination," Woolley said. "It makes Tennessee look like a place that isn't welcoming for people to come raise a family and work."Woolley added the chamber would continue to help connect same-sex couples with agencies that will allow them to adopt children.David Fowler, the President of the conservative Family Action Council of Tennessee, was at the Tennessee State Capitol for the vote. He said he was surprised the bill passed and believes it will have a limited impact."I don't think the bill did as much as some Christian organizations thought it did," Fowler said. "It also didn't do as much as some opposed to the bill thought it did."Fowler said the Religious Freedom Protection Act already allows adoption agencies to turn down same-sex couples due to religious beliefs.House Bill 0836 passed in Tennessee's House of Representatives last April. The Senate bill now heads to the desk of Republican Governor Bill Lee for his signature. 2948

after the Trump administration imposed tariffs on Chinese goods.For Mark Ulness and his family from Manitowoc County, Wisconsin, it's the one time of year their hard work in the barn gets recognized by the masses.Some dairy farmers said being at the Wisconsin State Fair is a getaway from the everyday issues their industry is facing."We make sure (the cows are) fed before we eat a lot of times," Ulness said.As a fifth-generation dairy farmer, Ulness has seen the ups and downs of the industry, but nothing quite like the challenges of the last five years."As a family farmer, it's tough to see friends and neighbors go out, but we understand the struggles that they're going through," he said.Ulness said those struggles started when dairy prices plummeted in 2014 due to a milk surplus. Tariff implications over the last few years have only made the industry's outlook grimmer.According to the U.S. Department of Agriculture, Wisconsin lost 700 dairy farmers last year. It is the topic at the center of many political debates."Some of the farmers are really doing well," President Donald Trump told a crowd in Milwaukee a few weeks ago. "We're over the hump, we're doing really well, and in the meantime our government has billions of dollars pouring in and that money is paid for by China.""The farm foreclosure capital of the United States is, unfortunately, America's dairyland, Wisconsin," said Democratic National Committee Chair Tom Perez.Heather Larson of Darlington, Wisconsin knows of fellow dairy farmers dealing with more than money issues."He had two friends already this year commit suicide because of dairy farming," Larson said.Ulness is thankful his farm is still afloat, but it's come with sacrifices."My wife has a job off the farm, and a lot of times she'd prefer just to be at the farm working," he said.This story was originally published by Ben Jordan on 1883

-- are supplemental police reports that classify Smollett as an "offender," police Sgt. Peter Edwards said.It wasn't immediately clear whether other documents would be released. Some names and addresses are redacted, but previous details that police released, as well as an unredacted mention of one of the brothers, make clear that the Osundairos are mentioned here. CNN has been unable to reach them.Smollett pleaded not guilty to the charges before they were dropped, and he has denied staging the attack. Here is some of what the documents show: 550

来源：资阳报