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Holiday marketers have your number, and they know how to entice you to spend.You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who shopped at sales were 50% more likely to say they spent more than they expected. Among shoppers who used coupons, 38.5% said they overspent.Many shoppers try to be careful instead of making a spending plan. Using a budget can feel like it’s wringing the joy out of a happy season. Why? Giving feels good, says Jeff Kreisler, co-author of “Dollars and Sense: How We Misthink Money and How to Spend Smarter.”But simply being careful doesn’t work, “because a lot of the reasons we make poor financial decisions are unconscious,” says Kreisler, who’s editor in chief of PeopleScience.com, which applies behavioral science to the marketplace.However, you can position yourself to recognize — and overcome — overspending triggers.Use the best defense: a holiday budgetAshley Feinstein Gerstley, a financial coach and founder of the Fiscal Femme website, advises setting aside time — not over an hour — to list holiday expenses. Build in a buffer, because you’ll forget some things. But you’ll be better off if you have a number in mind, she says.Be realistic, not rigid, about your budget. Otherwise, controlling expenses can seem so futile you don’t bother trying, she says. “It’s like being on a strict diet and figuring if you cheated and had a cookie, you may as well eat the whole bag.”If you worry about overspending, consider getting a prepaid gift card in that amount, Kreisler says. It can help you stay aware of what you are spending and what’s left.Having a successful holiday spending plan may also inspire you to 1855

House lawmakers have passed a bill that makes animal cruelty a federal felony.The so- called "PACT Act" specifically bans crushing, burning, drowning and impaling animals, among other things.It would also allow officials to go after suspected animal abusers who cross state lines.But according to its co-sponsor, U.S. Rep. Vern Buchanan, R-Fla., it would also close a big loophole.His office says the bill would specifically ban animal cruelty recorded on video.Previous laws have de-legalized creating and selling those videos, but not the acts of cruelty in them.Another co-sponsor of the bill, U.S. Rep. Ted Deutch, D-Fla., says the legislation sends a clear message that our society does not accept animal cruelty.Violations of the bill could lead to prison for up to seven years. 796

HAPPENING NOW: Greenpeace activists are in Houston blocking the largest oil export channel in the country to confront the oil industry. Join the action with us! RT to resist Trump and the oil industry! #PeopleVsOil pic.twitter.com/sHbQGsfAZ3— Greenpeace USA (@greenpeaceusa) September 12, 2019 305

From your smartphone to your TV, computer or tablet, many of us pretty much stare at screens most of the day. This can put a strain on our eyes, which is why some people are turning to blue light filtering glasses. "I get people in here every day saying that their eyes get really sore, they burn or get really dry by the end of the day," said ophthalmologist Lauran Zimski. "When people sit at a computer, they blink about half the amount of times they would normally blink."You can find the blue light glasses at eyeglass counters, online and at big box stores. They can cost anywhere from up to 0. "So, blue is a particular wavelength of light that has been shown to basically keep you awake during the day," said Zimski. Zimski says there’s research that supports the theory that the glasses help people sleep."There's a lot of good research that shows if you wear blue blocking glasses before bedtime when you're looking at a digital device, you will fall asleep easier," said Zimski.But, if you're sitting in an office all day, Zimski says "there’s no real evidence that it helps with eye strain during the day staring at a computer."So, what does that mean for those addicted to their devices?"I certainly do have patients that feel like they do help with eye strain at the computer so you can certainly try them, but they may or may not make a difference," said Zimski. 1396

Following a 6.4 magnitude earthquake earlier this week, a government official said that major provider of electricity in Puerto Rico could be down for "over a year."The operations manager at the Costa Sur Power Plant told 234